Homes for Sale Under $300K in Middleburg, FL
This page tracks every Middleburg listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
198 homes listed under $300,000 are for sale or pending in Middleburg, FL today across 57 communities. The median asking price is $255,000, from $80,000 to $299,900. Listings in Middleburg without that feature have a median of $410,000. Most listings right now: Jacksonville South (24), District at Oakleaf Village (14), Middleburg (14). Updated October 2, 2026 from the MLS.
First-time buyers: what Middleburg costs at the entry level
96 active single-family homes, townhomes and condos at or below $300,000 — median $265,495, about $1,670/mo principal & interest at 6.95% with 5% down. Live from the MLS, refreshed nightly.
Newest homes under $300K in Middleburg
What the payment looks like
| Purchase price | P&I at 6.95%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $200,000 | $1,258 | $1,059 | $16,000 |
| $250,000 | $1,572 | $1,324 | $20,000 |
| $300,000 | $1,887 | $1,589 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in Clay County · First-time buyer guide
Middleburg homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| Jacksonville South | 24 | 1 | $249,450 | $80,000 |
| District at Oakleaf Village | 14 | 14 | $257,490 | $237,990 |
| Middleburg | 14 | 2 | $235,000 | $110,000 |
| Corsair | 13 | 13 | $269,440 | $232,440 |
| Baxley Villas | 12 | 12 | $267,490 | $259,990 |
| Greenwood Estates | 12 | 0 | $254,950 | $149,900 |
| Ravines | 7 | 4 | $233,000 | $116,000 |
| The Ravines | 7 | 0 | $134,999 | $124,000 |
| Orange Park South | 6 | 0 | $269,950 | $249,000 |
| Atlantis Point | 6 | 6 | $241,990 | $239,990 |
| Ridaught Landing | 4 | 0 | $285,000 | $280,000 |
| Glen Laurel | 4 | 0 | $279,999 | $255,000 |
| Westfield | 4 | 4 | $240,105 | $224,990 |
| Brannan Mill Plantation | 3 | 0 | $280,000 | $275,000 |
| Black Creek Park | 3 | 0 | $268,000 | $245,000 |
| Kindlewood Forest | 3 | 0 | $242,000 | $219,000 |
| Long Bay | 3 | 0 | $239,900 | $125,000 |
| Northglen | 2 | 0 | $289,500 | $285,000 |
| Pine Ridge | 2 | 0 | $284,450 | $269,900 |
| Kindle Wood | 2 | 0 | $269,400 | $248,900 |
| Evergreen Acres | 2 | 0 | $268,500 | $260,000 |
| Pinewood Place | 2 | 0 | $252,500 | $210,000 |
| Mimosa Creek Acres | 2 | 0 | $241,450 | $239,000 |
| Osceola Forest | 2 | 0 | $237,000 | $175,000 |
| Kindlewood Forest | 2 | 0 | $229,900 | $219,900 |
| Longbay | 2 | 1 | $206,000 | $165,000 |
| Duck Pond | 2 | 0 | $175,500 | $107,000 |
| Barrington Estates | 1 | 0 | $299,900 | $299,900 |
| Summerbrook | 1 | 0 | $299,000 | $299,000 |
| Hunters Trace | 1 | 0 | $299,000 | $299,000 |
| Heritage Farms | 1 | 0 | $290,000 | $290,000 |
| Rideout Hideaway | 1 | 0 | $290,000 | $290,000 |
| Mayfield Annex | 1 | 0 | $289,000 | $289,000 |
| Breckenridge | 1 | 0 | $285,000 | $285,000 |
| Blue Jay | 1 | 0 | $275,000 | $275,000 |
| Country Meadows | 1 | 0 | $275,000 | $275,000 |
| Hunter Hill | 1 | 0 | $274,900 | $274,900 |
| Doctors Inlet | 1 | 0 | $272,450 | $272,450 |
| Shannon Lake | 1 | 0 | $270,000 | $270,000 |
| College Park | 1 | 0 | $269,900 | $269,900 |
| Quails Hollar | 1 | 0 | $265,000 | $265,000 |
| Coppergate | 1 | 0 | $265,000 | $265,000 |
| Retreat | 1 | 0 | $265,000 | $265,000 |
| Deer Park | 1 | 0 | $265,000 | $265,000 |
| Brickyard | 1 | 0 | $255,000 | $255,000 |
| The Landing at Branan Field | 1 | 0 | $255,000 | $255,000 |
| Sheraton Lakes | 1 | 0 | $255,000 | $255,000 |
| Summerleaf | 1 | 0 | $250,000 | $250,000 |
| Greenwood | 1 | 0 | $239,900 | $239,900 |
| Jacksonville South | 1 | 0 | $225,000 | $225,000 |
| Black Creek Shores | 1 | 0 | $225,000 | $225,000 |
| Greyhawk Landing | 1 | 0 | $220,000 | $220,000 |
| Oak Hill Estates | 1 | 0 | $204,900 | $204,900 |
| Lago Del Sur | 1 | 0 | $199,900 | $199,900 |
| West Big Branch | 1 | 0 | $198,500 | $198,500 |
| Not Validd | 1 | 0 | $100,000 | $100,000 |
| Spencer Trails | 1 | 0 | $99,000 | $99,000 |
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Middleburg?
What do homes under $300K cost in Middleburg?
Which Middleburg community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
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Homes Under $300K in nearby Clay County cities
- Orange Park homes under $300K (169 for sale)
- Keystone Heights homes under $300K (105 for sale)
- Green Cove Springs homes under $300K (97 for sale)
- Fleming Island homes under $300K (26 for sale)
Live data: realMLS, Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Middleburg, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.