Waterfront Homes for Sale in Middleburg, FL
This page tracks every Middleburg listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
79 waterfront homes are for sale or pending in Middleburg, FL today across 43 communities. The median asking price is $469,990, from $199,900 to $1,199,000. Listings in Middleburg without that feature have a median of $320,500. Most listings right now: Jennings Farm (15), Double Branch (4), Pine Ridge (4). Updated September 27, 2026 from the MLS.
Live waterfront homes in Middleburg: the listings
47 active listings carry the flag today (14% of Middleburg inventory), median asking $525,000, $205/sq ft, median 66 days on market. Photo cards link to the listing; refreshed nightly.
Newest waterfront homes in Middleburg
The most expensive waterfront homes in Middleburg
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 3126 Nautilus Road | $1,199,000 | 2,407 | Doctors Landing |
| 1806 Lakedge Drive | $1,190,000 | 4,700 | Southlake Estates |
| 4299 Hawk Haven Road | $999,500 | 2,148 | — |
| 1717 Landward Lane | $998,000 | 2,575 | — |
| 3938 Sunset Sky Road | $975,000 | 2,056 | momentum listings |
| 3775 Forest Drive | $950,000 | 1,798 | Black Creek Forest |
| 4050 Coyote Court | $849,000 | 4,801 | Fox Meadow |
| 4002 Scenic Drive | $848,000 | 2,412 | Black Creek Estates |
| 4110 Scenic Drive | $765,000 | 2,305 | Gnann & Canova |
| 4333 Hawk Haven Road | $700,000 | 2,294 | — |
Waterfront Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 4 | 9% |
| $300K–$500K | 19 | 40% |
| $500K–$750K | 15 | 32% |
| $750K–$1M | 7 | 15% |
| $1M+ | 2 | 4% |
Middleburg waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Jennings Farm | 15 | 14 | $569,990 | $433,990 |
| Double Branch | 4 | 3 | $466,695 | $404,000 |
| Pine Ridge | 4 | 0 | $437,499 | $394,900 |
| Gnann & Canova | 3 | 0 | $690,000 | $359,900 |
| Barrington Estates | 3 | 0 | $345,000 | $325,000 |
| Two Creeks | 3 | 0 | $330,000 | $320,000 |
| Lake Foxmeadow | 2 | 0 | $584,250 | $570,000 |
| The Ravines | 2 | 0 | $369,000 | $299,000 |
| Greyhawk | 2 | 0 | $324,950 | $310,000 |
| Doctors Landing | 1 | 0 | $1,199,000 | $1,199,000 |
| Southlake Estates | 1 | 0 | $1,190,000 | $1,190,000 |
| Doctors Lake | 1 | 0 | $998,000 | $998,000 |
| Thunder Road | 1 | 0 | $975,000 | $975,000 |
| Black Creek Forest | 1 | 0 | $950,000 | $950,000 |
| Fox Meadow | 1 | 0 | $849,000 | $849,000 |
| Black Creek Estates | 1 | 0 | $848,000 | $848,000 |
| Black Creek Park | 1 | 0 | $665,000 | $665,000 |
| Paradise Moorings | 1 | 0 | $650,000 | $650,000 |
| Foxmeadow | 1 | 0 | $599,000 | $599,000 |
| Sandy Run | 1 | 0 | $575,000 | $575,000 |
| Black Creek Hills | 1 | 0 | $545,000 | $545,000 |
| Twin Creeks | 1 | 0 | $480,000 | $480,000 |
| Clay | 1 | 0 | $475,000 | $475,000 |
| Tara Farms | 1 | 0 | $449,900 | $449,900 |
| Longleaf Ranch | 1 | 0 | $439,900 | $439,900 |
| Longleaf Ranch | 1 | 0 | $439,900 | $439,900 |
| Murray Farms | 1 | 1 | $427,000 | $427,000 |
| Linda Lakes | 1 | 0 | $400,000 | $400,000 |
| Brannan Mill Plantation | 1 | 0 | $400,000 | $400,000 |
| Ravines | 1 | 0 | $399,500 | $399,500 |
| Captiva | 1 | 0 | $365,000 | $365,000 |
| Azalea Ridge | 1 | 0 | $335,000 | $335,000 |
| Greyhawk Landing | 1 | 0 | $327,000 | $327,000 |
| Doctors Inlet Reserve | 1 | 0 | $324,900 | $324,900 |
| Coppergate | 1 | 0 | $314,000 | $314,000 |
| Glen Laurel | 1 | 0 | $304,900 | $304,900 |
| Holly Oaks | 1 | 0 | $299,000 | $299,000 |
| Middleburg | 1 | 0 | $295,000 | $295,000 |
| Ridaught Landing | 1 | 0 | $295,000 | $295,000 |
| Rideout Hideaway | 1 | 0 | $290,000 | $290,000 |
| Retreat | 1 | 0 | $260,000 | $260,000 |
| Black Creek Shores | 1 | 0 | $230,000 | $230,000 |
| Lago Del Sur | 1 | 0 | $199,900 | $199,900 |
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Middleburg?
What do waterfront homes cost in Middleburg?
Which Middleburg community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Middleburg
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- Middleburg 4-bedroom homes
- Middleburg homes under $300K
- Middleburg homes $300K–$500K
- Waterfront Homes in every city
Live data: realMLS, Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Middleburg, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.