HOA Fees by Community in Osceola County, FL

Association fees are the second-largest fixed cost of owning in a planned community after taxes and insurance, and they vary by a factor of fifty across Osceola County. This league table ranks every Osceola County community whose recent MLS listings carried an association fee, normalised to dollars per month (quarterly, semi-annual and annual fees converted), with a link to each community page for the full fee history, CDD status and homes for sale.

Across 434 Osceola County communities with a reported association fee on recent MLS listings, the median HOA is $132 per month — $112/mo for single-family and townhome communities and $444/mo for condos. The lowest single-family HOA we track is Indian Wells at $10/mo; the highest is Encore At Reunion Reunion West at $857/mo.

How Osceola County HOA fees are distributed

Monthly HOA bandCommunitiesShare
$1–$100/mo17440%
$101–$250/mo12629%
$251–$500/mo8119%
$501–$1,000/mo5012%
Over $1,000/mo31%

Lowest HOA fees: single-family and townhome communities

Ranked by median monthly fee (lowest first); ties broken by how many listings reported the fee. Communities whose listings report a nominal fee under $10/month are left out of this table — those figures are usually an annual amount entered against the wrong frequency.

CommunityCityHOA (median, $/mo)Listings sampled
Indian WellsKissimmee$1016
Rustic AcresKissimmee$108
Savanna ParkSt Cloud$104
KindredKissimmee$1167
Birchwood Nbhd C2Harmony$114
Harmony Nbhd HHarmony$113
Waterlin 45'SSt Cloud$1243
Concorde EstatesKissimmee$1225
Brighton LakesKissimmee$1220
SomersetKissimmee$138
Eagles LandingKissimmee$135
RemingtonKissimmee$147
Springtree CrossingKissimmee$173
Pine Chase EstatesSt Cloud$195
Natchez TraceSt Cloud$193
Shingle Creek Reserve At The OaksKissimmee$2221
Eagle PointeKissimmee$2320
Shingle Creek Reserve OaksKissimmee$234
Oaks Ph 1 B2Kissimmee$2410
The OaksKissimmee$244
BridgewaterKissimmee$258
Canoe Creek LakesSt Cloud$2717
MarisolKissimmee$278
Shelby PlaceKissimmee$275
Westlake HammockKissimmee$274

Highest HOA fees: single-family and townhome communities

Gated, golf, amenity-heavy and master-planned communities dominate — the fee usually bundles a club, lawn care or a bundled golf membership.

CommunityCityHOA (median, $/mo)Listings sampled
Encore At Reunion Reunion WestKissimmee$85711
Reunion WestKissimmee$78014
Reunion WestKissimmee$77724
Reunion WestKissimmee$77723
Reunion WestKissimmee$75432
Paradise Palms ResortKissimmee$73757
Encore At ReunionKissimmee$7313
Solara Residence Vacation VillasKissimmee$7266
Solara Resort Vacation VillasKissimmee$71847
SolaraKissimmee$71816
Solara ResidenceKissimmee$71814
Solara ResortKissimmee$71767
Paradise Palms ResidenceKissimmee$70015
Solara Res Vacation VillasKissimmee$6824
Stoneybrook SouthDavenport$64230
Magic VillageKissimmee$64023
Reunion West Villages North KissimmeeReunion$60228
Fountains At ChampionsgateDavenport$6025
EncantadaKissimmee$59441
Windsor At WestsideKissimmee$58484

Lowest condo association fees

CommunityCityHOA (median, $/mo)Listings sampled
Mirasol At Celebr A CondoCelebration$1093
ARTISAN CLUB CondoCelebration$11920
Georgetown At CelebrationCelebration$11918
Siena At Celebration Condo BCelebration$11912
Siena At Celebration Condo CCelebration$11912
Siena At Celebration Condo ACelebration$1199
Town Center CondominiumsCelebration$1197
Carlyle Residences South At CelebrationCelebration$1196
Terraces/CelebrationCelebration$1196
Carlyle Residences At Celebration CondoCelebration$1193
Siena At Celebr Condo ACelebration$1193
Terra CondoKissimmee$2665
Wyndham PalmsKissimmee$27529
Ashley Park At Harmony HarmonySt Cloud$28312
Osprey Cove At The OaksKissimmee$3009

Highest condo association fees

Condo fees fund the building itself — insurance, reserves, elevators, waterfront upkeep — so the top of this list is oceanfront and high-rise.

CommunityCityHOA (median, $/mo)Listings sampled
Reunion Grande CondoReunion$1,61818
Mona Lisa At Celebration Condo HotelCelebration$1,3436
Seven Eagles A CondoReunion$1,07814
villas at reunion squareReunion$98532
Reunion KissimmeeReunion$9509
Spectrum At Reunion CondoKissimmee$8613
Caribe CoveKissimmee$83718
Spectrum At Reunion CondoReunion$8263
Ambar ResidencesKissimmee$7566
Tuscana 1 CondoDavenport$7364
Tuscana 03 A CondoDavenport$7285
TuscanaDavenport$7166
Heritage CrossingReunion$65018
Parkway Palms Resort Maingate CondoKissimmee$63023
Villas At Secret Lake CondoKissimmee$6305

How to read this

Figures are the median AssociationFee across a community’s recent MLS listings (n shown), normalised to a monthly amount from the listed frequency; communities need at least three listings with a known frequency to appear. Fees change with every budget cycle, special assessments are not included, and master-association or club dues may be reported separately by the listing agent. Source: MLS listing records compiled by Momentum Research, November 2026. Back to homes for sale in Osceola County, FL.

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