Homes for Sale Under $300K in Lutz, FL
This page tracks every Lutz listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
55 homes listed under $300,000 are for sale or pending in Lutz, FL today across 26 communities. The median asking price is $234,900, from $109,900 to $299,000. Listings in Lutz without that feature have a median of $593,450. Most listings right now: Paradise Lakes Condo (18), Paradise Lakes Resort Condo (5), Lakeview At Calusa Trace (5). Updated September 11, 2026 from the MLS.
Lutz homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| Paradise Lakes Condo | 18 | 0 | $147,400 | $109,900 |
| Paradise Lakes Resort Condo | 5 | 0 | $239,900 | $119,900 |
| Lakeview At Calusa Trace | 5 | 0 | $174,500 | $145,000 |
| Willow Square Twnhms | 2 | 0 | $290,000 | $285,000 |
| Sierra Pines Unrec | 2 | 0 | $261,200 | $249,900 |
| Lakes At Heron Cove Condo Ph 07 | 2 | 0 | $240,000 | $230,000 |
| Townes/Cypress Ranch | 1 | 0 | $299,000 | $299,000 |
| 1 | 0 | $294,995 | $294,995 | |
| Paradise Lakes Condominium | 1 | 0 | $290,000 | $290,000 |
| Lake Heron Ph 02 | 1 | 0 | $289,900 | $289,900 |
| Paradise Pines Rv Park Condo | 1 | 0 | $284,900 | $284,900 |
| Lake Heron Ph 03B 04B 05B | 1 | 0 | $284,900 | $284,900 |
| 1 | 0 | $269,900 | $269,900 | |
| 1 | 0 | $255,000 | $255,000 | |
| Lake Como Club Residence Coop | 1 | 0 | $249,900 | $249,900 |
| Lakes Heron Cove Condo Ph 07 | 1 | 0 | $249,900 | $249,900 |
| 1 | 0 | $245,000 | $245,000 | |
| Fountains At Paradise Lakes Condo | 1 | 0 | $235,900 | $235,900 |
| Willow Bend Tr Mf02 | 1 | 0 | $235,000 | $235,000 |
| Willow Lake | 1 | 0 | $230,000 | $230,000 |
| Lakes At Heron Cove Condo Ph 04 | 1 | 0 | $229,900 | $229,900 |
| Paradise Lakes | 1 | 0 | $229,500 | $229,500 |
| Heron Cove Condominium Phase Ii | 1 | 0 | $227,000 | $227,000 |
| 1 | 0 | $223,400 | $223,400 | |
| 1 | 0 | $215,000 | $215,000 | |
| Paradise Lakes Rv Park Condo | 1 | 0 | $187,000 | $187,000 |
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Lutz?
What do homes under $300K cost in Lutz?
Which Lutz community has the most homes under $300K for sale?
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Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Lutz, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.