Homes for Sale Under $300K in New Smyrna Beach, FL
This page tracks every New Smyrna Beach listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
77 homes listed under $300,000 are for sale or pending in New Smyrna Beach, FL today across 47 communities. The median asking price is $255,900, from $174,500 to $299,990. Listings in New Smyrna Beach without that feature have a median of $575,000. Most listings right now: Mariners Cove Condo (5), Coronado Cove 01 (4), Tuscany Square 01 Condo (3). Updated October 2, 2026 from the MLS.
First-time buyers: what New Smyrna Beach costs at the entry level
60 active single-family homes, townhomes and condos at or below $300,000 — median $256,800, about $1,615/mo principal & interest at 6.95% with 5% down. Live from the MLS, refreshed nightly.
Newest homes under $300K in New Smyrna Beach
What the payment looks like
| Purchase price | P&I at 6.95%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $200,000 | $1,258 | $1,059 | $16,000 |
| $250,000 | $1,572 | $1,324 | $20,000 |
| $300,000 | $1,887 | $1,589 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in Volusia County · First-time buyer guide
New Smyrna Beach homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| Mariners Cove Condo | 5 | 0 | $229,995 | $195,000 |
| Coronado Cove 01 | 4 | 0 | $266,500 | $230,000 |
| Tuscany Square 01 Condo | 3 | 0 | $270,000 | $259,900 |
| Sugar Mill | 3 | 0 | $255,000 | $249,900 |
| Landings At Sugar Mill | 3 | 0 | $254,900 | $249,900 |
| Hidden Pines Ph 02 | 3 | 0 | $244,999 | $240,000 |
| Venetian Bay | 2 | 0 | $292,494 | $284,999 |
| Fairgreen Unit 03 | 2 | 0 | $259,500 | $224,000 |
| Ellison Acres 02 | 2 | 0 | $254,700 | $214,900 |
| Hidden Pines | 2 | 0 | $247,499 | $244,999 |
| Turnbull Shores Lts 01-99 Inc | 2 | 0 | $247,000 | $219,000 |
| Bouchelle Island Condo | 2 | 0 | $244,000 | $239,000 |
| Camary Maud Groves Sec 02 | 2 | 0 | $237,400 | $199,900 |
| Sugar Mill Golf Twnhs Condo | 2 | 0 | $227,000 | $185,000 |
| Fairgreen Unit 01A | 2 | 0 | $222,450 | $209,900 |
| Mariners Cove Condo | 2 | 0 | $202,500 | $195,000 |
| Ellison Acres 03 | 1 | 0 | $299,900 | $299,900 |
| Hawley | 1 | 0 | $299,900 | $299,900 |
| Ocean Trillium South | 1 | 0 | $299,000 | $299,000 |
| Fairgreen Unit 06 | 1 | 0 | $299,000 | $299,000 |
| Smyrna Estates | 1 | 0 | $295,000 | $295,000 |
| Oliver | 1 | 0 | $295,000 | $295,000 |
| Coronado Cove | 1 | 0 | $294,999 | $294,999 |
| Joint Venture Sub | 1 | 0 | $289,900 | $289,900 |
| Kiawah Bay Condo | 1 | 0 | $289,500 | $289,500 |
| Tymber Trace Ph 01 | 1 | 0 | $288,000 | $288,000 |
| Golf Villas At Turnbull Bay I Condo | 1 | 0 | $284,900 | $284,900 |
| Golf Villas At Turnbull Bay Unit 01 | 1 | 0 | $284,900 | $284,900 |
| Inwood Sub New Smyrna Beach | 1 | 0 | $276,000 | $276,000 |
| Camary Maud Groves | 1 | 0 | $274,900 | $274,900 |
| Bahamian Club Units 01-03 Inc | 1 | 0 | $269,000 | $269,000 |
| Connors New Smyrna | 1 | 0 | $268,000 | $268,000 |
| Tuscany Square I, A Condo | 1 | 0 | $259,900 | $259,900 |
| Sams In Lewis Homestead | 1 | 0 | $259,900 | $259,900 |
| Hidden Pines Ph 03 | 1 | 0 | $257,700 | $257,700 |
| Turnbull Shores | 1 | 0 | $255,900 | $255,900 |
| Hidden Pines Ph 01 | 1 | 0 | $250,000 | $250,000 |
| Coronado Arms Condo | 1 | 0 | $249,900 | $249,900 |
| Islesboro | 1 | 0 | $230,000 | $230,000 |
| New Smyrna Marina Storage | 1 | 0 | $230,000 | $230,000 |
| Islesboro Sec 02 | 1 | 0 | $230,000 | $230,000 |
| Waterway West Condo | 1 | 0 | $225,000 | $225,000 |
| Inwood | 1 | 0 | $199,000 | $199,000 |
| Inwood | 1 | 0 | $199,000 | $199,000 |
| Inwood New Smyrna | 1 | 0 | $199,000 | $199,000 |
| Spanish Mission Heights Unit 04 Unrec 117 | 1 | 0 | $190,000 | $190,000 |
| Fairgreen Square | 1 | 0 | $174,500 | $174,500 |
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in New Smyrna Beach?
What do homes under $300K cost in New Smyrna Beach?
Which New Smyrna Beach community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
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- Homes Under $300K in every city
Homes Under $300K in nearby Volusia County cities
- Daytona Beach homes under $300K (789 for sale)
- Ormond Beach homes under $300K (268 for sale)
- Port Orange homes under $300K (236 for sale)
- Deltona homes under $300K (212 for sale)
- Deland homes under $300K (148 for sale)
- Daytona Beach Shores homes under $300K (109 for sale)
- Holly Hill homes under $300K (108 for sale)
- Edgewater homes under $300K (106 for sale)
Live data: Daytona Beach Area AOR, Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in New Smyrna Beach, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.