Rain Tree Acres in Middleburg

Rain Tree Acres
Homes for Sale in Middleburg, FL

All 369 homes for sale in Middleburg, FL · median $350,000 · 330 homes for sale in 32068 · Clay County homes for sale

Community in Middleburg · Clay County · ZIP 32068
44 homesBuilt 1960–2015
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True comps, carrying-cost math, and listings before the portals.

Photo courtesy of EAGLES WORLD REALTY, INC · via realMLS

Built fromLive realMLS data21 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 6 closed sales in Rain Tree Acres in Middleburg, FL since 2005, the most recent in February 2026. Across Middleburg as a whole, 602 homes closed in the last 12 months at a median of $315,000, 46 median days on market, with 219 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,740 ($4,150 with the full homestead exemption).

Live · Rain Tree Acres Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
60%
Owner-occupied · Rain Tree Acres
29 of 48 parcels homesteaded (FL DOR 2025)
40%
Non-owner-occupied · Rain Tree Acres
incl. 8% trust or LLC-held · 0% out-of-state
44
Homes in the community
plus 4 vacant residential lots · 48 residential parcels (FL DOR 2025)
Track record · 21 years of records
Est. 1960
Community established
homes built 1960-2015, median 1997 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Rain Tree Acres is a small pocket in Middleburg — just 45 homes — with a build range that spans 1960 to 2019 and a median year built of 1997. That six-decade spread is the story here: two houses on the same street can be worlds apart in systems, layout, and updates. Price in this community is driven far more by condition and how much work a given home has had than by any neighborhood-wide floor or ceiling.

With only 45 homes, this is a thin market. Individual listings move the picture, so both sides should anchor to the specific house rather than to averages. For sellers, that means condition and presentation carry the pricing conversation; for buyers, it means underwriting each home on its own merits — roof, HVAC, and updates — instead of assuming a comp down the block applies.

Nearby homes for sale

No active listings inside Rain Tree Acres right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

1901 PEREGRINE Place
$328K · 0.4 mi away
3 bd · 2 ba · 1,998 sqft
1901 PEREGRINE Place
Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY
2074 PALOMA Court
$390K · 0.7 mi away
3 bd · 2 ba · 1,531 sqft
2074 PALOMA Court
Listed by RE/MAX SPECIALISTS PV
4890 MCALLISTER Road
$345K · 0.7 mi away
3 bd · 2 ba · 1,458 sqft
4890 MCALLISTER Road
Listed by FLORIDA'S CHOICE REALTY LLC
4856 MCALLISTER Road
$240K · 0.9 mi away
3 bd · 2 ba · 1,152 sqft
4856 MCALLISTER Road
Listed by FLORIDA HOMES REALTY & MTG LLC
5110 HUNTINGTON Court
$275K · 1.0 mi away
4 bd · 2 ba · 2,128 sqft
5110 HUNTINGTON Court
Listed by HERRON REAL ESTATE LLC
5214 CARTER SPENCER Road
$485K · 1.2 mi away
4 bd · 2 ba · 1,943 sqft
5214 CARTER SPENCER Road
Listed by AT HOME REALTY SERVICES, LLC.

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

A compact Clay County enclave in Middleburg where homes cluster around a median of roughly 1,620 living square feet, with a housing stock old enough and new enough that condition is the real variable.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers targeting a mid-1,600-sqft home in Clay County who will inspect systems carefully before committing
  • Long-hold owners who value a small, stable enclave over a high-turnover neighborhood
  • Renovation-minded buyers comfortable pricing in updates on an older home to capture value

Probably not for

  • Buyers who need a wide, always-available slate of listings to choose from
  • Anyone expecting uniform, newer construction rather than a mix spanning 1960 to 2019
  • Buyers unwilling to underwrite a home individually and needing broad comps to feel confident

The market around Rain Tree Acres

Rain Tree Acres is too small for its own price trend, so here is the market around it.

In ZIP 32068, 468 homes are on the market and 29% are under contract — a steady corner of Middleburg.

Across Clay County, 1,290 homes are active and 456 pending (26% under contract).

In ZIP 32068 (Middleburg), 1,340 homes closed in the last 12 months at a median of $315K ($183/sq ft), up 2.0% year over year, with a median 45 days on market. Right now 262 active and 116 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 32068 housing market and the Clay County market.

ZIP and county figures describe the wider market, not Rain Tree Acres specifically. Momentum Research analysis of MLS records.

If we were buying in Rain Tree Acres today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Rain Tree Acres.

Best Buy
Buyers who want a small, established Middleburg pocket and will judge a home on its own condition.
Biggest Risk
With only 45 homes, inventory is thin and a single listing can skew the picture.
Sweet Spot
A well-updated home near the 1,620-sqft median that has had its major systems addressed.
Avoid If
You need frequent inventory or uniform, newer construction throughout.

A wide-vintage pocket where condition sets the price

The median home here dates to 1997 and runs about 1,620 living square feet, but the 1960-to-2019 build range means you should expect meaningful differences from house to house. Older homes may bring larger lots and mature landscaping alongside dated systems; newer builds trade some of that character for updated construction. Neither is inherently better — but they price differently, and you have to read each one closely.

Owner-occupancy sits just above 60% of homes here, which points to a stock that is largely held rather than churned. In a 45-home community, that tends to keep inventory tight, so serious buyers should be ready to act on the right house and shouldn't count on a steady stream of options.

“

The location and the amenities are priced into every listing in Rain Tree Acres. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market this small, generic comps don't cut it. We underwrite each Rain Tree Acres home on its own condition and vintage, tell you plainly where the value and the risk sit, and price against what's actually comparable rather than a broad average. When there's only a handful of homes trading, that discipline is the difference between a fair deal and a guess.

Rain Tree Acres in 15 seconds.

Best forBuyers who want a small, established Middleburg pocket and will judge a home on its own condition.
Biggest advantageA tight, owner-heavy community where homes tend to be held rather than flipped.
Biggest riskWith only 45 homes, inventory is thin and a single listing can skew the picture.
Sweet spotA well-updated home near the 1,620-sqft median that has had its major systems addressed.
Avoid ifYou need frequent inventory or uniform, newer construction throughout.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Rain Tree Acres homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Rain Tree Acres.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Rain Tree Acres sales matched to your home.

What is your Rain Tree Acres home worth?

Get a no-obligation home value based on real comparable sales in Rain Tree Acres, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Middleburg →

Real comps, not an automated estimate.

Recently off market in Rain Tree Acres

Homes in Rain Tree Acres that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,052/mo
Clay County typical true cost to own
$99/mo
Clay County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in Rain Tree Acres?
The Florida DOR 2025 assessment roll shows 44 homes plus 4 vacant residential lots in Rain Tree Acres (public records).
What share of Rain Tree Acres is owner-occupied?
60% of Rain Tree Acres parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Rain Tree Acres built?
Homes in Rain Tree Acres were built between 1960 and 2015, with a median year built of 1996.5 (FL DOR 2025 roll).
Who is the best real estate agent for Rain Tree Acres?
The best agent for Rain Tree Acres is one who actively works Middleburg and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Rain Tree Acres.
How do I find a top Middleburg real estate agent who knows Rain Tree Acres?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Rain Tree Acres and the wider Middleburg area.
Can Momentum Realty connect me with an agent for Rain Tree Acres?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Rain Tree Acres purchase or sale - no call center and no pressure.
Where is Rain Tree Acres, and what county is it in?
Rain Tree Acres is in Middleburg, Clay County, FL, ZIP 32068. The community's center is about 7 miles west of the center of Middleburg (straight-line).
How far is Rain Tree Acres from downtown Jacksonville and the beach?
About 24 miles from downtown Jacksonville and about 35 miles from the Atlantic beach at Ponte Vedra Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Buyers targeting a mid-1,600-sqft home in Clay County who will inspect systems carefully before committingExcellent fit
Long-hold owners who value a small, stable enclave over a high-turnover neighborhoodExcellent fit
Renovation-minded buyers comfortable pricing in updates on an older home to capture valueExcellent fit
Buyers who need a wide, always-available slate of listings to choose fromProbably not
Anyone expecting uniform, newer construction rather than a mix spanning 1960 to 2019Probably not
Buyers unwilling to underwrite a home individually and needing broad comps to feel confidentProbably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: September 28, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32068))
Under-contract sharesrealMLS records, as of 2026-09-28
Historical depthClosed-sale records back to 2005 (6 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Schools serving nearby communities

We do not have a confirmed school assignment for Rain Tree Acres. These are the public schools most often assigned to other communities in ZIP 32068; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Nearby Communities

Explore more neighborhoods near Rain Tree Acres with Momentum Realty’s local guides.

Raintree0.1 mi away · 44 homes, built 1960–15DADeerwood Acres0.2 mi away · median $276K, 3 sales/12 moPark Place0.3 mi away · 16 homes, built 1983–24DWDuckwater Woods0.3 mi away · 66 homes, built 1974–24Dalewood0.4 mi awayWestwood Park0.5 mi away · median $113K, 9 sales/12 moWhispering Creek Pines0.5 mi awayCreekwood0.6 mi away · 81 homes, built 1970–24

Browse all neighborhood guides →

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