Homes for Sale Under $300K in Gulf Breeze, FL

This page tracks every Gulf Breeze listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.

26 homes listed under $300,000 are for sale or pending in Gulf Breeze, FL today across 14 communities. The median asking price is $260,000, from $114,900 to $299,999. Listings in Gulf Breeze without that feature have a median of $498,500. Most listings right now: Sailwind (5), East Bay Heights (5), Baybridge (3). Updated September 11, 2026 from the MLS.

Gulf Breeze homes under $300K by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

CommunityHomes Under $300KNew buildMedian listFrom
Sailwind50$262,500$249,900
East Bay Heights50$229,900$205,000
Baybridge30$275,000$244,900
Bahama Bay30$225,000$214,900
Shadow Lakes10$299,999$299,999
Sunchase10$299,900$299,900
Lighthouse Pointe10$290,000$290,000
De Galvez Highlands10$285,000$285,000
Barbarosa Ranchettes10$285,000$285,000
Quail Ridge Landing10$270,000$270,000
Hickory Shores10$260,000$260,000
Soundwind10$260,000$260,000
Evergreen Shores10$189,000$189,000
Barbarosa Territory10$114,900$114,900

What under $300,000 buys and what to check

In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.

Questions to ask about any listing in this band

How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.

Common questions

How many homes listed under $300,000 are for sale in Gulf Breeze?
As of September 11, 2026, 26 Gulf Breeze, FL listings whose MLS record reports an asking price under $300,000 are active or pending, across 14 communities. The count updates with every MLS refresh.
What do homes under $300K cost in Gulf Breeze?
The median asking price today is $260,000, with listings from $114,900 to $299,999. Gulf Breeze listings without that feature have a median of $498,500.
Which Gulf Breeze community has the most homes under $300K for sale?
Sailwind has the most right now (5), followed by East Bay Heights (5), Baybridge (3), Bahama Bay (3).
What is the monthly payment on a home under $300,000?
At today’s rates with 20% down, principal and interest on a $300,000 purchase runs in the $1,500–$1,700 a month range before taxes, insurance and any HOA; each listing page shows the property tax and fees for that home, and the true-cost calculator linked above turns them into one monthly number.

Keep exploring Gulf Breeze

Live data: Pensacola AOR, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Gulf Breeze, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.

Hiring an agent in Gulf Breeze, FL?

Get matched with the right local expert.

Tell us your goal in Gulf Breeze, FL and we’ll connect you with the Momentum agent who knows it best — backed by a RealTrends 500 brokerage. No pressure, no obligation.

Prefer to talk now? Call (904) 351-6461.

Work with a local Gulf Breeze, FL expert

A real conversation with a local specialist, usually within one business day.

or call (904) 351-6461