Waterfront Homes for Sale in Gulf Breeze, FL
This page tracks every Gulf Breeze listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
44 waterfront homes are for sale or pending in Gulf Breeze, FL today across 25 communities. The median asking price is $1,079,950, from $260,000 to $4,345,000. Listings in Gulf Breeze without that feature have a median of $456,450. Most listings right now: Santa Rosa Shores (4), Polynesian Islands (4), Baybridge Villas (2). Updated September 27, 2026 from the MLS.
Live waterfront homes in Gulf Breeze: the listings
47 active listings carry the flag today (22% of Gulf Breeze inventory), median asking $1,100,000, $462/sq ft, median 54 days on market. Photo cards link to the listing; refreshed nightly.
Newest waterfront homes in Gulf Breeze
The most expensive waterfront homes in Gulf Breeze
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 525 Deer Point Dr | $4,495,000 | 5,571 | santa rosa county |
| 320 N Sunset Blvd | $4,250,000 | 3,234 | santa rosa county |
| 1203 Soundview Trl | $2,999,999 | 4,000 | santa rosa county |
| 92 Highpoint Dr | $2,999,000 | 4,200 | santa rosa county |
| 4235 Soundside Dr | $2,949,999 | 4,357 | santa rosa county |
| 616 Bay Cliffs Rd | $2,799,999 | 5,568 | — |
| 28 Baybridge Dr | $2,780,000 | 5,003 | — |
| 24 Baybridge Dr | $2,600,000 | 4,609 | — |
| 5393 Soundside Dr | $2,300,000 | 4,818 | — |
| 3112 Coquina Way | $2,100,000 | 6,456 | santa rosa county |
Waterfront Homes by price
| Band | For sale | Share |
|---|---|---|
| $300K–$500K | 5 | 11% |
| $500K–$750K | 4 | 9% |
| $750K–$1M | 12 | 26% |
| $1M+ | 26 | 55% |
Gulf Breeze waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Santa Rosa Shores | 4 | 0 | $1,017,500 | $699,000 |
| Polynesian Islands | 4 | 0 | $537,500 | $429,000 |
| Baybridge Villas | 2 | 1 | $2,690,000 | $2,600,000 |
| Casablanca | 2 | 0 | $1,749,000 | $1,699,000 |
| Rosemary Sound | 2 | 2 | $1,624,900 | $1,599,900 |
| Hickory Shores | 2 | 0 | $1,212,000 | $1,175,000 |
| Tiger Point Village | 2 | 0 | $1,200,000 | $1,100,000 |
| Sawgrass | 2 | 0 | $1,044,450 | $989,000 |
| Baybridge | 2 | 0 | $692,000 | $585,000 |
| Smugglers Cove | 2 | 0 | $590,250 | $335,000 |
| Sunchase | 2 | 0 | $326,950 | $324,900 |
| Soundwind | 2 | 0 | $305,000 | $260,000 |
| Deer Point | 1 | 0 | $4,345,000 | $4,345,000 |
| Bay Cliffs | 1 | 0 | $2,799,999 | $2,799,999 |
| Woodlawn Shores | 1 | 0 | $2,300,000 | $2,300,000 |
| Lighthouse Pointe | 1 | 0 | $2,099,000 | $2,099,000 |
| Nantahala | 1 | 1 | $1,525,900 | $1,525,900 |
| Villa Venyce | 1 | 0 | $1,200,000 | $1,200,000 |
| Soundside Resub | 1 | 0 | $1,194,000 | $1,194,000 |
| Champions Tee | 1 | 0 | $1,060,000 | $1,060,000 |
| Soundside | 1 | 0 | $975,000 | $975,000 |
| Langniappe | 1 | 0 | $974,000 | $974,000 |
| Lionsgate | 1 | 0 | $495,900 | $495,900 |
| Bal Alex Estates | 1 | 0 | $475,000 | $475,000 |
| Forest Bay Estates | 1 | 0 | $409,900 | $409,900 |
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Gulf Breeze?
What do waterfront homes cost in Gulf Breeze?
Which Gulf Breeze community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Gulf Breeze
- All homes for sale in Gulf Breeze
- Gulf Breeze ZIP codes with prices
- Gulf Breeze 4-bedroom homes
- Gulf Breeze homes under $300K
- Gulf Breeze homes $300K–$500K
- Waterfront Homes in every city
Live data: Pensacola AOR, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Gulf Breeze, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.