Lake Charles (Harbour Isles) in Port St. Lucie

Lake Charles (Harbour Isles)
Homes for Sale in Port St. Lucie, FL

All 1,470 homes for sale in Port St. Lucie, FL · median $415,000 · 257 homes for sale in 34986 · St. Lucie County homes for sale

Community in Port St. Lucie · St. Lucie County · ZIP 34986
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Photo via Beaches MLS

Built fromLive Beaches MLS dataUpdated twice daily

As of September 2026, the MLS records 1 closed sale in Lake Charles (Harbour Isles) in Port St. Lucie, FL, the most recent in May 2026. Across Port St. Lucie as a whole, 1,460 homes closed in the last 12 months at a median of $395,000, 62 median days on market, with 566 homes for sale today. At that median and St. Lucie County's FY2025-26 rate of 22.85 mills, annual property tax runs about $9,030 ($8,050 with the full homestead exemption).

Part of the Lake Charles Ph 3G master-planned community in Port St. Lucie, FL — see all Lake Charles Ph 3G homes for sale (25 listings across 2 villages and sections in the MLS).

Live · Lake Charles (Harbour Isles) Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Lake Charles sits inside the Harbour Isles area of Port St. Lucie, in St. Lucie County. With no community amenities surfacing from current MLS listings, price here is driven by the homes themselves — condition, updates, lot, and how each individual property is presented — rather than by a shared amenity package you'd pay a premium to access.

For a buyer, that means underwriting each listing on its own merits and not assuming a resort-style backdrop. For a seller, it means the burden is on the home: condition and presentation carry the value, because there isn't an amenity story doing the selling for you.

Nearby homes for sale

No active listings inside Lake Charles (Harbour Isles) right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

1686 SW Harbour Isles Circle
$350K · 0.1 mi away
4 bd · 3 ba · 2,121 sqft
1686 SW Harbour Isles Circle
Listed by RE/MAX Gold
1580 SW Harbour Isles Circle
$335K · 0.1 mi away
3 bd · 2.5 ba · 2,139 sqft
1580 SW Harbour Isles Circle
Listed by Keller Williams Realty of PSL
442 SW Fairway Vista
$300K · 0.1 mi away
2 bd · 2 ba · 1,787 sqft
442 SW Fairway Vista
Listed by RE/MAX Gold
433 SW Fairway Lake
$275K · 0.1 mi away
2 bd · 2 ba · 1,363 sqft
433 SW Fairway Lake
Listed by Atlantic Shores ERA Powered
1567 SW Harbour Isles Circle
$280K · 0.1 mi away
3 bd · 3 ba · 2,107 sqft
1567 SW Harbour Isles Circle
Listed by Century 21 Move with Us
414 SW Fairway Landing
$340K · 0.2 mi away
3 bd · 2 ba · 1,732 sqft
414 SW Fairway Landing
Listed by RE/MAX Gold

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Lake Charles is a residential pocket within Harbour Isles in Port St. Lucie, on the St. Lucie County side of Northeast Florida's beaches corridor. Current listings point to a market defined by the houses, not by common facilities.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers focused on the house itself who don't want to pay a premium for shared amenities
  • Value-minded shoppers willing to compare condition and finishes closely across listings
  • Owners who plan to update or maintain a home and let its condition carry the value

Probably not for

  • Buyers who specifically want a pool, clubhouse, or other community amenities
  • Those seeking a gated setting with shared common areas
  • Anyone who wants a turnkey amenity lifestyle rather than a home-first purchase

The market around Lake Charles (Harbour Isles)

Lake Charles (Harbour Isles) is too small for its own price trend, so here is the market around it.

In ZIP 34986, 347 homes are on the market and 20% are under contract — a steady corner of Port St. Lucie.

Across St. Lucie County, 2,317 homes are active and 721 pending (24% under contract).

In ZIP 34986 (Port St. Lucie), 1,247 homes closed in the last 12 months at a median of $380K ($204/sq ft), down 1.9% year over year, with a median 58 days on market. Right now 159 active and 40 pending listings put supply at about 4.9 months — a buyer's market. See the live ZIP 34986 housing market and the St. Lucie County market.

ZIP and county figures describe the wider market, not Lake Charles (Harbour Isles) specifically. Momentum Research analysis of MLS records.

If we were buying in Lake Charles (Harbour Isles) today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Charles (Harbour Isles).

Best Buy
Buyers who want a Port St. Lucie home judged on its own condition rather than a resort-style amenity package.
Biggest Risk
With no shared amenities identified, there's no common-facility story to lean on for resale.
Sweet Spot
An updated, well-kept home that clearly outperforms its comparables on condition.
Avoid If
You need a gated, amenity-rich community with a pool or clubhouse to feel at home.

A home-driven market, not an amenity-driven one

The most important thing to understand about Lake Charles right now is what the current listings don't show: no community amenities have been identified from the active MLS data. That absence shapes how you should read every price in the area. Without a clubhouse, pool, or gated common area pulling values in one direction, the spread between listings tends to reflect real differences in the individual homes — square footage, updates, and condition.

Practically, this rewards close comparison. Two homes on the same street can justify very different numbers based on how they've been maintained and updated. Judge each property against its own condition and finishes, and lean on recent comparable sales rather than a headline community narrative.

The location and the amenities are priced into every listing in Lake Charles (Harbour Isles). The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market where value lives in the individual home rather than a shared amenity story, the analysis has to be listing-by-listing. We read condition, updates, and comparables against each specific property in Lake Charles, and we'll tell you plainly when a given house isn't priced to its condition — or when it's the one worth moving on.

Lake Charles (Harbour Isles) in 15 seconds.

Best forBuyers who want a Port St. Lucie home judged on its own condition rather than a resort-style amenity package.
Biggest advantagePricing is home-driven, so a well-maintained property stands on its own merits.
Biggest riskWith no shared amenities identified, there's no common-facility story to lean on for resale.
Sweet spotAn updated, well-kept home that clearly outperforms its comparables on condition.
Avoid ifYou need a gated, amenity-rich community with a pool or clubhouse to feel at home.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Charles (Harbour Isles) sales matched to your home.

What is your Lake Charles (Harbour Isles) home worth?

Get a no-obligation home value based on real comparable sales in Lake Charles (Harbour Isles), not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Port St. Lucie →

Real comps, not an automated estimate.
Buyers focused on the house itself who don't want to pay a premium for shared amenitiesExcellent fit
Value-minded shoppers willing to compare condition and finishes closely across listingsExcellent fit
Owners who plan to update or maintain a home and let its condition carry the valueExcellent fit
Buyers who specifically want a pool, clubhouse, or other community amenitiesProbably not
Those seeking a gated setting with shared common areasProbably not
Anyone who wants a turnkey amenity lifestyle rather than a home-first purchaseProbably not

Data sources & freshness

Live listingsBeaches MLS, refreshed twice daily (last: September 14, 2026)
Under-contract sharesBeaches MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2026 (1 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Common questions about Lake Charles (Harbour Isles)

Where is Lake Charles (Harbour Isles)?

Lake Charles (Harbour Isles) is a community in Port St. Lucie, St. Lucie County, Florida, ZIP 34986.

Are there homes for sale in Lake Charles (Harbour Isles) right now?

No active listings inside Lake Charles (Harbour Isles) at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Lake Charles (Harbour Isles) have an HOA or CDD?

No HOA is on record for Lake Charles (Harbour Isles) in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Lake Charles (Harbour Isles) with Momentum Realty’s local guides.

HIHarbour Isles At Lake Charles0.1 mi away · median $288K, 6 sales/12 moFIFairway Isle0.2 mi away · median $309K, 4 sales/12 moTBThe Belmont Ii At St Luci0.4 mi awayTBThe Belmont Ii At St Lucie West A Condominium0.4 mi away · median $184K, 8 sales/12 moTBThe Belmont Ii At St Lucie West0.4 mi away1R1St Replat Lake Charles0.4 mi away · median $371K, 4 sales/12 mo

Browse all neighborhood guides →

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