HOA Fees by Community in Walton County, FL
Association fees are the second-largest fixed cost of owning in a planned community after taxes and insurance, and they vary by a factor of fifty across Walton County. This league table ranks every Walton County community whose recent MLS listings carried an association fee, normalised to dollars per month (quarterly, semi-annual and annual fees converted), with a link to each community page for the full fee history, CDD status and homes for sale.
Across 185 Walton County communities with a reported association fee on recent MLS listings, the median HOA is $242 per month — $191/mo for single-family and townhome communities and $1,122/mo for condos. The lowest single-family HOA we track is Cat Island Estates Enclave at $29/mo; the highest is Jasmine Dunes at $822/mo.
How Walton County HOA fees are distributed
| Monthly HOA band | Communities | Share |
|---|---|---|
| $1–$100/mo | 34 | 18% |
| $101–$250/mo | 63 | 34% |
| $251–$500/mo | 33 | 18% |
| $501–$1,000/mo | 29 | 16% |
| Over $1,000/mo | 26 | 14% |
Lowest HOA fees: single-family and townhome communities
Ranked by median monthly fee (lowest first); ties broken by how many listings reported the fee. Communities whose listings report a nominal fee under $10/month are left out of this table — those figures are usually an annual amount entered against the wrong frequency.
| Community | City | HOA (median, $/mo) | Listings sampled |
|---|---|---|---|
| Cat Island Estates Enclave | DeFuniak Springs | $29 | 12 |
| Sugarwood | Santa Rosa Beach | $29 | 3 |
| Mccarthy Estates | DeFuniak Springs | $38 | 12 |
| Mosaic Oaks | Santa Rosa Beach | $50 | 5 |
| Cross Creek | Freeport | $50 | 4 |
| Crossings at Freeport | Freeport | $50 | 4 |
| Bay Harbour | Freeport | $50 | 3 |
| Pelican Bay | Santa Rosa Beach | $52 | 5 |
| Waterview At Inlet Beach | Inlet Beach | $54 | 5 |
| Magnolia at the Bluffs | Freeport | $59 | 10 |
| Ashton Park | Freeport | $63 | 10 |
| Harstvedt Plantation | Santa Rosa Beach | $67 | 6 |
| Eagle Bay | Santa Rosa Beach | $69 | 12 |
| Hawk's Landing Townhomes | Santa Rosa Beach | $75 | 12 |
| Brizo | Santa Rosa Beach | $75 | 7 |
| Grande Oaks | Freeport | $75 | 3 |
| Hammock Oaks Estates | Freeport | $78 | 5 |
| The Preserve at Paradise Cove | Santa Rosa Beach | $81 | 4 |
| THE Bluffs AT LAFAYETTE | Freeport | $83 | 12 |
| NEST at Owl's Head | Freeport | $85 | 7 |
| Emerald Bay | Miramar Beach | $85 | 4 |
| Peach Creek | Point Washington | $87 | 12 |
| Whispering Lake | Santa Rosa Beach | $87 | 5 |
| Owl'S Head | Freeport | $88 | 12 |
| Owl'S Head East | Freeport | $88 | 11 |
Highest HOA fees: single-family and townhome communities
Gated, golf, amenity-heavy and master-planned communities dominate — the fee usually bundles a club, lawn care or a bundled golf membership.
| Community | City | HOA (median, $/mo) | Listings sampled |
|---|---|---|---|
| Jasmine Dunes | Santa Rosa Beach | $822 | 4 |
| Watercolor | Santa Rosa Beach | $630 | 10 |
| Miramar Beach Villas | Miramar Beach | $583 | 3 |
| Laurel Grove | Miramar Beach | $576 | 11 |
| Beachwalk Villas | Miramar Beach | $557 | 8 |
| Watersound Beach | Watersound | $555 | 12 |
| Bungalos At Sandestin | Miramar Beach | $554 | 8 |
| Retreat | Santa Rosa Beach | $542 | 5 |
| Prominence | Watersound | $541 | 11 |
| Prominence North | Inlet Beach | $541 | 9 |
| Legend Creek At Sandestin | Miramar Beach | $526 | 3 |
| Bungalows At Seagrove Beach | Santa Rosa Beach | $517 | 6 |
| Seaside | Santa Rosa Beach | $506 | 3 |
| Churchill Oaks | Santa Rosa Beach | $500 | 10 |
| Prestwick Place | Miramar Beach | $489 | 3 |
| Seacrest Beach | Rosemary Beach | $485 | 12 |
| St Andrews Drive At Sandestin | Miramar Beach | $483 | 4 |
| Fairways At Sandestin | Miramar Beach | $472 | 3 |
| Watersound West Beach | Watersound | $460 | 12 |
| Draper Lake Coastal Village | Santa Rosa Beach | $457 | 5 |
Lowest condo association fees
| Community | City | HOA (median, $/mo) | Listings sampled |
|---|---|---|---|
| Pointe Of View | Miramar Beach | $507 | 7 |
| Topsail Village | Santa Rosa Beach | $516 | 8 |
| Village Of South Walton Beach | Rosemary Beach | $546 | 8 |
| Azure At 30A | Santa Rosa Beach | $552 | 8 |
| Village At Blue Mountain Beach | Santa Rosa Beach | $582 | 10 |
| Herons Watch | Santa Rosa Beach | $700 | 6 |
| Sandpiper Village | Miramar Beach | $786 | 7 |
| Luau I | Miramar Beach | $825 | 8 |
| CRYSTAL Cove | Miramar Beach | $826 | 5 |
| Leeward Key | Miramar Beach | $867 | 7 |
| Seagrove Highlands | Santa Rosa Beach | $884 | 7 |
| The Grove at Seascape | Miramar Beach | $899 | 12 |
| Bahia | Miramar Beach | $922 | 5 |
| Ariel Dunes | Miramar Beach | $950 | 7 |
| Tivoli By The Sea | Miramar Beach | $965 | 4 |
Highest condo association fees
Condo fees fund the building itself — insurance, reserves, elevators, waterfront upkeep — so the top of this list is oceanfront and high-rise.
| Community | City | HOA (median, $/mo) | Listings sampled |
|---|---|---|---|
| Sanctuary At Redfish | Santa Rosa Beach | $2,116 | 5 |
| One Beach Club Drive | Miramar Beach | $2,010 | 8 |
| Seagrove Beach Dune Villas | Santa Rosa Beach | $1,990 | 3 |
| Empress (The) | Miramar Beach | $1,920 | 3 |
| Edgewater Beach | Miramar Beach | $1,781 | 6 |
| Grand Sandestin | Miramar Beach | $1,689 | 7 |
| Hidden Dunes Gulfside | Miramar Beach | $1,560 | 7 |
| Dunes Of Seagrove | Santa Rosa Beach | $1,504 | 4 |
| Lasata | Miramar Beach | $1,489 | 7 |
| Gulf Place Caribbean | Santa Rosa Beach | $1,462 | 6 |
| One Seagrove Place | Santa Rosa Beach | $1,329 | 7 |
| Alexander At Palm Court | Inlet Beach | $1,274 | 4 |
| Beachside Two | Miramar Beach | $1,253 | 5 |
| Observation Point | Miramar Beach | $1,253 | 3 |
| Beach House | Miramar Beach | $1,231 | 4 |
How to read this
Figures are the median AssociationFee across a community’s recent MLS listings (n shown), normalised to a monthly amount from the listed frequency; communities need at least three listings with a known frequency to appear. Fees change with every budget cycle, special assessments are not included, and master-association or club dues may be reported separately by the listing agent. Source: MLS listing records compiled by Momentum Research, October 2026. Back to homes for sale in Walton County, FL.