Southern Pine
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 1 closed sale in Southern Pine Ph 4 in St Cloud, FL, the most recent in May 2022. Across St Cloud as a whole, 2,213 homes closed in the last 12 months at a median of $414,990, 46 median days on market, with 588 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).
There is no active pricing signal to work from in Southern Pine Ph 4 right now — the current MLS snapshot does not show enough listing activity to establish a median, a days-on-market pattern, or a sense of where condition drives value. That is not the same as saying nothing is happening in the neighborhood; it means this particular slice of the market is quiet at the moment we pulled data.
For a buyer or seller, that gap matters more than any number would. Decisions here should lean on a fresh, direct comp pull for this phase specifically rather than assumptions carried over from nearby Southern Pine sections or the broader St Cloud market, which can price very differently.
Nearby homes for sale
No active listings inside Southern PineHomes for Sale in St. Cloud, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Southern Pine Ph 4 sits in St Cloud, Osceola County, as a later phase of the broader Southern Pine development — a detail worth noting because phased communities often differ from earlier sections in lot layout, build vintage, or included features even when they share a name.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Southern Pine is best for.
Best for
- Buyers prioritizing the home itself over a bundled amenity package
- Buyers comfortable requesting a direct, current comp analysis rather than relying on public listing summaries
- Sellers prepared to price based on fresh local data given the limited current MLS footprint for this phase
Probably not for
- Buyers whose decision hinges on confirmed community amenities like a pool or clubhouse
- Buyers wanting extensive listing history or price-trend data before making an offer
- Anyone assuming this phase mirrors earlier Southern Pine sections without separate verification
The market around Southern Pine
Southern Pine is too small for its own price trend, so here is the market around it.
In ZIP 34772, 496 homes are on the market and 26% are under contract — a steady corner of St Cloud.
Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).
In ZIP 34772 (St Cloud), 1,994 homes closed in the last 12 months at a median of $410K ($206/sq ft), down 1.0% year over year, with a median 43 days on market. Right now 321 active and 158 pending listings put supply at about 3.7 months — a healthy market. See the live ZIP 34772 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not Southern Pine specifically. Momentum Research analysis of MLS records.
The Southern Pine buying strategy.
If we were buying in Southern Pine today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Southern Pine.
A phase with no current listing footprint
The MLS feed shows no community amenities tied to current listings in Southern Pine Ph 4. That could mean the phase was built without a shared amenity package, or it could simply mean no active listing has surfaced that detail recently — the two look identical in a data snapshot but matter very differently to a buyer's decision.
Because of that, anyone evaluating this phase should treat the HOA documents, plat, and any community association records as the primary source of truth rather than the listing descriptions alone. That verification step is inexpensive relative to what it protects against — assuming a pool, park, or maintained common area exists when it does not, or the reverse.
The location and the amenities are priced into every listing in Southern Pine. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a phase with this little active MLS data, the value we add is legwork, not commentary: pulling recent closed sales specific to Ph 4, checking the HOA and plat for what amenities actually exist versus what current listings happen to mention, and giving you a straight read on whether the numbers support your offer or your asking price before you commit to either.
Southern Pine in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Southern Pine buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Southern Pine sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Southern Pine, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Southern Pine home worth?
Get a no-obligation home value based on real comparable sales in Southern Pine, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Southern Pine on the map →
Should you buy in Southern Pine?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2022 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Southern Pine Ph 4 fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Southern Pine
Where is Southern Pine?
Southern Pine is a community in St Cloud, Osceola County, Florida, ZIP 34772.
Are there homes for sale in Southern Pine right now?
No active listings inside Southern Pine at the last feed refresh. In ZIP 34772, 496 homes are on the market and 26% are already under contract.
Does Southern Pine have an HOA or CDD?
No HOA is on record for Southern Pine in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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