Lifestyle Guide · Tampa Bay

55+ Communities in Tampa Bay

By Jon Brooks, Co-Founder, Momentum Realty

95 active-adult communities across 5 counties, each with an honest guide. Age-restricted communities operate under the federal HOPA exemption, and the real differences between them are the fee stacks: HOA dues, CDD or per-home bonds, club memberships, and for condos the reserve schedule. Every card links a guide with sourced prices; HOA dollars shown where verified from active listings.

Pinellas County (45) Full Pinellas County 55+ hub →

Pasco County (25) Full Pasco County 55+ hub →

Anand ViharRead the guide →Colony Hills CommunityRead the guide →Del Webb Bexley$290-$488/mo inclRead the guide →Del Webb River Reserve New Port RicheyRead the guide →Esplanade at Wiregrass Ranch$374,999-$719K, $462/mo HOA funds The Read the guide →Explore by Del Webb VeronaRead the guide →Gem EstatesRead the guide →Grand HorizonsRead the guide →Green Hills EstatesRead the guide →Heritage Lake~$74-$616/mo by product, 2026 medians Read the guide →Heritage LakeRead the guide →Heritage Pines$22-$470/mo by maintenance scopeRead the guide →Heritage Springs~$3,300/yr unlimited, chef restaurant Read the guide →New Port Colony New Port RicheyRead the guide →Oaks Royal Mobile HomeRead the guide →Paradise Pointe WestRead the guide →Shady OaksRead the guide →Shady Oaks Mobile Modular EstatesRead the guide →South Hill MhpRead the guide →Spanish Trails West Residential CooperativeRead the guide →Summertree~$299.5K with older villas from the $1Read the guide →Tanglewood Mobile VillageRead the guide →The GrovesRead the guide →Tippecanoe VillageRead the guide →Zephyr Estates Condos for Sale: 3 Listings, Median $124KRead the guide →

Hillsborough County (14) Full Hillsborough County 55+ hub →

Caribbean Isles Apollo BeachRead the guide →Cypressview Ph 1 Unit 1Read the guide →Del Webbs Sun City Florida UnRead the guide →Fairway Village Sun City CenterRead the guide →Forest Brooke Active AdultRead the guide →Regency Cove a CooperativeRead the guide →Sheldon West Mh CommunityRead the guide →Southshore FallsRead the guide →Southshore FallsRead the guide →Sun City CenterRead the guide →Tampa Bay Golf and Country Club$91-$425/mo inclRead the guide →Tampa Bay Golf and Tennis ClubRead the guide →The Preserve at La PalomaRead the guide →YorkshireRead the guide →

Hernando County (10)

Brookridge$48-$155/mo, 18-hole par-72, manufactuRead the guide →Brookridge CommunityRead the guide →Cascades at Southern Hills$329,500-$479,900Read the guide →Forest Glenn Ph IRead the guide →Forest Oaks$200s-$390s, no CDDRead the guide →High Point$100K)Read the guide →High Point MhRead the guide →Seven Hills$17-$130/mo, public Seven Hills GolferRead the guide →Timber Pines~$298K at ~$126/sqftRead the guide →Wellington at Seven Hills Ph 1~$225/mo inclRead the guide →

Citrus County (1)

Meadowcrest$285-$338/mo INCLRead the guide →

Useful next steps

All 55+ communities in Florida · Property tax estimator · What a CDD fee is · Condo assessment rules and data · The Villages vs the alternatives · Northeast Florida 55+ hub · Neighborhood finder

How many 55+ communities does Momentum track in Tampa Bay?

95 communities across 5 counties, each with a full guide. Prices in the guides are attributed to dated third-party sources, and HOA dollars appear where verified from active MLS listings.

What fees should 55+ buyers check that listings sites skip?

Four layers: HOA dues and exactly what they cover; any CDD or per-home bond (The Villages model) on the tax bill; club or amenity memberships billed separately; and for condos, the association budget and post-Surfside reserve schedule. The fee stack varies more among 55+ communities than the amenities do.

Are these communities legally allowed to be age-restricted?

Yes - communities operating under the federal Housing for Older Persons Act exemption may lawfully restrict by age. Each guide describes the restriction structure factually; verify the specific community rules and any occupancy requirements with the association.