Homes for Sale $300K to $500K in Cumming, GA

This page tracks every Cumming listing with an asking price between $300,000 and $500,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.

226 homes listed between $300,000 and $500,000 are for sale or pending in Cumming, GA today across 135 communities. The median asking price is $430,674, from $300,000 to $499,999. Listings in Cumming without that feature have a median of $724,900. Most listings right now: Hemingway (8), Shady Shores (8), Ansley Towns (7). Updated September 11, 2026 from the MLS.

Cumming homes $300K–$500K by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most homes $300K–$500K listed are tabled; the rest follow.

CommunityHomes $300K–$500KNew buildMedian listFrom
Hemingway88$433,917$384,990
Shady Shores81$374,500$333,000
Ansley Towns77$449,860$439,920
Hemingway TH55$414,990$379,990
Sydney Oaks44$454,950$435,000
Orchards of Habersham Grove40$442,450$415,000
Bridgetowne40$427,449$369,000
Pilgrim Lake40$338,450$330,000
Wynfield30$470,000$456,000
Stonehaven Pointe30$469,000$456,900
Lanier Country Club Estate33$465,000$462,000
Wild Meadows30$450,000$435,000
Southlake Estates30$420,000$415,000
Villages at Castleberry30$415,000$414,000
Lanier Walk30$350,000$349,900
Brookstone30$350,000$344,900
Mountain Ridge30$335,000$325,000
Villages at Settingdown Creek20$485,000$480,000
Tallant Farms20$462,450$459,900
Ridgebrook20$457,000$425,000
Greenwood Acres20$449,950$430,000
Millstone20$434,000$429,000
Manchester Park20$432,500$425,000
Glenn Ivey20$431,950$429,000
Newbury20$430,000$425,000
High Pointe View21$409,450$399,900
Stonehaven Terrace20$382,500$380,000
Bannister Park20$374,950$364,900
Hutchinson Pointe20$369,950$354,900
Kentmere20$349,900$329,900
Pinnacle Glen20$347,000$314,000
The Gatherings at Herrington10$499,999$499,999
Holyoke Acres10$499,900$499,900
Orchards of Central Park10$499,900$499,900
Overlook at Habersham Pointe10$499,000$499,000
Brookhaven At Lanier Ridge10$499,000$499,000
Burnt Bridge10$498,500$498,500
Hamby Farms10$495,000$495,000
Villas At Habersham10$495,000$495,000
Townhouses at Lanier10$495,000$495,000
Timberline at Lake Lanier10$490,000$490,000
Towne Square At Liberty10$490,000$490,000
Stonebrooke Commons Sec 0210$489,999$489,999
Somerdale10$489,900$489,900
Pilgrim Landing10$489,900$489,900
Lcce10$489,900$489,900
Sharon Springs10$488,000$488,000
Bethelview Downs10$485,000$485,000
Ivy Bluff10$485,000$485,000
Old Towne Bethelview10$484,900$484,900
Evans Farms10$482,500$482,500
Gatherings at Herrington10$480,000$480,000
Fieldstone Park10$479,900$479,900
Whisper Walk10$479,000$479,000
Wills Orchard10$479,000$479,000
Autumn Hills10$479,000$479,000
Settlers' Lake10$475,000$475,000
Delamar10$475,000$475,000
Greenwood Acres10$475,000$475,000
Briar Meadows10$475,000$475,000

Also with homes $300K–$500K for sale

Where this band sits in the market

The answer block above shows how the median of this band compares with the rest of the city’s listings, which tells you whether $300,000–$500,000 is the middle of the market here or the top of it. Within the band, compare on price per square foot and year built: newer subdivisions usually price higher per foot with lower expected maintenance, older ones the reverse. Each community page carries the HOA and CDD picture, the year-built range and the sales history, so two homes at the same price can be told apart in a few minutes.

Questions to ask about any listing in this band

What are the total monthly carrying costs (taxes, insurance, HOA, CDD) and how do they compare with a similar home two communities over? What is the age of the roof, HVAC and water heater? Is the community’s HOA financially healthy (reserves, no pending assessment)? How many days has the listing been on the market and has the price moved? A local agent who works the area will know which communities in this band are trading at asking and which are negotiating.

Common questions

How many homes listed between $300,000 and $500,000 are for sale in Cumming?
As of September 11, 2026, 226 Cumming, GA listings whose MLS record reports an asking price between $300,000 and $500,000 are active or pending, across 135 communities. The count updates with every MLS refresh.
What do homes $300K–$500K cost in Cumming?
The median asking price today is $430,674, with listings from $300,000 to $499,999. Cumming listings without that feature have a median of $724,900.
Which Cumming community has the most homes $300K–$500K for sale?
Hemingway has the most right now (8), followed by Shady Shores (8), Ansley Towns (7), Hemingway TH (5).
What is the monthly payment on a $400,000 home?
At today’s rates with 20% down, principal and interest on a $400,000 purchase runs roughly $2,000–$2,300 a month before taxes, insurance and any HOA; each listing page shows the property tax and fees for that home, and the true-cost calculator turns them into one monthly figure.

Keep exploring Cumming

Live data: Georgia MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Cumming, GA whose MLS record reports an asking price between $300,000 and $500,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed.

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