Cooper Lake Gardens
Homes for Sale in Middleburg, FL
All 361 homes for sale in Middleburg, FL · median $350,000 · 9 condos for sale in Middleburg · Clay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Cooper Lake Gardens is a community in Middleburg, Clay County, FL. Across Middleburg as a whole, 651 homes closed in the last 12 months at a median of $316,500, 45 median days on market, with 225 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,760 ($4,170 with the full homestead exemption).
Cooper Lake Gardens is a small pocket in Middleburg where the current MLS snapshot doesn't hand us a median price or an active inventory count to anchor on. That means price here is driven less by a community premium and more by the individual home: its condition, lot, updates, and how it's priced against the wider Clay County market it sits inside.
With no standout community amenities identified in the listings, buyers aren't paying for shared features — they're paying for the house and the location. For sellers, that puts the burden of the number squarely on presentation and honest comps. For buyers, it means value is found deal-by-deal, not by assuming the neighborhood name carries a premium.
The 60-Second Overview
Cooper Lake Gardens is a modest Middleburg enclave in Clay County. What's here is straightforward: homes on their own merits, without shared amenities baked into the price, in a semi-rural corner of the county.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Cooper Lake Gardens is best for.
Best for
- Buyers who prize a private lot and a semi-rural Middleburg setting over shared amenities
- Value-focused buyers willing to underwrite a home on condition and comps rather than a neighborhood premium
- Sellers ready to invest in presentation and disciplined pricing to stand out
Probably not for
- Buyers set on a gated community with a pool, clubhouse, or maintained common areas
- Those who want a large active inventory to compare side-by-side quickly
- Buyers who need a downtown-walkable, urban-convenience location
The market around Cooper Lake Gardens
Cooper Lake Gardens is too small for its own price trend, so here is the market around it.
Across Clay County, 725 homes are active and 300 pending (29% under contract).
ZIP and county figures describe the wider market, not Cooper Lake Gardens specifically. Momentum Research analysis of MLS records.
Recent Developments in Cooper Lake Gardens
Development, infrastructure, retail, and school activity affecting Cooper Lake Gardens, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The site is about 2 miles east of Cooper Lake Gardens.
Source: Jax Daily Record - June 2026Builder Activity
Hyland Trail to bring over 3,000 homes to Lake Asbury in Clay County
News4Jax reported that Hyland Trail, along with the related Edenbrooke and The Glens communities, will bring more than 3,000 new homes to the Lake Asbury area of Clay County. Homes are being built by Dream Finders, Pulte and Lennar, with a Lodge amenity center featuring a beach-entry pool, splash zone, exercise facility and pickleball courts. Edenbrooke includes an age-restricted, low-maintenance home section.
What it may mean for the marketAdds a large volume of new single-family housing supply and a private amenity center to the Lake Asbury area, expanding for-sale inventory across a range of home sizes and price points. The project is about 15 miles southeast of Cooper Lake Gardens, elsewhere in Clay County.
Source: News4Jax - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 17 miles southeast of Cooper Lake Gardens.
Source: Jax Daily Record - April 2026Development
Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building
Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.
What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The site is about 2 miles east of Cooper Lake Gardens.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Cooper Lake Gardens buying strategy.
If we were buying in Cooper Lake Gardens today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cooper Lake Gardens.
A house-by-house market
The current MLS feed shows no identified community amenities, so there's no pool, clubhouse, or gated entry doing the selling for you. In practice that keeps carrying costs simple and puts the spotlight on the individual property — its systems, its lot, and how it stacks against comparable Middleburg homes.
Because we don't have a reliable median or inventory read for this community right now, treat every listing as its own negotiation. Condition and pricing discipline will tell you far more than the neighborhood label. That's a market where a careful buyer can find a fair deal and a well-prepared seller can still stand out.
The location and the amenities are priced into every listing in Cooper Lake Gardens. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A community this thin on published data is exactly where local underwriting matters. We pull real Clay County comps, walk the individual home, and price against condition rather than a headline number — because in Cooper Lake Gardens the number lives in the house, not the name on the sign.
Cooper Lake Gardens in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cooper Lake Gardens buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cooper Lake Gardens sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cooper Lake Gardens, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cooper Lake Gardens home worth?
Get a no-obligation home value based on real comparable sales in Cooper Lake Gardens, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Cooper Lake Gardens?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-07-12 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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