Riverside S/d
Homes for Sale in Fernandina Beach, FL
All 233 homes for sale in Fernandina Beach, FL · median $675,000 · 231 homes for sale in 32034 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 4 closed sales in Riverside S/d in Fernandina Beach, FL since 2003, the most recent in May 2024. Across Fernandina Beach as a whole, 277 homes closed in the last 12 months at a median of $540,000, 56 median days on market, with 96 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $7,170 ($6,660 with the full homestead exemption).
Riverside S/d sits in Fernandina Beach, on Amelia Island in Nassau County, and that location is the primary thing setting value here. This is a barrier-island market, and proximity to the water, the historic downtown grid, and the beaches drives more of the price conversation than any single home feature. With the data snapshot current as of mid-2026, treat any specific home's number as condition- and lot-driven rather than a neighborhood flat rate.
For buyers, that means underwriting each property on its own merits — renovation state, elevation, lot position — instead of assuming a uniform price band. For sellers, it means presentation and condition are doing real work; comparable homes in a small island subdivision can diverge widely based on updates. We would rather price to the actual home in front of us than to a blanket neighborhood assumption.
Nearby homes for sale
No active listings inside Riverside S/d right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Riverside S/d is a Fernandina Beach subdivision on Amelia Island, within reach of the historic downtown district and the Atlantic beaches that define this stretch of Nassau County. Its appeal is location first — the surrounding fabric of the island does more for a home here than any spec sheet.
County records show 5 qualified sales in Riverside S/d across 2024–2025 (3 in 2024, 2 in 2025), median $410,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Riverside S/d is best for.
Best for
- Buyers prioritizing an Amelia Island location with walkable access to historic Fernandina Beach
- Buyers comfortable evaluating each home individually on condition, lot, and coastal elevation
- Buyers with the patience to wait for the right island listing rather than the first one
Probably not for
- Buyers who need a large, always-available pool of inventory to compare at once
- Buyers wanting a uniform, predictable neighborhood price rather than condition-driven value
- Buyers unwilling to budget for coastal Florida insurance and flood-elevation due diligence
The market around Riverside S/d
Riverside S/d is too small for its own price trend, so here is the market around it.
In ZIP 32034, 322 homes are on the market and 29% are under contract — a steady corner of Fernandina Beach.
Across Nassau County, 511 homes are active and 210 pending (29% under contract).
In ZIP 32034 (Fernandina Beach), 964 homes closed in the last 12 months at a median of $456K ($210/sq ft), up 1.2% year over year, with a median 56 days on market. Right now 209 active and 104 pending listings put supply at about 4.0 months — a balanced market. See the live ZIP 32034 housing market and the Nassau County market.
ZIP and county figures describe the wider market, not Riverside S/d specifically. Momentum Research analysis of MLS records.
The Riverside S/d buying strategy.
If we were buying in Riverside S/d today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Riverside S/d.
What actually moves value on Amelia Island
In a small barrier-island subdivision like Riverside S/d, the spread between homes is wide and condition-led. Two houses on the same street can trade very differently depending on whether they have been updated, how they sit on their lot, and how they relate to flood elevation and drainage — realities of coastal Florida that reward due diligence.
Because this is an island submarket, inventory turns on its own rhythm and individual listings can be scarce. That argues for patience on the buy side and sharp, honest pricing on the sell side. We lean on current comparable activity rather than headline figures, and we look hard at the physical particulars — roof, systems, insurance posture — before anyone commits to a number.
The location and the amenities are priced into every listing in Riverside S/d. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
We are a Northeast Florida brokerage that works this coastline daily, and we will tell you plainly when a specific Riverside S/d home is priced ahead of its condition — or when it is the right one. On an island market where value hinges on lot, elevation, and updates rather than a neighborhood average, we underwrite each property individually and keep the coastal-specific questions (insurance, flood, systems) on the table early.
Riverside S/d in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Riverside S/d buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Riverside S/d sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Riverside S/d, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Riverside S/d home worth?
Get a no-obligation home value based on real comparable sales in Riverside S/d, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fernandina Beach →
Frequently Asked Questions
How many homes are in Riverside S/d?
What share of Riverside S/d is owner-occupied?
When were the homes in Riverside S/d built?
Who is the best real estate agent for Riverside S/d?
How do I find a top Fernandina Beach real estate agent who knows Riverside S/d?
Can Momentum Realty connect me with an agent for Riverside S/d?
Should you buy in Riverside S/d?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32009/32034)) |
| Under-contract shares | realMLS records, as of 2026-09-12 |
| Historical depth | Closed-sale records back to 2003 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Riverside S/d fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Riverside S/d with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Riverside S/d. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.
- Fernandina Beach High School · 9-12 · FLDOE grade A (assigned to 23 nearby communities)
- Fernandina Beach Middle School · 6-8 · FLDOE grade A (assigned to 21 nearby communities)
- Yulee Middle School · 6-8 · FLDOE grade A (assigned to 14 nearby communities)
- Yulee High School · 9-12 · FLDOE grade A (assigned to 14 nearby communities)
- Southside Elementary School · PK-2 (assigned to 12 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).