Cherokee
Homes for Sale in St. Johns, FL
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 16 closed sales in Cherokee in St. Johns, FL since 2004, the most recent in June 2021. Across St. Johns as a whole, 1,261 homes closed in the last 12 months at a median of $505,000, 49 median days on market, with 318 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $6,800 ($6,280 with the full homestead exemption).
Cherokee is a small pocket within St. Johns County, and with the snapshot we have, the honest read is that price here is driven more by the individual home than by any neighborhood-wide number. Condition, lot, and how a given property has been maintained will do the heavy lifting on value, so treat any single listing on its own terms rather than assuming a community-wide rate.
We do not have enough current inventory or trend data in this snapshot to call the market hot or soft with confidence. That argues for patience on both sides: buyers should underwrite each home individually, and sellers should price to the specific property and its condition rather than to a headline figure.
The 60-Second Overview
Cherokee market snapshot (as of October 1, 2026): the median sale price is about $184K ($122 per sq ft over the trailing 12 months of closed sales), and a median 42 days on market for closed sales.
Cherokee is a community of 34 homes in St. Johns, St. Johns County, built between 2003 and 2005 (median 2004.0), with a median living area of about 2,900 square feet. 79% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Cherokee sits inside St. Johns County, one of Northeast Florida's more sought-after locations for its position between coastal access and the Jacksonville job corridor. It is a smaller enclave, so the story here is about individual homes more than a broad market average.
Who Cherokee is best for.
Best for
- Buyers prioritizing a St. Johns County location with regional commute reach
- Buyers comfortable underwriting a single property rather than relying on a market average
- Buyers open to condition-driven value, whether updated or a project
Probably not for
- Buyers who need a large, always-active pool of listings to choose from
- Buyers who want a predictable, narrow price band before touring
- Buyers who expect quick comparable data to justify every offer
Price History: What Homes Here Have Actually Sold For
Closed sales in Cherokee by trailing-12-month window ending October 1 of each year, from realMLS (Northeast Florida MLS) closing records. 3 homes closed in the current window at a median of $184,000. Aggregates only; individual closed sales are not shown.
| Window | Closings | Median sold | $ / sq ft | Median DOM | Typical size |
|---|---|---|---|---|---|
| 2026 | 3 | $184,000 | $122 | 42 days | 1,193 sq ft |
Source: realMLS closed listings, aggregated by Momentum Research. Deemed reliable but not guaranteed.
Cherokee by the numbers
From county property records and closed MLS sales for the Cherokee subdivision: 6 homes on record; built 2003–2005; typical size about 2,594 heated sq ft; 4 bedrooms is the median. Housing mix: single-family 100%.
| Year | Recorded sales | Median price |
|---|---|---|
| 2004 | 2 | $309,100 |
| 2005 | 2 | $420,140 |
| 2011 | 1 | $255,000 |
| 2021 | 1 | $489,900 |
Newest recorded sale: $489,900 on 2021-06-10.
Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.
Housing distress & ownership in Cherokee, St. Johns
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Cherokee buying strategy.
If we were buying in Cherokee today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cherokee.
Reading value in a small pocket
In a community this size, thin transaction volume means one or two sales can distort any average, and there is no reliable price band to lean on. That makes condition the primary lever: an updated, well-kept home and a dated one can sit far apart in value even on similar lots. We look at each property individually rather than applying a blanket per-foot number.
Location does part of the work. St. Johns County's placement gives Cherokee reasonable reach to regional employment and services, and homes are within range of area schools as a matter of proximity. Beyond that, the smart move is to evaluate the actual house in front of you and let comparable sales, not community-wide assumptions, set expectations.
The location and the amenities are priced into every listing in Cherokee. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small enclave with limited data, generic pricing tools mislead. We work Cherokee property by property, pulling the most relevant comparables and weighing condition, lot, and location the way a careful appraiser would, so you are negotiating from what the specific home is worth rather than a borrowed average.
Cherokee in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cherokee buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cherokee sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cherokee, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cherokee home worth?
Get a no-obligation home value based on real comparable sales in Cherokee, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Cherokee on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · St. Johns County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
What is the median home price in Cherokee?
How long do homes in Cherokee take to sell?
How many homes are in Cherokee?
What share of Cherokee is owner-occupied?
When were the homes in Cherokee built?
Who is the best real estate agent for Cherokee?
How do I find a top St. Johns real estate agent who knows Cherokee?
Can Momentum Realty connect me with an agent for Cherokee?
Should you buy in Cherokee?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending October 1, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32259)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2004 (16 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Cherokee fits the bigger picture — live prices, inventory, and Momentum Scores:
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