Coles
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 3 closed sales in Coles in Jacksonville, FL since 2007, the most recent in February 2022. Across Jacksonville as a whole, 8,873 homes closed in the last 12 months at a median of $305,375, 44 median days on market, with 2,391 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,460 ($4,720 with the full homestead exemption).
Coles is a small pocket of Duval County, and the honest starting point is that we have very little hard market data to lean on here as of mid-2026. That thin transaction picture is itself the story: pricing in a market like this tends to be set home by home, driven by condition, lot, and how motivated the individual seller is, rather than by a deep well of recent comparable sales.
For a buyer, that means patience and a willingness to underwrite each property on its own merits. For a seller, it means pricing is a conversation grounded in the specific asset, not a neighborhood autopilot number. Neither side should expect a crowded, fast-moving market to do the work for them.
The 60-Second Overview
Coles is a modest Jacksonville locale within Duval County where listings surface intermittently rather than in a steady stream, so both sides of a deal are working with a limited recent sales record.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Coles is best for.
Best for
- Buyers who can evaluate a home on condition and lot rather than relying on recent comparable sales
- Value-focused purchasers willing to price in renovation costs on a property that needs work
- Long-hold buyers who are not counting on quick, high-volume resale liquidity
Probably not for
- Buyers who need a deep bench of recent comps before committing
- Those wanting a fast, predictable resale in an active market
- Purchasers uncomfortable being one of few transactions in a low-volume area
The market around Coles
Coles is too small for its own price trend, so here is the market around it.
In ZIP 32206, 129 homes are on the market and 21% are under contract — a steady corner of Jacksonville.
Across Duval County, 3,938 homes are active and 1,658 pending (30% under contract).
ZIP and county figures describe the wider market, not Coles specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Coles, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Coles buying strategy.
If we were buying in Coles today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Coles.
A thin-data corner of Duval
The defining trait of Coles right now is scarcity of activity. When a community trades infrequently, headline averages can be misleading, because a single unusual sale swings the picture. We would rather describe this market qualitatively than pretend a handful of data points is a trend.
Practically, that puts more weight on the fundamentals you can actually inspect: the structure, the lot, proximity to Jacksonville roadways and services, and the true cost of any work a home needs. Value here is condition-driven, and the spread between a turnkey property and one that needs work can be wide.
The location and the amenities are priced into every listing in Coles. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-volume market like Coles, comps are scarce and generic pricing tools fall short. We work the individual property and the surrounding Duval County context by hand, tell you plainly when a listing is priced ahead of what it can support, and walk when the numbers do not hold up.
Coles in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Coles buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Coles sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Coles, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Coles home worth?
Get a no-obligation home value based on real comparable sales in Coles, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Jacksonville →
Should you buy in Coles?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2007 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Coles fits the bigger picture — live prices, inventory, and Momentum Scores:
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.