Center Terrace
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 1 closed sale in Center Terrace in Jacksonville, FL, the most recent in April 2024. Across Jacksonville as a whole, 8,846 homes closed in the last 12 months at a median of $305,375, 44 median days on market, with 2,385 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,460 ($4,720 with the full homestead exemption).
The honest starting point on Center Terrace is that the data we can stand behind is thin. What I can tell you is location: this is a Jacksonville pocket inside Duval County, and pricing here tends to be driven far more by the condition of the individual home than by any neighborhood-wide premium. Without a reliable price signal in front of me as of mid-2026, I'd treat every listing as its own negotiation rather than reading a trend into the street.
For a buyer, that means underwriting the specific house — roof, systems, updates — instead of assuming the block sets the number. For a seller, it means condition and presentation do the heavy lifting; you cannot lean on a hot comp you don't have. When the numbers are this quiet, the right move is to price and offer off the property in hand, not off a story about the area.
The 60-Second Overview
Center Terrace is a smaller Jacksonville enclave in Duval County where the individual home, not a neighborhood label, tends to set value. Come in ready to evaluate each property on its own merits.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Center Terrace is best for.
Best for
- Buyers who want a Jacksonville location and are willing to underwrite each home's condition and systems closely
- Buyers seeking a smaller Duval County pocket rather than a large master-planned setting
- Sellers ready to compete on presentation and condition rather than a neighborhood-wide comp story
Probably not for
- Buyers who need a well-documented price trend before committing
- Buyers wanting the amenity package and predictability of a large planned community
- Sellers hoping to lean on a hot area comp instead of the merits of their own home
The market around Center Terrace
Center Terrace is too small for its own price trend, so here is the market around it.
In ZIP 32244, 313 homes are on the market and 28% are under contract — a steady corner of Jacksonville.
Across Duval County, 3,937 homes are active and 1,726 pending (30% under contract).
ZIP and county figures describe the wider market, not Center Terrace specifically. Momentum Research analysis of MLS records.
The Center Terrace buying strategy.
If we were buying in Center Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Center Terrace.
The location and the amenities are priced into every listing in Center Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a pocket this small, generic market data will lead you astray. We work Center Terrace and the surrounding Duval County corridors house by house, pulling the specific comps and condition read that a broad snapshot can't give you — and we'll tell you plainly when a listing's price doesn't match what's actually in front of you.
Center Terrace in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Center Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Center Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Center Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Center Terrace home worth?
Get a no-obligation home value based on real comparable sales in Center Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Center Terrace on the map →
Should you buy in Center Terrace?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-08-30 |
| Historical depth | Closed-sale records back to 2024 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
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See how Center Terrace fits the bigger picture — live prices, inventory, and Momentum Scores:
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.