Shilo Creek
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 2 closed sales in Shilo Creek in Jacksonville, FL since 2011, the most recent in February 2022. Across Jacksonville as a whole, 8,846 homes closed in the last 12 months at a median of $305,375, 44 median days on market, with 2,385 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,460 ($4,720 with the full homestead exemption).
The snapshot we have on Shilo Creek is thin on the numbers I'd normally lean on, so I'll be straight: I can tell you where this community sits and how to think about it, but I don't have a current median, days-on-market, or inventory read to price off of. That means anyone buying or selling here should treat online estimates skeptically and get a real, address-level comp pulled before committing to a number.
In a market like Jacksonville's Duval County, price in a smaller community like this tends to be driven more by the individual home — condition, updates, lot, and how it stacks against the handful of active listings at any given moment — than by a tidy neighborhood average. Posture for both sides is the same right now: gather current data before you anchor to a price.
The 60-Second Overview
Shilo Creek is a Jacksonville community in Duval County, tracked through the realMLS feed as of mid-2026. It's the kind of pocket where the specific home matters more than any headline average, so the work is in the comps, not the summary.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Shilo Creek is best for.
Best for
- Buyers who want a Duval County address and are comfortable acting when the right home appears rather than shopping a long list
- Sellers with an updated, well-presented home who want condition to work in their favor
- Buyers who value a data-first pricing approach over a quick online estimate
Probably not for
- Buyers who need constant, deep inventory to compare a dozen options at once
- Sellers hoping to lean on a neighborhood average instead of home-specific comps
- Buyers who want a locked-in price figure before touring, since values here hinge on the individual home
The market around Shilo Creek
Shilo Creek is too small for its own price trend, so here is the market around it.
In ZIP 32223, 108 homes are on the market and 29% are under contract — a steady corner of Jacksonville.
Across Duval County, 3,937 homes are active and 1,726 pending (30% under contract).
ZIP and county figures describe the wider market, not Shilo Creek specifically. Momentum Research analysis of MLS records.
The Shilo Creek buying strategy.
If we were buying in Shilo Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Shilo Creek.
Reading Shilo Creek without the headline stats
Because I won't invent figures I don't have, the honest deep dive here is about method. In a Duval County community this size, a single well-renovated sale or a single tired listing can swing perceived value more than any broader trend, so the price you should care about is the one your own agent pulls from active and recently closed comps the week you transact.
For a seller, that means condition and presentation do real work here — the spread between an updated home and a dated one is usually wide when the sample is small. For a buyer, it means patience and a willingness to move when the right home surfaces, since choices at any moment may be limited rather than plentiful.
The location and the amenities are priced into every listing in Shilo Creek. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
We work Jacksonville and Duval County every week off the realMLS feed, so instead of handing you a stale average, we pull the current, address-level comps that actually govern price in a smaller community like Shilo Creek. When we don't have a number, we tell you — and then we go get the real one before you make an offer or set a list price.
Shilo Creek in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Shilo Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Shilo Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Shilo Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Shilo Creek home worth?
Get a no-obligation home value based on real comparable sales in Shilo Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Shilo Creek on the map →
Should you buy in Shilo Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-08-30 |
| Historical depth | Closed-sale records back to 2011 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Shilo Creek fits the bigger picture — live prices, inventory, and Momentum Scores:
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.