Silver Terrace
Homes for Sale in Jacksonville, FL
All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 150 homes for sale in 32208 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 3 closed sales in Silver Terrace in Jacksonville, FL since 2006, the most recent in September 2026. Across Jacksonville as a whole, 8,268 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,422 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,560 ($4,820 with the full homestead exemption).
Silver Terrace is a close-in Jacksonville pocket in Duval County, and with no median price or inventory count in this snapshot, the honest read is that pricing here is driven more by the individual property than by any tidy neighborhood average. Condition, lot, and how much work a house needs are what actually move the number, and two homes a block apart can trade very differently.
For buyers, that means underwriting each listing on its own merits rather than a comp shorthand. For sellers, it means presentation and accurate positioning matter more than leaning on a headline figure. Until we have a firm price and pace read for the current period, treat this as a market you negotiate deal by deal.
Nearby homes for sale
No active listings inside Silver Terrace right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Silver Terrace is a compact, close-in Jacksonville neighborhood in Duval County where the character of each individual home, rather than a uniform product type, tends to set expectations.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Silver Terrace is best for.
Best for
- Buyers who value a close-in location and will underwrite each home individually
- Buyers budgeting for renovation and willing to weigh scope of work into the price
- Investors who can assess condition-driven value house by house
Probably not for
- Buyers who want matching floor plans and a single predictable price point
- Buyers unwilling to fund repairs or updates on an older, varied home
- Buyers who need a turnkey purchase with no inspection surprises
The market around Silver Terrace
Silver Terrace is too small for its own price trend, so here is the market around it.
In ZIP 32208, 213 homes are on the market and 30% are under contract — a fast-moving corner of Jacksonville.
Across Duval County, 3,856 homes are active and 1,668 pending (30% under contract).
In ZIP 32208 (Jacksonville), 445 homes closed in the last 12 months at a median of $165K ($124/sq ft), up 0.0% year over year, with a median 45 days on market. Right now 91 active and 21 pending listings put supply at about 5.1 months — a buyer's market. See the live ZIP 32208 housing market and the Duval County market.
ZIP and county figures describe the wider market, not Silver Terrace specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Silver Terrace, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Silver Terrace buying strategy.
If we were buying in Silver Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Silver Terrace.
A property-by-property market
This is not a subdivision of matching floor plans, so there is no single spec that defines value here. The spread between a fully updated home and one needing work is wide, and that condition gap is where most of the pricing conversation lives.
Its close-in Jacksonville location is the durable draw, keeping it connected to the wider Duval County core. Because the housing stock varies, buyers should budget for inspection and scope of work as a real line item, not an afterthought.
The location and the amenities are priced into every listing in Silver Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this property-specific, an average is a poor substitute for a walk-through. We price and negotiate each Silver Terrace home on its own condition and location, so you are not overpaying for a headline number or underselling a genuinely updated house.
Silver Terrace in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Silver Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Silver Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Silver Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Silver Terrace home worth?
Get a no-obligation home value based on real comparable sales in Silver Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Jacksonville →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Silver Terrace?
What share of Silver Terrace is owner-occupied?
When were the homes in Silver Terrace built?
Who is the best real estate agent for Silver Terrace?
How do I find a top Jacksonville real estate agent who knows Silver Terrace?
Can Momentum Realty connect me with an agent for Silver Terrace?
Where is Silver Terrace, and what county is it in?
How far is Silver Terrace from downtown Jacksonville and the beach?
Should you buy in Silver Terrace?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32208)) |
| Under-contract shares | realMLS records, as of 2026-09-24 |
| Historical depth | Closed-sale records back to 2006 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Silver Terrace fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Silver Terrace. These are the public schools most often assigned to other communities in ZIP 32208; zones change and vary by address, so confirm with the district before you buy.
- Jean Ribault High School · High · FLDOE grade A (assigned to 20 nearby communities)
- Jean Ribault Middle School · 6-8 · FLDOE grade C (assigned to 17 nearby communities)
- North Shore Elementary School · PreK-5 · FLDOE grade C (assigned to 8 nearby communities)
- Sallye B. Mathis Elementary School · Elementary (Northside) · FLDOE grade C (assigned to 4 nearby communities)
- Rutledge H. Pearson Elementary School · Elementary · FLDOE grade C (assigned to 4 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Silver Terrace with Momentum Realty’s local guides.