Silver Terrace
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 2 closed sales in Silver Terrace in Jacksonville, FL since 2006, the most recent in December 2025. Across Jacksonville as a whole, 8,846 homes closed in the last 12 months at a median of $305,375, 44 median days on market, with 2,385 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,460 ($4,720 with the full homestead exemption).
Silver Terrace is a close-in Jacksonville pocket in Duval County, and with no median price or inventory count in this snapshot, the honest read is that pricing here is driven more by the individual property than by any tidy neighborhood average. Condition, lot, and how much work a house needs are what actually move the number, and two homes a block apart can trade very differently.
For buyers, that means underwriting each listing on its own merits rather than a comp shorthand. For sellers, it means presentation and accurate positioning matter more than leaning on a headline figure. Until we have a firm price and pace read for the current period, treat this as a market you negotiate deal by deal.
The 60-Second Overview
Silver Terrace is a compact, close-in Jacksonville neighborhood in Duval County where the character of each individual home, rather than a uniform product type, tends to set expectations.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Silver Terrace is best for.
Best for
- Buyers who value a close-in location and will underwrite each home individually
- Buyers budgeting for renovation and willing to weigh scope of work into the price
- Investors who can assess condition-driven value house by house
Probably not for
- Buyers who want matching floor plans and a single predictable price point
- Buyers unwilling to fund repairs or updates on an older, varied home
- Buyers who need a turnkey purchase with no inspection surprises
The market around Silver Terrace
Silver Terrace is too small for its own price trend, so here is the market around it.
In ZIP 32208, 210 homes are on the market and 28% are under contract — a steady corner of Jacksonville.
Across Duval County, 3,937 homes are active and 1,726 pending (30% under contract).
ZIP and county figures describe the wider market, not Silver Terrace specifically. Momentum Research analysis of MLS records.
The Silver Terrace buying strategy.
If we were buying in Silver Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Silver Terrace.
A property-by-property market
This is not a subdivision of matching floor plans, so there is no single spec that defines value here. The spread between a fully updated home and one needing work is wide, and that condition gap is where most of the pricing conversation lives.
Its close-in Jacksonville location is the durable draw, keeping it connected to the wider Duval County core. Because the housing stock varies, buyers should budget for inspection and scope of work as a real line item, not an afterthought.
The location and the amenities are priced into every listing in Silver Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this property-specific, an average is a poor substitute for a walk-through. We price and negotiate each Silver Terrace home on its own condition and location, so you are not overpaying for a headline number or underselling a genuinely updated house.
Silver Terrace in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Silver Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Silver Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Silver Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Silver Terrace home worth?
Get a no-obligation home value based on real comparable sales in Silver Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Silver Terrace on the map →
Should you buy in Silver Terrace?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-08-30 |
| Historical depth | Closed-sale records back to 2006 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Silver Terrace fits the bigger picture — live prices, inventory, and Momentum Scores:
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.