Waterfront Terrace
Homes for Sale in Jacksonville, FL
All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 83 homes for sale in 32217 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 2 closed sales in Waterfront Terrace in Jacksonville, FL since 2019, the most recent in February 2020. Across Jacksonville as a whole, 7,604 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,427 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,560 ($4,820 with the full homestead exemption).
Waterfront Terrace is a small Jacksonville pocket in Duval County, and with the data set this thin, the honest read is that price here is going to be driven by the specific property far more than by any neighborhood-wide trend. We don't have a median, a days-on-market figure, or an active count to lean on as of this snapshot, so treat any listing on its own terms rather than assuming a going rate.
For a buyer, that means condition, lot, and any actual water positioning will do the heavy lifting on value — don't anchor to a number you heard for the area. For a seller, it means pricing off recent comparable closings and the concrete features of your home, not off a neighborhood reputation. When the sample is small, each transaction moves the picture.
Nearby homes for sale
No active listings inside Waterfront Terrace right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Waterfront Terrace is a compact community within Jacksonville's Duval County market, where individual homes and their locations tell you more than any area-wide average would.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Waterfront Terrace is best for.
Best for
- Buyers targeting a particular home and willing to underwrite it on its own condition and lot
- Buyers comfortable pricing off recent comparable sales rather than a published area average
- Sellers who want a comp-driven strategy in a low-volume pocket
Probably not for
- Buyers who need a large pool of active listings to compare before committing
- Buyers who want a clear, established per-square-foot benchmark for the area
- Anyone expecting fast turnover and deep transaction history to guide their offer
The market around Waterfront Terrace
Waterfront Terrace is too small for its own price trend, so here is the market around it.
In ZIP 32217, 110 homes are on the market and 26% are under contract — a steady corner of Jacksonville.
Across Duval County, 3,856 homes are active and 1,668 pending (30% under contract).
In ZIP 32217 (Jacksonville), 487 homes closed in the last 12 months at a median of $319K ($192/sq ft), up 1.9% year over year, with a median 33 days on market. Right now 95 active and 38 pending listings put supply at about 16.2 months — a buyer's market. See the live ZIP 32217 housing market and the Duval County market.
ZIP and county figures describe the wider market, not Waterfront Terrace specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Waterfront Terrace, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Waterfront Terrace buying strategy.
If we were buying in Waterfront Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waterfront Terrace.
The location and the amenities are priced into every listing in Waterfront Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small Duval County pocket like this, general market stats can mislead. We work the realmls data property by property and comp by comp, so whether you're buying or selling in Waterfront Terrace you're pricing off what actually closed nearby — not a headline number that doesn't fit the block.
Waterfront Terrace in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Waterfront Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waterfront Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Waterfront Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Waterfront Terrace home worth?
Get a no-obligation home value based on real comparable sales in Waterfront Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Jacksonville →
Should you buy in Waterfront Terrace?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-09-24 |
| Historical depth | Closed-sale records back to 2019 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Waterfront Terrace fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Waterfront Terrace. These are the public schools most often assigned to other communities in ZIP 32217; zones change and vary by address, so confirm with the district before you buy.
- Alfred I. duPont Middle School · 6-8, zoned · FLDOE grade C (assigned to 8 nearby communities)
- Samuel W. Wolfson High School · 9-12 · FLDOE grade A (assigned to 8 nearby communities)
- Atlantic Coast High School · 9-12 · FLDOE grade A (assigned to 6 nearby communities)
- Beauclerc Elementary School · PK-5, Gifted/Talented and Dual Language magnet · FLDOE grade C (assigned to 5 nearby communities)
- Alfred I. DuPont Middle School · 6-8 · FLDOE grade C (assigned to 5 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Common questions about Waterfront Terrace
Where is Waterfront Terrace?
Waterfront Terrace is a community in Jacksonville, Duval County, Florida, ZIP 32217.
Are there homes for sale in Waterfront Terrace right now?
No active listings inside Waterfront Terrace at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Waterfront Terrace have an HOA or CDD?
No HOA is on record for Waterfront Terrace in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Baymeadows Road (2 homes on record)
Nearby Communities
Explore more neighborhoods near Waterfront Terrace with Momentum Realty’s local guides.