Homes for Sale in Fernandina Beach, FL

231 homes are for sale in Fernandina Beach, FL as of 2026-11-11, with 41 more under contract. The median list price is $661,000 ($321/sq ft), most homes list between $365K to $1.55M, and the median listing has been on the market 82 days. That is 177 houses, 43 condos and 7 townhouses. 8 homes came on the market this week and 667 sold in the last 12 months at a median of $565,000.

Fernandina Beach, FL key facts
LocationNassau County, FL
ZIP codes with their own page1
For sale right now231 active, 41 under contract
Asking prices$661,000 median · $321 per sq ft · most homes $365K–$1.55M
Median days on market (active listings)82
Property types for sale177 houses, 43 condos, 7 townhouses
New listings this week8
Homes sold, last 12 months667 at a median of $565,000 (-4.2% year over year) · $229 per sq ft
Sale-to-list price96% · median 54 days to go under contract
Months of supply4.2 (balanced market)
Share of salesnew construction 17%
Momentum Realty closings here, last 12 months7

Listing counts and prices as of 2026-11-11; MLS data, refreshed nightly; sold figures are trailing 12 months of closed sales. Market figures describe homes, not residents. Cite as: Momentum Realty, “Fernandina Beach, FL key facts,” movewithmomentum.com/homes-for-sale/fernandina-beach-fl/, data as of 2026-11-11.

Browse all 272 homes for sale in Fernandina Beach, FL — the complete list, newest first.

231
Homes for sale
$661,000
Median list price
$365K to $1.55M
Typical range
82
Median days on market
8
New this week
41
Under contract
$4,355
Est. monthly cost at median
4.2
Months of supply

Newest homes for sale in Fernandina Beach

The most recently listed homes in Fernandina Beach, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

96769 O NEIL SCOTT Road, home for sale in Fernandina Beach
$3.40M New
3 bd · 2 ba · 2,334 sq ft · built 1988
96769 O NEIL SCOTT Road, 32034
Fernandina Beach
Listing courtesy of REAL BROKER LLC
408 BEECH Street, home for sale in Fernandina Beach
$799,000 New
2 bd · 1 ba · 972 sq ft · built 1900
408 BEECH Street, 32034
Crane Island
Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
1545 PHILIPS MANOR Road, home for sale in Fernandina Beach
$1.30M New
3 bd · 2 ba · 1,946 sq ft · built 1962
1545 PHILIPS MANOR Road, 32034
Phillips Manor
Listing courtesy of CABANA LANE, INC
2775 FOREST RIDGE Drive, home for sale in Fernandina Beach
$349,900 New
2 bd · 1 ba · 798 sq ft · built 1983
2775 FOREST RIDGE Drive, 32034
Fernandina Beach
Listing courtesy of THOMAS R RHODEN AGENCY, INC
4776 AMELIA ISLAND Parkway #9, home for sale in Fernandina Beach
$1.15M New
2 bd · 2 ba · 1,341 sq ft · built 1997
4776 AMELIA ISLAND Parkway #9, 32034
Ocean Place
Listing courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY
925 S 7TH Street, home for sale in Fernandina Beach
$350,000 New
3 bd · 1 ba · 1,000 sq ft · built 1972
925 S 7TH Street, 32034
Fernandina Beach
Listing courtesy of FLORIDA HOMES REALTY & MTG LLC
85101 SAGAPONACK Drive, home for sale in Fernandina Beach
$715,000 New
4 bd · 3 ba · 2,755 sq ft · built 2005
85101 SAGAPONACK Drive, 32034
North Hampton
Listing courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY
85080 FLORIDIAN Drive, home for sale in Fernandina Beach
$549,900 New
3 bd · 2.5 ba · 2,452 sq ft · built 2016
85080 FLORIDIAN Drive, 32034
Fernandina Beach
Listing courtesy of SUMMER HOUSE REALTY
108 EIDER Court, home for sale in Fernandina Beach
$809,000
3 bd · 2 ba · 1,653 sq ft · built 1987
108 EIDER Court, 32034
Ocean Ridge
Listing courtesy of BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS
824 S 10TH Street, home for sale in Fernandina Beach
$375,000
3 bd · 2 ba · 1,044 sq ft · built 1997
824 S 10TH Street, 32034
Fernandina Beach
Listing courtesy of EXIT 1 STOP REALTY
32053 JUNIPER PARKE  Drive, home for sale in Fernandina Beach
$610,000
4 bd · 3 ba · 2,517 sq ft · built 2015
32053 JUNIPER PARKE Drive, 32034
Flora Parke
Listing courtesy of PINEYWOODS REALTY LLC
1721 ATLANTIC Avenue, home for sale in Fernandina Beach
$865,000
2 bd · 1 ba · 1,668 sq ft · built 1941
1721 ATLANTIC Avenue, 32034
Crane Island
Listing courtesy of WATSON REALTY CORP
85225 SAGAMORE Court, home for sale in Fernandina Beach
$499,000
4 bd · 3 ba · 2,282 sq ft · built 2022
85225 SAGAMORE Court, 32034
Fernandina Beach
Listing courtesy of IRON VALLEY REAL ESTATE NORTH FLORIDA
95045 BERMUDA Drive, home for sale in Fernandina Beach
$575,000
3 bd · 2.5 ba · 2,371 sq ft · built 2006
95045 BERMUDA Drive, 32034
Fernandina Beach
Listing courtesy of SUMMER HOUSE REALTY
1977 CLINCH Drive, home for sale in Fernandina Beach
$525,000
3 bd · 1 ba · 1,010 sq ft · built 1953
1977 CLINCH Drive, 32034
Fernandina Beach
Listing courtesy of BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS
85472 STONEHURST Parkway, home for sale in Fernandina Beach
$679,000
4 bd · 2 ba · 2,266 sq ft · built 2023
85472 STONEHURST Parkway, 32034
Amelia Walk
Listing courtesy of FERNANDINA BEACH REALTY
95300 ORCHID BLOSSOM Trail, home for sale in Fernandina Beach
$525,000
6 bd · 3 ba · 2,681 sq ft · built 2021
95300 ORCHID BLOSSOM Trail, 32034
Amelia Concourse
Listing courtesy of TAYLORED REALTY, INC.
95179 WILD CHERRY Drive, home for sale in Fernandina Beach
$1.16M
4 bd · 3 ba · 2,499 sq ft · built 2021
95179 WILD CHERRY Drive, 32034
Amelia National
Listing courtesy of GAILEY ENTERPRISES LLC
95150 STARLING Court, home for sale in Fernandina Beach
$1.18M
5 bd · 4 ba · 4,072 sq ft · built 2007
95150 STARLING Court, 32034
Amelia National
Listing courtesy of BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS
95023 DOUGLAS Road, home for sale in Fernandina Beach
$310,000
3 bd · 2 ba · 1,674 sq ft · built 1998
95023 DOUGLAS Road, 32034
Fernandina Beach
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENT
95217 BIG OAK Avenue, home for sale in Fernandina Beach
$500,000
3 bd · 2 ba · 1,728 sq ft · built 1970
95217 BIG OAK Avenue, 32034
Big Oak
Listing courtesy of ATLANTIC SALT REALTY
96252 BARNWELL Circle, home for sale in Fernandina Beach
$335,000
3 bd · 2 ba · 1,905 sq ft · built 1990
96252 BARNWELL Circle, 32034
Barnwell Estates
Listing courtesy of FADER & CO REALTY LLC
85505 BABCOCK Court, home for sale in Fernandina Beach
$365,000
2 bd · 2 ba · 1,672 sq ft · built 2010
85505 BABCOCK Court, 32034
Amelia Walk
Listing courtesy of ISLAND SIDE REALTY
1140 N 15TH Street, home for sale in Fernandina Beach
$579,000
4 bd · 2 ba · 1,538 sq ft · built 1956
1140 N 15TH Street, 32034
Fernandina Beach
Listing courtesy of HI

Fernandina Beach homes for sale by price

Every active listing in Fernandina Beach grouped by price, with the newest listings in each band. The median is $661,000; the busiest band is $500K – $750K.

$200K – $300K: 9 homes

$300K – $400K: 24 homes

$400K – $500K: 32 homes

$500K – $750K: 76 homes

$750K – $1M: 39 homes

$1M and up: 51 homes

Every home for sale in Fernandina Beach right now (231)

All 231 active Fernandina Beach listings with a detail page, newest first, refreshed twice a day from the MLS.

Pending and under contract in Fernandina Beach (41)

Fernandina Beach homes that have an accepted offer and are working toward closing. They can still fall through, so each one keeps its page until it closes.

Browse every listing on Momentum Realty.

Homes for sale in Fernandina Beach by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

ZIPHomes for saleMedian list price
32034230$660,450
320541$1.28M

Fernandina Beach communities with the most homes for sale

The Fernandina Beach neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.

CommunityFor saleMedian listMedian sold (12 mo)Days on market
Crane Island33$949,900——
Amelia National14$799,032——
Amelia Walk12$586,998——
Flora Parke10$566,000——
Amelia Concourse8$406,950——
North Hampton8$589,450——
Cottages at Stoney Creek6$274,700——
Summer Beach5$779,000——
Amelia Island & Fernandina Beach4$1.97M——
Concourse Crossing4$411,500——
Beach Walker Village3$1.10M——
Crane Island3$4.90M——
Marsh Lakes3$661,000——
Ship Watch3$1.05M——
Village Walk3$420,000——
Amelia Green2$464,975——
Barnwell Estates2$502,450——
Beachwood Villas2$707,000——
High Pointe2$877,000——
Holly Point2$377,450——
Lofton Point2$349,500——
Marsh Creek2$2.39M——
Ocean Place2$1.55M——
Oyster Bay Harbour2$974,950——
Sandcastle Condo2$690,000——
Nassauville2$500,000——
Pirates Bay2$609,950——
The Palms at Amelia2$309,450——
Villages of Woodbridge2$414,450——
Amelia Bay Estates1$819,000——

What is for sale in Fernandina Beach: property types

Browse by type: Condos for sale in Fernandina Beach (43) · Townhomes for sale in Fernandina Beach (7).

The Fernandina Beach real estate market right now

Over the last 12 months 667 homes sold in Fernandina Beach at a median of $565,000 (-4.2% year over year), $229 per square foot. Sellers received 96% of list price and homes took a median 54 days to go under contract. With 231 homes for sale against that sales pace, months of supply is 4.2, a balanced market by the six-month rule. New construction was 17% of sales.

Momentum Realty in Fernandina Beach: our agents closed 7 homes here for buyers and sellers in the last 12 months (4 as the listing brokerage, 2 representing the buyer, 1 on both sides), median sale $660,000 (brokerage closed records through November 2026). Find the right Momentum agent in Fernandina Beach →

Data through August 2026. In August 2026, 145 single-family homes closed in Nassau County at a median of $424,970, down 4.0% from a year earlier, a median 56 days on market, sellers receiving 98.5% of list price, 9.7% of sales closing above asking, 28% cash and 21% newly built. Across the six-county Northeast Florida region the single-family median was $395,000, flat from a year earlier, on 1,711 closings, down 5.4% from a year earlier.

Source: Data provided by realMLS; every figure computed by Momentum from the closed records. Full county tables, price bands and the 13-month history are in the Northeast Florida housing market report for August 2026.

Fernandina Beach supply by price band

Price bandActiveSold, 12 moMonths of supplyDOM
Under $300K8224.455
$300K–$500K18782.864
$500K–$750K331233.268
$750K+34884.650

Fernandina Beach home prices by year

Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.

YearMedian sold priceHomes soldDays on marketSale-to-list
2020$394,0765897297%
2021$462,0626083099%
2022$594,2515661799%
2023$614,5944554396%
2024$609,0695104895%
2025$620,1704594996%
2026$592,6754215495%

What a home in Fernandina Beach costs to own

Take the median $661,000 listing with 20% down at today’s 7.18% 30-year rate: principal and interest run about $3,582/month. Nassau County’s typical millage of 13.28 puts property tax near $8,111/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Nassau County is about $1,159/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $4,355/month plus any HOA or CDD assessment.

What it really costs to own a home in Fernandina Beach

As of 2026-11-11, 225 homes are listed for sale in Fernandina Beach at a median asking price of $661,000. The median current property tax bill on those listings is $6,253 a year (the seller's bill, 146 listings reporting). About 72% are in an HOA, with a median fee of $97 a month. The median home was built in 2007.

Property taxMedian current bill $6,253/yr across 146 listings (the seller's bill, often lowered by homestead and the Save Our Homes cap). At the median asking price of $661,000, a buyer's first-year bill with homestead is about $8,300/yr (Nassau County total millage 13.2757 mills, FY2025-26, Nassau County Property Appraiser, FY2025-26 adopted budget).
HOA72% of 225 listings that report it are in a homeowners association. Median fee $97/month (162 listings, normalised to per month). Many master-planned communities in Northeast Florida also carry a CDD assessment on the tax bill; check each listing.
Home insuranceCitizens Property Insurance average premium in Nassau County: $1,159/yr (389 policies, Citizens county detail, April 2026). Private quotes depend on roof age, wind mitigation and flood zone.
Roof and ageMedian build year 2007 (225 listings); 62% were built in 2011 or earlier. Under Florida's 2022 reform (SB 2-D) carriers may require a roof inspection once a roof passes 15 years, so ask for the roof permit date on older homes.
New construction17 of the 225 active listings (8%) are marked new construction.
Time on marketMedian 91 days on market for the active listings.

Estimated carrying cost at the median asking price, before the mortgage: about $886/month. An estimate from the sources above, not a quote; flood insurance and CDD assessments are extra where they apply.

Source: Momentum Realty analysis of 225 active MLS listings (Northeast Florida MLS), 2026-11-11; county millage FY2025-26; Citizens Property Insurance, April 2026. Medians of listing records; individual homes vary.

Cost questions about Fernandina Beach

What are property taxes on a home for sale in Fernandina Beach?

The median current tax bill on Fernandina Beach listings is $6,253 a year (146 listings, MLS, 2026-11-11). A buyer at the median asking price of $661,000 should budget about $8,300 for the first full year with homestead, because the assessed value resets toward the purchase price (Nassau County millage 13.2757, FY2025-26).

Do most homes for sale in Fernandina Beach have an HOA?

About 72% of the Fernandina Beach listings that report it are in an HOA; the median fee is $97 a month (162 listings, MLS, 2026-11-11).

How old are the homes for sale in Fernandina Beach?

The median active listing in Fernandina Beach was built in 2007, and 62% were built in 2011 or earlier, so roof age matters for insurance on many of them (MLS, 2026-11-11).

What does it cost each month to own a home in Fernandina Beach before the mortgage?

About $886 a month at the median asking price of $661,000: first-year tax about $692, insurance about $97, HOA about $97. This is an estimate from MLS, county millage and Citizens data (2026-11-11), not a quote; flood insurance and any CDD are extra where they apply.

Keep comparing: Cost to own in Yulee · Cost to own in Callahan · Cost to own in Fernandina Beach · Cost of living in Fernandina Beach · Home insurance cost in Fernandina Beach · Fernandina Beach flood zones by neighborhood · HOA fees by community, Nassau County · Florida property tax reset calculator · Mortgage payment calculator

Explore Fernandina Beach

Homes for sale near Fernandina Beach

Recently off market in Fernandina Beach

Homes in Fernandina Beach that left the market most recently, with their last list price and a public-record page for each address. Off-market pages keep the community, tax and sales-history context after a listing closes or expires.

Neighborhoods buyers are searching for in Fernandina Beach

Home guides for Nassau County

Common questions

How many homes are for sale in Fernandina Beach, FL?
As of 2026-11-11, Momentum's MLS record shows 231 residential homes actively listed for sale in Fernandina Beach and 41 under contract. 8 of them came on the market in the last 7 days.
What is the median home price in Fernandina Beach?
The median list price of homes for sale in Fernandina Beach is $661,000, about $321 per square foot for a typical 2,031-square-foot home. Ten percent of listings are under $365K and ten percent are above $1.55M. Over the last 12 months the median SOLD price was $565,000, -4.2% year over year.
How long do homes take to sell in Fernandina Beach?
Homes currently listed have been on the market a median of 82 days. Homes that sold in the last 12 months took a median of 54 days and sold at 96% of list price. At today's inventory that is 4.2 months of supply, a balanced market by the usual six-month rule.
What does a $661,000 home in Fernandina Beach cost per month?
Roughly $4,355 a month with 20% down at 7.18%: principal and interest of $3,582, Nassau County property tax of about $676/month after the $50,000 homestead exemption, and insurance near $97/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which Fernandina Beach neighborhoods have the most homes for sale?
The communities with the most active listings right now are Crane Island (33), Amelia National (14), Amelia Walk (12), Flora Parke (10), Amelia Concourse (8). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in Fernandina Beach?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works Fernandina Beach can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.
Where is Fernandina Beach, FL, and what county is it in?
Fernandina Beach is in Nassau County, Florida. Homes for sale there today carry the ZIP codes 32034, 32054. Nearby cities in the same county with homes for sale: Yulee, Callahan, Hilliard, Bryceville.
What ZIP codes are in Fernandina Beach, FL?
Listings in Fernandina Beach are currently in 2 ZIP codes: 32034, 32054. The ZIP table above shows how many homes are for sale in each and the median asking price.
How many houses are for sale in Fernandina Beach, FL?
177 single-family houses are for sale in Fernandina Beach today, out of 231 total listings (43 condos, 7 townhouses). The property-type section above breaks the inventory down, and each card opens the full listing.
How do I buy a house in Fernandina Beach, FL?
Start with the numbers: 231 homes are for sale in Fernandina Beach today at a median asking price of $661,000, so a 20% down payment on the median home is about $132,200 and principal and interest run near $3,582/month at today's 7.18% 30-year rate. Connect with an agent first, sign a written buyer agreement with your agent (required before touring since August 2024), then search by price band, ZIP or community above. Our Florida buyer closing-cost calculator itemizes the cash to close, and the Florida first-time buyer guide covers programs and down-payment help.
How many homes has Momentum Realty sold in Fernandina Beach?
Momentum Realty's agents closed 7 homes in Fernandina Beach for buyers and sellers in the last 12 months (4 as the listing brokerage, 2 representing the buyer, 1 on both sides), median sale $660,000 (brokerage closed records through November 2026). The count is our brokerage's own closed transactions and is refreshed nightly; it is not a market total.
What county is Fernandina Beach in?
Fernandina Beach is in Nassau County, Florida; a smaller share of Fernandina Beach addresses fall in Duval County. Nassau County's 12-month median sale price is $454K on 1,484 closings. Property tax, school zoning and permitting for Fernandina Beach run through Nassau County.
Is Fernandina Beach a good place to live?
That depends on your budget, commute and the kind of home you want, so here is what the housing data says about Fernandina Beach: the median sale price over the last 12 months was $565K across 667 closings (-4.2% year over year), 24% above the Nassau County median of $454K; homes took a median 54 days to go under contract; 278 homes are for sale today, 5.0 months of supply at the current pace, which is balanced; new construction was 17% of sales; the communities with the most sales are Amelia Walk, Woodbridge, Amelia National, Flora Parke. The market tracker, price bands and community pages on this site carry the full numbers.
Does Fernandina Beach get hurricanes?
Yes, like all of coastal Florida, although direct hurricane landfalls on this stretch of coast are historically rare. NOAA's Storm Events database records 24 tropical-system events in Nassau County from 1961 to 2025 (1 logged as hurricane events); the most recent named storms to leave a record were Debby (2024), Helene (2024), Idalia (2023). Hurricane season runs June 1 to November 30, and the practical questions for a buyer are the flood zone, the roof age and the building-code year of the specific house. The Fernandina Beach hurricane and flood risk page on this site has the storm history, FEMA flood shares and Citizens premium data.
Is Fernandina Beach in a flood zone?
Mostly no. Across 135 homes sampled in Fernandina Beach's largest communities, nearly all sit outside a FEMA Special Flood Hazard Area (Zone X). Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map; each community page here shows its own mix.
How far is Fernandina Beach from downtown Jacksonville and the beach?
Fernandina Beach is about 20 miles north of downtown Jacksonville (straight-line; driving distance is usually 15 to 30 percent more), and it sits on the Atlantic coast at Fernandina Beach.
Is Fernandina Beach part of Jacksonville?
No. Fernandina Beach is in Nassau County; the City of Jacksonville is consolidated with Duval County and stops at the county line. Fernandina Beach is part of the Jacksonville metro area, about 20 miles from downtown, with its own county government, property-tax rates and school district.

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Fernandina Beach as of 2026-11-11 and refresh as homes list and sell. Source: Data provided by realMLS. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.

Free monthly report

Get the Northeast Florida Market Pulse every month

One email when the new edition is out: median price and the same-home change, days on market, months of supply, price cuts and what failed to sell, computed from MLS closed records. See the current edition. Unsubscribe any time.

By subscribing, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may email you about the report and the local market. You do not need to consent as a condition of buying any property, goods, or services. See our Privacy Policy.

Just listed in Fernandina Beach

New on the market in the last 48 hours, newest first. Updated every hour (as of 2026-11-11 23:57 UTC).

all new listings in this MLS

Buying in Fernandina Beach?

See any home on this page with a local agent.

A Momentum agent who works Fernandina Beach every week will set up showings, pull the comps before you offer, and tell you which of these homes is actually priced right. No cost to a buyer.

Selling instead? See what your home would list for.

Tour homes in Fernandina Beach

Tell us what you are looking for and a local agent will reach out, usually within one business day.

or call (904) 351-6461