Aerial view of Luna Gardens

Luna Gardens
Homes for Sale in Jacksonville, FL

All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 140 homes for sale in 32205 · Duval County homes for sale

Community in Jacksonville · Duval County · ZIP 32205
23 homesBuilt 1919–1956
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True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS data14 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 5 closed sales in Luna Gardens in Jacksonville, FL since 2012, the most recent in January 2021. Across Jacksonville as a whole, 8,268 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,422 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,560 ($4,820 with the full homestead exemption).

Live · Luna Gardens Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Ownership and context
48%
Owner-occupied · Luna Gardens
11 of 23 parcels homesteaded (FL DOR 2025)
52%
Non-owner-occupied · Luna Gardens
incl. 26% trust or LLC-held · 9% out-of-state
23
Homes in the community
23 residential parcels (FL DOR 2025)
Track record · 14 years of records
Est. 1919
Community established
homes built 1919-1956, median 1954 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Luna Gardens is a small pocket of the Jacksonville market in Duval County, and with limited public data in this snapshot, price here is driven more by the individual home than by any neighborhood-wide trend. Condition, lot, and updates will move a number far more than the address does.

Without a broad set of active listings and sales to lean on, both sides should treat this as a property-by-property market. Buyers should underwrite each home on its own merits; sellers should price to recent, comparable condition rather than to a headline figure.

Nearby homes for sale

No active listings inside Luna Gardens right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

4037 GILMORE Street
$185K · 0.1 mi away
2 bd · 2 ba · 1,000 sqft
4037 GILMORE Street
Listed by ROOT REALTY LLC
4065 DELLWOOD Avenue
$219K · 0.1 mi away
2 bd · 2 ba · 1,202 sqft
4065 DELLWOOD Avenue
Listed by FLORIDA HOMES REALTY & MTG LLC
4051 MYRA Street
$240K · 0.2 mi away
2 bd · 1 ba · 834 sqft
4051 MYRA Street
Listed by ENRG GLOBAL REALTY, LLC
4014 DELLWOOD Avenue
$325K · 0.2 mi away
3 bd · 2 ba · 1,288 sqft
4014 DELLWOOD Avenue
Listed by WHOLESALE REALTY LLC
628 HERMAN Street
$210K · 0.2 mi away
3 bd · 1 ba · 1,064 sqft
628 HERMAN Street
Listed by COMPASS FLORIDA LLC
642 METEOR Street
$170K · 0.2 mi away
2 bd · 1 ba · 1,008 sqft
642 METEOR Street
Listed by CHAD AND SANDY REAL ESTATE GROUP

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Luna Gardens sits within Jacksonville in Duval County. It is a compact community where each home tends to stand on its own, so the story is in the specific property rather than a single market headline.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers focused on a particular home's condition and lot over neighborhood trend data
  • Long-term holders who are comfortable underwriting a property on its own merits
  • Buyers who want a broker to build the comparables from the ground up

Probably not for

  • Buyers who need a deep, active listing pool to compare against
  • Short-horizon buyers counting on a rising-market narrative
  • Anyone who wants a firm price range before touring a single home

The market around Luna Gardens

Luna Gardens is too small for its own price trend, so here is the market around it.

In ZIP 32205, 191 homes are on the market and 25% are under contract — a steady corner of Jacksonville.

Across Duval County, 3,856 homes are active and 1,668 pending (30% under contract).

In ZIP 32205 (Jacksonville), 642 homes closed in the last 12 months at a median of $282K ($221/sq ft), down 2.6% year over year, with a median 44 days on market. Right now 114 active and 36 pending listings put supply at about 14.5 months — a buyer's market. See the live ZIP 32205 housing market and the Duval County market.

ZIP and county figures describe the wider market, not Luna Gardens specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Luna Gardens, Jacksonville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 15 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-09-25)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

If we were buying in Luna Gardens today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Luna Gardens.

Best Buy
Buyers who want a specific home in Jacksonville rather than a market trend to ride.
Biggest Risk
Thin comparable data makes pricing harder to pin down for both sides.
Sweet Spot
A sound, well-maintained home you plan to hold, not flip on momentum.
Avoid If
You need a predictable, data-rich market to feel confident.

A property-by-property corner of Jacksonville

This is a place where the details of a given home carry the value. Because the available data is thin, we do not lean on neighborhood averages that could mislead you; instead we read each listing against its own condition, layout, and lot.

For a buyer, that means the work is in the walk-through and the comparables, not in a market storyline. For a seller, it means positioning your specific home clearly and honestly, since there is no strong neighborhood narrative doing the selling for you.

“

The location and the amenities are priced into every listing in Luna Gardens. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a thin-data pocket like Luna Gardens, our value is in the legwork: pulling the right comparables, reading each home's condition against its asking, and telling you plainly when a number does not hold up. We would rather talk you out of the wrong home than push you into one that only looks good on paper.

Luna Gardens in 15 seconds.

Best forBuyers who want a specific home in Jacksonville rather than a market trend to ride.
Biggest advantageValue is condition-driven, so a well-vetted home can be judged on its own merits.
Biggest riskThin comparable data makes pricing harder to pin down for both sides.
Sweet spotA sound, well-maintained home you plan to hold, not flip on momentum.
Avoid ifYou need a predictable, data-rich market to feel confident.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Luna Gardens homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Luna Gardens.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Luna Gardens sales matched to your home.

What is your Luna Gardens home worth?

Get a no-obligation home value based on real comparable sales in Luna Gardens, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Jacksonville →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,848/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in Luna Gardens?
The Florida DOR 2025 assessment roll shows 23 homes in Luna Gardens (public records).
What share of Luna Gardens is owner-occupied?
48% of Luna Gardens parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Luna Gardens built?
Homes in Luna Gardens were built between 1919 and 1956, with a median year built of 1954 (FL DOR 2025 roll).
Who is the best real estate agent for Luna Gardens?
The best agent for Luna Gardens is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Luna Gardens.
How do I find a top Jacksonville real estate agent who knows Luna Gardens?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Luna Gardens and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Luna Gardens?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Luna Gardens purchase or sale - no call center and no pressure.
Where is Luna Gardens, and what county is it in?
Luna Gardens is in Jacksonville, Duval County, FL, ZIP 32205. The community's center is about 4 miles west of downtown Jacksonville (straight-line).
How far is Luna Gardens from downtown Jacksonville and the beach?
About 4 miles from downtown Jacksonville and about 20 miles from the Atlantic beach at Atlantic Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Buyers focused on a particular home's condition and lot over neighborhood trend dataExcellent fit
Long-term holders who are comfortable underwriting a property on its own meritsExcellent fit
Buyers who want a broker to build the comparables from the ground upExcellent fit
Buyers who need a deep, active listing pool to compare againstProbably not
Short-horizon buyers counting on a rising-market narrativeProbably not
Anyone who wants a firm price range before touring a single homeProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32205))
Under-contract sharesrealMLS records, as of 2026-09-24
Historical depthClosed-sale records back to 2012 (5 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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CallFree valuation →

Schools serving nearby communities

We do not have a confirmed school assignment for Luna Gardens. These are the public schools most often assigned to other communities in ZIP 32205; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Nearby Communities

Explore more neighborhoods near Luna Gardens with Momentum Realty’s local guides.

Windle Park0.2 mi away · median $205K, 7 sales/12 moEPEdmondsons Pinedale0.2 mi away · 253 homes, built 1909–24PVParadise Vista0.3 mi away · 18 homes, built 1921–47, 2 for saleWindel Park0.3 mi awayWest Highway0.3 mi away · 198 homes, built 1910–24, 1 for saleVSVerifying Subd0.4 mi away · median $285K, 26 sales/12 moCollege Place0.4 mi away

Browse all neighborhood guides →

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