Phillips Manor
Homes for Sale in Fernandina Beach, FL
All 246 homes for sale in Fernandina Beach, FL · median $692,000 · 231 homes for sale in 32034 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 5 closed sales in Phillips Manor in Fernandina Beach, FL since 2013, the most recent in October 2024. Across Fernandina Beach as a whole, 277 homes closed in the last 12 months at a median of $480,000, 48 median days on market, with 102 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $6,370 ($5,870 with the full homestead exemption).
Phillips Manor sits in Fernandina Beach, on the Nassau County side of Northeast Florida's coast. With the snapshot we have here, price is going to be driven far more by the condition and specifics of the individual home than by any neighborhood-wide trend line — a turnkey property and one that needs work can look very different even on the same street.
For buyers, that means the real work is in comparing homes head-to-head rather than assuming a single number tells the story. For sellers, presentation and condition are your levers; the ones that show well are the ones that command attention. Treat the median as a reference point, not a promise.
Nearby homes for sale
No active listings inside Phillips Manor right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Phillips Manor is a small pocket of Fernandina Beach in Nassau County, close enough to the coast that location does a lot of the talking. Inventory here tends to be about individual homes rather than a uniform product, so each listing deserves to be read on its own terms.
County records show 4 qualified sales in Phillips Manor across 2024–2025 (2 in 2024, 2 in 2025), median $641,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Phillips Manor is best for.
Best for
- Buyers who prioritize a coastal Fernandina Beach location and will do the work to compare individual homes
- Buyers comfortable weighing a home's condition and updates against its asking price
- Buyers who want to be near the beach and the town of Fernandina Beach rather than in a large master-planned tract
Probably not for
- Buyers who want a large, uniform selection where every home prices predictably
- Buyers unwilling to evaluate condition differences from one listing to the next
- Buyers who need to be inland or away from the coast for their budget or commute
The market around Phillips Manor
Phillips Manor is too small for its own price trend, so here is the market around it.
In ZIP 32034, 325 homes are on the market and 27% are under contract — a steady corner of Fernandina Beach.
Across Nassau County, 521 homes are active and 194 pending (27% under contract).
In ZIP 32034 (Fernandina Beach), 1,079 homes closed in the last 12 months at a median of $440K ($200/sq ft), down 0.2% year over year, with a median 53 days on market. Right now 216 active and 75 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32034 housing market and the Nassau County market.
ZIP and county figures describe the wider market, not Phillips Manor specifically. Momentum Research analysis of MLS records.
The Phillips Manor buying strategy.
If we were buying in Phillips Manor today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Phillips Manor.
Reading Phillips Manor on its own terms
This is a Fernandina Beach community, and the coastal setting of Amelia Island shapes the appeal — proximity to the beach and the town of Fernandina Beach carries weight that a spreadsheet won't fully capture. What you're buying is a location as much as a floor plan.
Because the homes here vary, the spread in price reflects condition and specifics more than a tidy per-square-foot formula. Walk the comparable properties, weigh what's been updated against what hasn't, and let the individual house — not a headline figure — set your expectations.
The location and the amenities are priced into every listing in Phillips Manor. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small Fernandina Beach pocket like Phillips Manor, the difference between a good buy and an overpay comes down to reading condition against price on each specific home. We work the Nassau County coast closely, we'll walk the comps with you honestly, and we'll tell you plainly when a particular listing — or this community — isn't the right fit for your goals.
Phillips Manor in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Phillips Manor buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Phillips Manor sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Phillips Manor, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Phillips Manor home worth?
Get a no-obligation home value based on real comparable sales in Phillips Manor, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fernandina Beach →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Nassau County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Phillips Manor?
What share of Phillips Manor is owner-occupied?
When were the homes in Phillips Manor built?
Who is the best real estate agent for Phillips Manor?
How do I find a top Fernandina Beach real estate agent who knows Phillips Manor?
Can Momentum Realty connect me with an agent for Phillips Manor?
Where is Phillips Manor, and what county is it in?
How far is Phillips Manor from downtown Jacksonville and the beach?
Should you buy in Phillips Manor?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32034)) |
| Under-contract shares | realMLS records, as of 2026-09-24 |
| Historical depth | Closed-sale records back to 2013 (5 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Phillips Manor fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Phillips Manor. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.
- Fernandina Beach High School · 9-12 · FLDOE grade A (assigned to 23 nearby communities)
- Fernandina Beach Middle School · 6-8 · FLDOE grade A (assigned to 21 nearby communities)
- Yulee Middle School · 6-8 · FLDOE grade A (assigned to 14 nearby communities)
- Yulee High School · 9-12 · FLDOE grade A (assigned to 14 nearby communities)
- Southside Elementary School · PK-2 (assigned to 12 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Phillips Manor with Momentum Realty’s local guides.