Waterfront Homes for Sale in St. Johns, FL
This page tracks every St. Johns listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
175 waterfront homes are for sale or pending in St. Johns, FL today across 50 communities. The median asking price is $560,000, from $200,000 to $4,900,000. Listings in St. Johns without that feature have a median of $579,900. Most listings right now: Rivertown Forest (23), Beachwalk (18), Stillwater (15). Updated September 27, 2026 from the MLS.
Live waterfront homes in St. Johns: the listings
92 active listings carry the flag today (26% of St. Johns inventory), median asking $590,000, $250/sq ft, median 44 days on market. Photo cards link to the listing; refreshed nightly.
Newest waterfront homes in St. Johns
The most expensive waterfront homes in St. Johns
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 1120 Celebration Court | $3,200,000 | 4,509 | Celebration Cove |
| 3105 Bishop Estates Road | $2,950,000 | 5,458 | Julington Creek Plan |
| 0 Fruit Cove Rd | $1,807,980 | 2,309 | — |
| 397 Lakeview Pass Way | $1,449,000 | 4,502 | Julington Lakes |
| 492 Shinnecock Drive | $1,275,000 | 4,064 | RiverTown |
| 1345 Fruit Cove Road | $1,200,000 | 2,152 | — |
| 118 Topside Drive | $1,099,000 | 3,362 | Beachwalk |
| 175 Marquesa Circle | $999,999 | 3,458 | beachwalk by manasota key phs |
| 135 Oak Park Drive | $999,950 | 2,394 | RiverTown |
| 247 Rum Runner Way | $999,000 | 2,649 | beachwalk by manasota key phs |
Waterfront Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 5 | 5% |
| $300K–$500K | 25 | 27% |
| $500K–$750K | 33 | 36% |
| $750K–$1M | 22 | 24% |
| $1M+ | 7 | 8% |
St. Johns waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Rivertown Forest | 23 | 23 | $473,000 | $427,990 |
| Beachwalk | 18 | 0 | $654,500 | $299,000 |
| Stillwater | 15 | 0 | $500,000 | $379,900 |
| Middlebourne | 12 | 8 | $815,890 | $639,000 |
| Watersong At Rivertown | 12 | 10 | $414,612 | $350,000 |
| Julington Lakes | 6 | 0 | $964,450 | $719,000 |
| Bannon Lakes | 6 | 6 | $498,500 | $449,000 |
| Julington Creek Plan | 6 | 0 | $473,750 | $415,000 |
| Durbin Crossing | 5 | 0 | $749,900 | $575,000 |
| Rivertown Springs | 4 | 4 | $942,060 | $797,920 |
| Rivertown Shores | 4 | 3 | $786,500 | $699,000 |
| Rivertown Cove | 4 | 4 | $738,065 | $619,500 |
| Rivertown | 4 | 0 | $577,500 | $475,000 |
| Oxford Estates | 3 | 0 | $899,000 | $869,000 |
| Mill Creek Forest | 3 | 1 | $895,000 | $497,000 |
| Cimarrone Golf & Cc | 3 | 0 | $743,500 | $449,900 |
| Palisades At Durbin Crossing | 3 | 0 | $299,900 | $285,000 |
| Grand Isle At Beachwalk | 3 | 0 | $299,000 | $290,000 |
| Julington Creek | 2 | 0 | $1,737,500 | $525,000 |
| Barden Estates | 2 | 1 | $1,503,990 | $1,200,000 |
| Highpointe At Rivertown | 2 | 0 | $1,087,000 | $899,000 |
| Arbors At Rivertown | 2 | 0 | $748,750 | $625,000 |
| Haven At Rivertown | 2 | 0 | $589,500 | $522,500 |
| Lakes At Mill Creek | 2 | 0 | $554,450 | $533,900 |
| Atlantica Isles | 2 | 0 | $534,950 | $474,900 |
| Aberdeen | 2 | 0 | $484,950 | $460,000 |
| St Johns Riverside | 2 | 0 | $209,450 | $200,000 |
| Switzerland | 1 | 0 | $4,900,000 | $4,900,000 |
| Fruit Cove | 1 | 0 | $3,895,000 | $3,895,000 |
| Celebration Cove | 1 | 0 | $3,200,000 | $3,200,000 |
| Fruit Cove Terrace | 1 | 0 | $2,195,000 | $2,195,000 |
| Remington Park | 1 | 0 | $1,500,000 | $1,500,000 |
| Greenbriar Plantation | 1 | 0 | $1,350,000 | $1,350,000 |
| Bartram Ranch | 1 | 1 | $1,178,000 | $1,178,000 |
| Twin Creeks North | 1 | 0 | $1,099,000 | $1,099,000 |
| Preserve At St Johns | 1 | 0 | $819,000 | $819,000 |
| Reserve At Greenbriar | 1 | 0 | $764,900 | $764,900 |
| The Cove | 1 | 0 | $732,900 | $732,900 |
| Rivertown Settlement | 1 | 0 | $679,000 | $679,000 |
| Worthington Park | 1 | 0 | $675,000 | $675,000 |
| Kensington | 1 | 0 | $610,000 | $610,000 |
| Village Green | 1 | 0 | $570,000 | $570,000 |
| Greenridge | 1 | 0 | $550,000 | $550,000 |
| Brookside Preserve | 1 | 0 | $547,000 | $547,000 |
| Grand Creek North | 1 | 0 | $520,000 | $520,000 |
| Landings at Greenbriar | 1 | 1 | $484,000 | $484,000 |
| Baypoint | 1 | 0 | $459,000 | $459,000 |
| Gran Lake | 1 | 0 | $440,000 | $440,000 |
| Shearwater | 1 | 0 | $339,900 | $339,900 |
| Crossings At Cypress Trace | 1 | 0 | $285,000 | $285,000 |
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in St. Johns?
What do waterfront homes cost in St. Johns?
Which St. Johns community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring St. Johns
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- St. Johns 4-bedroom homes
- St. Johns homes under $300K
- St. Johns homes $300K–$500K
- Waterfront Homes in every city
Live data: realMLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in St. Johns, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.