Waterfront Homes for Sale in St. Johns, FL
This page tracks every St. Johns listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
151 waterfront homes are for sale or pending in St. Johns, FL today across 52 communities. The median asking price is $575,000, from $208,000 to $4,900,000. Listings in St. Johns without that feature have a median of $799,000. Most listings right now: Beachwalk (18), Stillwater (15), Rivertown Forest (12). Updated September 8, 2026 from the MLS.
St. Johns waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Beachwalk | 18 | 0 | $654,500 | $299,000 |
| Stillwater | 15 | 0 | $499,999 | $320,000 |
| Rivertown Forest | 12 | 12 | $481,000 | $429,054 |
| Middlebourne | 11 | 7 | $832,780 | $639,000 |
| Julington Creek Plan | 6 | 0 | $478,750 | $234,900 |
| Watersong At Rivertown | 6 | 4 | $414,612 | $398,000 |
| Julington Lakes | 5 | 0 | $899,000 | $725,000 |
| Durbin Crossing | 5 | 0 | $675,000 | $575,000 |
| Rivertown | 5 | 0 | $515,000 | $475,000 |
| Bannon Lakes | 4 | 4 | $475,750 | $449,000 |
| Palisades At Durbin Crossing | 4 | 0 | $295,000 | $255,000 |
| Rivertown Shores | 3 | 1 | $999,950 | $661,000 |
| Highpointe At Rivertown | 3 | 0 | $939,900 | $899,000 |
| Oxford Estates | 3 | 0 | $899,000 | $869,000 |
| Cimarrone Golf & Cc | 3 | 0 | $449,900 | $415,000 |
| Grand Isle At Beachwalk | 3 | 0 | $299,000 | $299,000 |
| Julington Creek | 2 | 0 | $1,737,500 | $525,000 |
| Barden Estates | 2 | 1 | $1,503,990 | $1,200,000 |
| The Cove | 2 | 0 | $841,450 | $732,900 |
| Mill Creek Forest | 2 | 1 | $696,000 | $497,000 |
| Rivertown Cove | 2 | 2 | $659,250 | $619,500 |
| Lakes At Mill Creek | 2 | 0 | $554,450 | $533,900 |
| Atlantica Isles | 2 | 0 | $537,450 | $474,900 |
| St Johns Riverside | 2 | 0 | $213,450 | $208,000 |
| Switzerland | 1 | 0 | $4,900,000 | $4,900,000 |
| Fruit Cove | 1 | 0 | $3,895,000 | $3,895,000 |
| Celebration Cove | 1 | 0 | $3,200,000 | $3,200,000 |
| Fruit Cove Terrace | 1 | 0 | $2,295,000 | $2,295,000 |
| Remington Park | 1 | 0 | $1,500,000 | $1,500,000 |
| Greenbriar Plantation | 1 | 0 | $1,350,000 | $1,350,000 |
| Bartram Ranch | 1 | 1 | $1,178,000 | $1,178,000 |
| Twin Creeks North | 1 | 0 | $1,099,000 | $1,099,000 |
| Arbors At Rivertown | 1 | 0 | $872,500 | $872,500 |
| Preserve At St Johns | 1 | 0 | $819,000 | $819,000 |
| Rivertown Springs | 1 | 1 | $797,920 | $797,920 |
| Reserve At Greenbriar | 1 | 0 | $764,900 | $764,900 |
| Cunningham Hideaway | 1 | 0 | $699,900 | $699,900 |
| Rivertown Settlement | 1 | 0 | $684,900 | $684,900 |
| Worthington Park | 1 | 0 | $675,000 | $675,000 |
| Kensington | 1 | 0 | $610,000 | $610,000 |
| Village Green | 1 | 0 | $570,000 | $570,000 |
| Greenridge | 1 | 0 | $550,000 | $550,000 |
| Brookside Preserve | 1 | 0 | $547,000 | $547,000 |
| Grand Creek North | 1 | 0 | $525,000 | $525,000 |
| Haven At Rivertown | 1 | 0 | $522,500 | $522,500 |
| Aberdeen | 1 | 0 | $520,000 | $520,000 |
| Landings at Greenbriar | 1 | 1 | $484,000 | $484,000 |
| Baypoint | 1 | 0 | $459,000 | $459,000 |
| Gran Lake | 1 | 0 | $440,000 | $440,000 |
| Shearwater | 1 | 0 | $339,900 | $339,900 |
| Bridgewater | 1 | 0 | $299,500 | $299,500 |
| Crossings At Cypress Trace | 1 | 0 | $285,000 | $285,000 |
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in St. Johns?
What do waterfront homes cost in St. Johns?
Which St. Johns community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring St. Johns
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Live data: realMLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in St. Johns, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.