Pine Top Estates
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 7 closed sales in Pine Top Estates in Jacksonville, FL since 2011, the most recent in July 2022. Across Jacksonville as a whole, 8,268 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,422 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,560 ($4,820 with the full homestead exemption).
The honest truth about Pine Top Estates is that we don't have enough live market data in this snapshot to put hard numbers behind a read. What we can say is that this is a Jacksonville community in Duval County, and pricing here will be driven far more by the condition and updates of the specific home than by any neighborhood-wide average.
For a buyer, that means underwrite each listing on its own merits rather than assuming a going rate applies. For a seller, it means the work you've put into the house — or haven't — will show up in your number. Bring us in early and we'll price against comparable homes rather than a headline figure.
The 60-Second Overview
Pine Top Estates sits within Jacksonville in Duval County; treat it as a place where individual home condition, not a single market average, tells the real story on value.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Pine Top Estates is best for.
Best for
- Buyers who want a Jacksonville address and will judge a home on its own condition
- Buyers comfortable underwriting each listing with fresh comps rather than a single average
- Sellers whose home shows well and want it priced on real comparable sales
Probably not for
- Buyers who need a fixed, predictable price point across every listing
- Buyers looking for turnkey uniformity with no condition variance to weigh
- Sellers expecting a headline neighborhood number to carry an as-is house
The market around Pine Top Estates
Pine Top Estates is too small for its own price trend, so here is the market around it.
In ZIP 32234, 172 homes are on the market and 26% are under contract — a steady corner of Jacksonville.
Across Duval County, 3,953 homes are active and 1,522 pending (28% under contract).
ZIP and county figures describe the wider market, not Pine Top Estates specifically. Momentum Research analysis of MLS records.
The Pine Top Estates buying strategy.
If we were buying in Pine Top Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pine Top Estates.
A closer look at the Pine Top Estates market
The housing stock is 37 homes built between 1974 and 2024, and 82% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Pine Top Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
We work Duval County listing by listing rather than leaning on a neighborhood headline number. In a community like Pine Top Estates, where value tracks closely to condition and updates, that comp-by-comp discipline is what keeps a buyer from overpaying and a seller from leaving money on the table.
Pine Top Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Pine Top Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pine Top Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pine Top Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pine Top Estates home worth?
Get a no-obligation home value based on real comparable sales in Pine Top Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Pine Top Estates on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Pine Top Estates?
What share of Pine Top Estates is owner-occupied?
When were the homes in Pine Top Estates built?
Who is the best real estate agent for Pine Top Estates?
How do I find a top Jacksonville real estate agent who knows Pine Top Estates?
Can Momentum Realty connect me with an agent for Pine Top Estates?
Should you buy in Pine Top Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32234)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2011 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Pine Top Estates fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Pine Top Estates Homes for Sale in Jacksonville, FL with Momentum Realty’s local guides.
