Aerial view of Pine Top Estates

Pine Top Estates
Homes for Sale in Jacksonville, FL

Community in Jacksonville · Duval County · ZIP 32234
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True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS data15 years of closingsUpdated twice daily

As of September 2026, the MLS records 7 closed sales in Pine Top Estates in Jacksonville, FL since 2011, the most recent in July 2022. Across Jacksonville as a whole, 8,873 homes closed in the last 12 months at a median of $305,375, 44 median days on market, with 2,391 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,460 ($4,720 with the full homestead exemption).

Jon Brooks, founder of Momentum Realty
Jon's Current Read

The honest truth about Pine Top Estates is that we don't have enough live market data in this snapshot to put hard numbers behind a read. What we can say is that this is a Jacksonville community in Duval County, and pricing here will be driven far more by the condition and updates of the specific home than by any neighborhood-wide average.

For a buyer, that means underwrite each listing on its own merits rather than assuming a going rate applies. For a seller, it means the work you've put into the house — or haven't — will show up in your number. Bring us in early and we'll price against comparable homes rather than a headline figure.

The 60-Second Overview

Pine Top Estates sits within Jacksonville in Duval County; treat it as a place where individual home condition, not a single market average, tells the real story on value.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who want a Jacksonville address and will judge a home on its own condition
  • Buyers comfortable underwriting each listing with fresh comps rather than a single average
  • Sellers whose home shows well and want it priced on real comparable sales

Probably not for

  • Buyers who need a fixed, predictable price point across every listing
  • Buyers looking for turnkey uniformity with no condition variance to weigh
  • Sellers expecting a headline neighborhood number to carry an as-is house

The market around Pine Top Estates

Pine Top Estates is too small for its own price trend, so here is the market around it.

In ZIP 32234, 174 homes are on the market and 28% are under contract — a steady corner of Jacksonville.

Across Duval County, 3,938 homes are active and 1,658 pending (30% under contract).

ZIP and county figures describe the wider market, not Pine Top Estates specifically. Momentum Research analysis of MLS records.

If we were buying in Pine Top Estates today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pine Top Estates.

Best Buy
Buyers willing to evaluate each home individually rather than shop by a blanket price.
Biggest Risk
Value here is condition-driven, so a low sticker can hide real work.
Sweet Spot
A well-maintained home priced against comps, not against assumptions.
Avoid If
You want a uniform price point and identical homes across the community.

The location and the amenities are priced into every listing in Pine Top Estates. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

We work Duval County listing by listing rather than leaning on a neighborhood headline number. In a community like Pine Top Estates, where value tracks closely to condition and updates, that comp-by-comp discipline is what keeps a buyer from overpaying and a seller from leaving money on the table.

Pine Top Estates in 15 seconds.

Best forBuyers willing to evaluate each home individually rather than shop by a blanket price.
Biggest advantageA Jacksonville location inside Duval County with home-by-home value differences.
Biggest riskValue here is condition-driven, so a low sticker can hide real work.
Sweet spotA well-maintained home priced against comps, not against assumptions.
Avoid ifYou want a uniform price point and identical homes across the community.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pine Top Estates sales matched to your home.

What is your Pine Top Estates home worth?

Get a no-obligation home value based on real comparable sales in Pine Top Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.
Buyers who want a Jacksonville address and will judge a home on its own conditionExcellent fit
Buyers comfortable underwriting each listing with fresh comps rather than a single averageExcellent fit
Sellers whose home shows well and want it priced on real comparable salesExcellent fit
Buyers who need a fixed, predictable price point across every listingProbably not
Buyers looking for turnkey uniformity with no condition variance to weighProbably not
Sellers expecting a headline neighborhood number to carry an as-is houseProbably not

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2011 (7 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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