Spencer Crossing
Homes for Sale in Jacksonville, FL
All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 213 homes for sale in 32244 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 3 closed sales in Spencer Crossing in Jacksonville, FL since 2016, the most recent in November 2016. Across Jacksonville as a whole, 8,268 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,422 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,560 ($4,820 with the full homestead exemption).
Nearby homes for sale
No active listings inside Spencer Crossing right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Spencer Crossing market snapshot (as of September 24, 2026): the median sale price is about $290K ($199 per sq ft over the trailing 12 months of closed sales), and a median 28 days on market for closed sales.
In ZIP 32244 (Jacksonville), 867 homes closed in the last 12 months at a median of $275K ($165/sq ft), up 0.8% year over year, with a median 41 days on market. Right now 165 active and 82 pending listings put supply at about 4.4 months — a balanced market. See the live ZIP 32244 housing market and the Duval County market.
Spencer Crossing is a residential community in Jacksonville, within Duval County. This snapshot does not include current pricing or market-activity figures, so the notes below stay at the level of location and general posture until fresh numbers are in hand.
Who Spencer Crossing is best for.
Best for
- Buyers who want a specific Duval County location and are prepared to underwrite each home on its own current comparables
- Buyers who plan to visit in person and weigh condition and lot before committing to a price
- Owners considering a sale who want a live, feed-based read rather than an automated estimate
Probably not for
- Buyers who need a confirmed price range before they'll engage a community at all
- Buyers relying on an instant online valuation to make the call
- Anyone who wants a guarantee on future value or appreciation
Price History: What Homes Here Have Actually Sold For
Closed sales in Spencer Crossing by trailing-12-month window ending September 24 of each year, from realMLS (Northeast Florida MLS) closing records. 3 homes closed in the current window at a median of $289,900. Aggregates only; individual closed sales are not shown.
| Window | Closings | Median sold | $ / sq ft | Median DOM | Typical size |
|---|---|---|---|---|---|
| 2026 | 3 | $289,900 | $199 | 28 days | 1,601 sq ft |
Source: realMLS closed listings, aggregated by Momentum Research. Deemed reliable but not guaranteed.
Housing distress & ownership in Spencer Crossing, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Spencer Crossing buying strategy.
If we were buying in Spencer Crossing today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Spencer Crossing.
A closer look at the Spencer Crossing market
At a median of $199 per square foot, Spencer Crossing prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The location and the amenities are priced into every listing in Spencer Crossing. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
We track Spencer Crossing off the realMLS feed and won't quote you a median, a days-on-market, or a trend line we can't stand behind. When you're ready to move on a specific home here, we'll pull the live comparables for this community and tell you plainly how the current market reads for a buyer or a seller. Until those numbers are current, we'd rather give you nothing than give you a figure we made up.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Spencer Crossing buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Spencer Crossing sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Spencer Crossing, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Spencer Crossing home worth?
Get a no-obligation home value based on real comparable sales in Spencer Crossing, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Jacksonville →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
What is the median home price in Spencer Crossing?
How long do homes in Spencer Crossing take to sell?
Who is the best real estate agent for Spencer Crossing?
How do I find a top Jacksonville real estate agent who knows Spencer Crossing?
Can Momentum Realty connect me with an agent for Spencer Crossing?
Where is Spencer Crossing, and what county is it in?
How far is Spencer Crossing from downtown Jacksonville and the beach?
Should you buy in Spencer Crossing?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 25, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending September 24, 2026 |
| Under-contract shares | realMLS records, as of 2026-09-24 |
| Historical depth | Closed-sale records back to 2016 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Spencer Crossing fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Spencer Crossing. These are the public schools most often assigned to other communities in ZIP 32244; zones change and vary by address, so confirm with the district before you buy.
- Westside High School · High · FLDOE grade I (assigned to 53 nearby communities)
- Westside Middle School · 6-8 · FLDOE grade I (assigned to 27 nearby communities)
- Chimney Lakes Elementary School · Elementary · FLDOE grade A (assigned to 20 nearby communities)
- Sadie T. Tillis Elementary School · K-5 · FLDOE grade C (assigned to 13 nearby communities)
- Charger Academy · 6-8 (assigned to 5 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Spencer Crossing with Momentum Realty’s local guides.