Aerial view of Waverly Estates

Waverly Estates
Homes for Sale in Youngstown, FL

Community in Youngstown · Bay County · ZIP 32404
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True comps, carrying-cost math, and listings before the portals.

Built fromLive CPAR MLS data14 years of closingsUpdated twice daily
Live · Waverly Estates Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Waverly Estates is not showing any closed sales in the current MLS window, and no community amenities are identified in the listing data we have. That is not unusual for a smaller or lower-turnover pocket of Youngstown, but it means there is no recent transaction evidence to point to for pricing or pace right now.

For a buyer or seller, that translates to one practical takeaway: any pricing conversation here has to lean on comparable activity from surrounding areas of Bay County rather than on Waverly Estates' own recent closings, because there simply are not any in this snapshot.

Nearby homes for sale

No active listings inside Waverly EstatesHomes for Sale in Youngstown, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

6532 Waverly Street
$339K · 0.8 mi away
2 bd · 2 ba
6532 Waverly Street
Listed by Beachy Beach Real Estate
8641 Hornbill Drive
$310K · 1.1 mi away
4 bd · 2 ba
8641 Hornbill Drive
Listed by WJH Brokerage FL LLC
8635 Hornbill Drive
$291K · 1.1 mi away
3 bd · 2 ba
8635 Hornbill Drive
Listed by WJH Brokerage FL LLC
7325 Morningside Drive
$317K · 1.2 mi away
4 bd · 2 ba
7325 Morningside Drive
Listed by DR Horton Realty of Emerald Coast, LLC
8503 Hornbill Drive
$311K · 1.2 mi away
4 bd · 2 ba
8503 Hornbill Drive
Listed by WJH Brokerage FL LLC
7327 Morningside Drive
$319K · 1.2 mi away
4 bd · 2 ba
7327 Morningside Drive
Listed by DR Horton Realty of Emerald Coast, LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Waverly Estates sits in Youngstown, within Bay County, but the current MLS feed shows no closed sales in this window and no amenities specific to the community on file.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer targeting Youngstown specifically who is prepared to verify pricing through direct comps rather than published community stats
  • A seller comfortable pricing based on broader Bay County market conditions in the absence of recent Waverly Estates closings
  • An investor or buyer willing to independently confirm amenities and HOA details before committing

Probably not for

  • A buyer who wants a recent median price or days-on-market figure specific to this community before deciding
  • A buyer relying on documented amenities as a deciding factor
  • Anyone who wants confidence based on a visible recent sales trend rather than direct verification

The market around Waverly Estates

Waverly Estates is too small for its own price trend, so here is the market around it.

In ZIP 32404, 428 homes are on the market and 30% are under contract — a fast-moving corner of Youngstown.

Across Bay County, 2,515 homes are active and 528 pending (17% under contract).

In ZIP 32404 (Youngstown), 1,060 homes closed in the last 12 months at a median of $290K, down 3.3% year over year, with a median 58 days on market. Right now 391 active and 146 pending listings — a balanced market. See the live ZIP 32404 housing market and the Bay County market.

ZIP and county figures describe the wider market, not Waverly Estates specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Waverly Estates, Youngstown

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 24 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

If we were buying in Waverly Estates today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waverly Estates.

Best Buy
Buyers or sellers who want a specific, low-turnover pocket of Youngstown and are comfortable doing extra diligence rather than leaning on recent comps.
Biggest Risk
With no recent closings in the data, there is no reliable benchmark for current pricing or pace.
Sweet Spot
Works best for a buyer or seller who already knows the immediate area and is not relying on published stats to make the call.
Avoid If
Avoid if you need recent comparable sales data or documented amenities before moving forward.

A quiet stretch in the data

When a community shows zero closings in a given window, it usually means one of two things: very few homes changed hands, or the ones that did were not captured through this particular MLS feed. Either way, it leaves us without a median price, a days-on-market figure, or a sales pace to report for Waverly Estates specifically.

The absence of listed amenities in the data does not necessarily mean the community lacks them - it means the current MLS listings simply do not reference any. Anyone evaluating this community should plan to verify amenities, HOA structure, and recent sale prices directly, rather than relying on aggregate stats that are not currently available.

“

The location and the amenities are priced into every listing in Waverly Estates. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community with this little recent MLS activity, the value we add is legwork: pulling off-market and nearby comparable sales, confirming what amenities and HOA terms actually exist, and giving you a realistic read on value before you make an offer or set a list price.

Waverly Estates in 15 seconds.

Best forBuyers or sellers who want a specific, low-turnover pocket of Youngstown and are comfortable doing extra diligence rather than leaning on recent comps.
Biggest advantageThe quiet transaction history can mean less competition for buyers willing to do the legwork.
Biggest riskWith no recent closings in the data, there is no reliable benchmark for current pricing or pace.
Sweet spotWorks best for a buyer or seller who already knows the immediate area and is not relying on published stats to make the call.
Avoid ifAvoid if you need recent comparable sales data or documented amenities before moving forward.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Waverly Estates homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Waverly Estates.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waverly Estates sales matched to your home.

What is your Waverly Estates home worth?

Get a no-obligation home value based on real comparable sales in Waverly Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Waverly Estates on the map →

Real comps, not an automated estimate.
A buyer targeting Youngstown specifically who is prepared to verify pricing through direct comps rather than published community statsExcellent fit
A seller comfortable pricing based on broader Bay County market conditions in the absence of recent Waverly Estates closingsExcellent fit
An investor or buyer willing to independently confirm amenities and HOA details before committingExcellent fit
A buyer who wants a recent median price or days-on-market figure specific to this community before decidingProbably not
A buyer relying on documented amenities as a deciding factorProbably not
Anyone who wants confidence based on a visible recent sales trend rather than direct verificationProbably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: September 17, 2026)
Under-contract sharesCPAR MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2012 (8 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Common questions about Waverly Estates

Where is Waverly Estates?

Waverly Estates is a community in Youngstown, Bay County, Florida, ZIP 32404 / 32466.

Are there homes for sale in Waverly Estates right now?

No active listings inside Waverly Estates at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Waverly Estates have an HOA or CDD?

No HOA is on record for Waverly Estates in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Waverly Estates with Momentum Realty’s local guides.

Floribay0.8 mi away · median $155K, 3 sales/12 moMorningside (Bay)1.3 mi away · median $290K, 16 sales/12 moClear Lake Estates1.3 mi away · median $299K, 26 sales/12 moRachels Landing1.9 mi away · median $320K, 3 sales/12 moSweetwater Village N2.0 mi away · median $235K, 3 sales/12 moSweetwater Village (Bay)2.1 mi awayCedar Wood Estates2.4 mi away · 1 for saleBayhead Estates (Bay)2.4 mi away

Browse all neighborhood guides →

Thinking of selling in Waverly Estates? See the Bay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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