5 Points
Homes for Sale in Jacksonville, FL
All 3,939 homes for sale in Jacksonville, FL · median $299,850 · 43 homes for sale in 32204 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 2 closed sales in 5 Points in Jacksonville, FL since 2025, the most recent in January 2026. Across Jacksonville as a whole, 8,790 homes closed in the last 12 months at a median of $310,000, 43 median days on market, with 2,398 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,540 ($4,800 with the full homestead exemption).
5 Points is a walkable urban pocket near the St. Johns River in Jacksonville, and price here tends to be driven by condition and character rather than square footage alone. Older housing stock means the spread between a renovated home and one that needs work can be wide, so the number on the listing tells you less than the condition behind it.
With no standout community amenities pulling weight in the current MLS data, buyers are paying for location and the building itself. That puts the burden on due diligence: inspect carefully, price the work honestly, and treat every home on its own merits rather than a neighborhood average.
Nearby homes for sale
No active listings inside 5 Points right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
5 Points sits in the urban core of Jacksonville, Duval County, where the appeal is walkability and neighborhood texture rather than amenity packages. Homes here compete on condition and character, not on shared facilities.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who 5 Points is best for.
Best for
- Buyers prioritizing walkability and urban-core access over shared amenities
- Renovation-minded buyers with budget set aside for updating an older home
- Buyers who value neighborhood character and are comfortable evaluating homes case by case
Probably not for
- Buyers who want HOA amenities like a pool, gym, or clubhouse
- Buyers seeking newer, uniform construction with minimal deferred maintenance
- Buyers on a tight budget with no reserve for potential system or structural work
The market around 5 Points
5 Points is too small for its own price trend, so here is the market around it.
In ZIP 32204, 52 homes are on the market and 19% are under contract — a steady corner of Jacksonville.
Across Duval County, 3,896 homes are active and 1,658 pending (30% under contract).
In ZIP 32204 (Jacksonville), 179 homes closed in the last 12 months at a median of $334K ($233/sq ft), up 3.5% year over year, with a median 50 days on market. Right now 55 active and 12 pending listings put supply at about 10.1 months — a buyer's market. See the live ZIP 32204 housing market and the Duval County market.
ZIP and county figures describe the wider market, not 5 Points specifically. Momentum Research analysis of MLS records.
The 5 Points buying strategy.
If we were buying in 5 Points today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in 5 Points.
What actually moves value in 5 Points
This is a pedestrian-scaled part of Jacksonville, and that walkability is a real part of the value proposition. Current MLS listings do not identify community amenities, so what you are buying is the home and its proximity to the shops, dining, and river access that define the district — not a clubhouse or HOA-managed extras.
Because much of the housing stock is older, condition varies sharply from one address to the next. A gut-renovated home and a project home can sit blocks apart, and the difference shows up in both price and carrying cost. The right approach is to underwrite each property individually: age of systems, roof, and the true scope of any updates matter more here than headline figures.
The location and the amenities are priced into every listing in 5 Points. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market where condition drives the number more than anything else, our value is telling you what a home will actually cost to own after closing. We walk the property with you, flag the deferred maintenance, and price the work realistically so you are negotiating from facts rather than curb appeal.
5 Points in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a 5 Points buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed 5 Points sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in 5 Points, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your 5 Points home worth?
Get a no-obligation home value based on real comparable sales in 5 Points, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Jacksonville →
Should you buy in 5 Points?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2025 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how 5 Points fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for 5 Points. These are the public schools most often assigned to other communities in ZIP 32204; zones change and vary by address, so confirm with the district before you buy.
- Lake Shore Middle School · 6-8 · FLDOE grade C (assigned to 6 nearby communities)
- Riverside High School · 9-12 · FLDOE grade C (assigned to 6 nearby communities)
- Central Riverside Elementary School · PreK-5 · FLDOE grade B (assigned to 4 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Common questions about 5 Points
Where is 5 Points?
5 Points is a community in Jacksonville, Duval County, Florida, ZIP 32204.
Are there homes for sale in 5 Points right now?
No active listings inside 5 Points at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does 5 Points have an HOA or CDD?
No HOA is on record for 5 Points in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.