Willow Terrace
Homes for Sale in Jacksonville, FL
All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 140 homes for sale in 32205 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 4 closed sales in Willow Terrace in Jacksonville, FL since 2011, the most recent in March 2017. Across Jacksonville as a whole, 8,268 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,422 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,560 ($4,820 with the full homestead exemption).
Nearby homes for sale
No active listings inside Willow Terrace right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Willow Terrace is a Jacksonville community in Duval County. This snapshot reflects our read as of mid-2026, drawn from local MLS activity rather than any automated estimate.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Willow Terrace is best for.
Best for
- Buyers who want a Jacksonville address in Duval County and value a defined, smaller-scale community
- Owners planning to hold and willing to compete on condition and presentation when they list
- Buyers who want a broker to price and vet each home individually rather than lean on an automated value
Probably not for
- Buyers who need a published price range before they will consider a community
- Buyers set on a specific new-construction product or master-planned amenity package
- Sellers expecting a guaranteed valuation or a promise of future appreciation
The market around Willow Terrace
Willow Terrace is too small for its own price trend, so here is the market around it.
In ZIP 32205, 191 homes are on the market and 25% are under contract — a steady corner of Jacksonville.
Across Duval County, 3,856 homes are active and 1,668 pending (30% under contract).
In ZIP 32205 (Jacksonville), 642 homes closed in the last 12 months at a median of $282K ($221/sq ft), down 2.6% year over year, with a median 44 days on market. Right now 114 active and 36 pending listings put supply at about 14.5 months — a buyer's market. See the live ZIP 32205 housing market and the Duval County market.
ZIP and county figures describe the wider market, not Willow Terrace specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Willow Terrace, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Willow Terrace buying strategy.
If we were buying in Willow Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Willow Terrace.
A closer look at the Willow Terrace market
The housing stock is 5 homes built between 1927 and 2023, and 40% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Willow Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
We track Willow Terrace through the local MLS feed and watch how individual homes actually trade, not a generic algorithm. In a smaller Duval community, the difference between a well-prepared listing and a tired one shows up plainly in the outcome, and pricing has to be argued home by home. We would rather tell you when the fit is wrong than push a transaction that does not serve you.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Willow Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Willow Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Willow Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Willow Terrace home worth?
Get a no-obligation home value based on real comparable sales in Willow Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Jacksonville →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Willow Terrace?
What share of Willow Terrace is owner-occupied?
When were the homes in Willow Terrace built?
Who is the best real estate agent for Willow Terrace?
How do I find a top Jacksonville real estate agent who knows Willow Terrace?
Can Momentum Realty connect me with an agent for Willow Terrace?
Where is Willow Terrace, and what county is it in?
How far is Willow Terrace from downtown Jacksonville and the beach?
Should you buy in Willow Terrace?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32205)) |
| Under-contract shares | realMLS records, as of 2026-09-24 |
| Historical depth | Closed-sale records back to 2011 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Willow Terrace fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Willow Terrace. These are the public schools most often assigned to other communities in ZIP 32205; zones change and vary by address, so confirm with the district before you buy.
- Lake Shore Middle School · 6-8 · FLDOE grade C (assigned to 15 nearby communities)
- Riverside High School · 9-12 · FLDOE grade C (assigned to 13 nearby communities)
- Fishweir Elementary School · PreK-5 · FLDOE grade A (assigned to 7 nearby communities)
- Ruth N. Upson Elementary School · PreK-5 · FLDOE grade A (assigned to 5 nearby communities)
- Edward H. White High School · 9-12 · FLDOE grade B (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Sydney Street (1 homes on record)
Nearby Communities
Explore more neighborhoods near Willow Terrace with Momentum Realty’s local guides.