Clay County, FL Neighborhood Guides (114)
Every Clay County community guide in the library, grouped by city: prices with sources, fees, flood zones, commutes and the trade-offs. homes for sale in Clay County · Clay County property tax.
Middleburg (29) · Green Cove Springs (27) · Orange Park (26) · Fleming Island (21) · Keystone Heights (9) · Other (2)
Middleburg (29)
Clay
Amberly
Amberly, GreenPointe's 725-home master plan on the CR-218/Cathedral Oak corridor in Clay County. Dream Finders pricing from $299,990, the HOA + CDD stack, the amenity timeline, A-rated Clay schools, and the honest.
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Middleburg · Townhomes
Atlantis Pointe
Dream Finders townhomes off the Blanding corridor near Black Creek Ravines.
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Middleburg · Clay County · 55+ Gated
Azalea Ridge
Gated 55-plus active-adult community in Middleburg (Clay, 32068) by Freedom Homes (D.R. Horton). Resort pool, clubhouse, bocce, dog park; single-level 3-4 bed homes with HOA lawn care. Built out, resale ~high $200s to low $350s (2026).
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Middleburg · Paired Villas
Baxley Villas
Drees paired villas where every home is a one-story end unit - the missing middle from the $250Ks.
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Middleburg · Creekfront Acreage
Black Creek Park
Acre-plus lots on the South Fork of Black Creek with navigable water and no HOA.
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Middleburg · Clay County
Brannan Mill Plantation
An established single-family Middleburg community of about 269 homes on large lots, with a quiet, country-edge setting.
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Middleburg · CR-218
Coppergate Estates
Quarter-acre cul-de-sac lots with a $200-a-year HOA and no CDD.
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Middleburg · Townhomes
Corsair
The county's price floor: D.R. Horton townhomes from ~$209K, under a mile from the expressway interchange.
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Middleburg · New Construction
The District at Oakleaf
Meritage's three-phase community: Commons townhomes from $240K with a pool, dog park and efficiency specs.
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Clay
Double Branch
Double Branch, Pulte's no-CDD community off Tynes Boulevard in Middleburg. Final-phase pricing from $340,490, the $174-a-quarter HOA with a community fiber network, the under-a-mile expressway story, schools, and the honest.
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Middleburg · Clay County
Duck Pond
A small, established Middleburg neighborhood in rural Clay County, attainable, low-traffic, and land-rich.
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Middleburg · Acreage
Foxmeadow
One-to-two-acre lots beside Jennings State Forest with a voluntary HOA.
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Middleburg · Starter Value
Glen Laurel
The Clay County starter door: late-90s stock, low HOA, no CDD.
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Middleburg · Amenity Community
GreyHawk
Lennar collections around a lagoon pool and lakeside clubhouse - the corridor's amenity maximalist.
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Clay
Jennings Farm
Jennings Farm, the gated no-CDD community off Blanding in Middleburg. LGI pricing from $357,900, the $3M amenity center, the real HOA math, how buying from LGI actually works, schools, and the honest.
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Middleburg · Townhomes
Kindlewood Forest
The county's entry-price benchmark: sold-out D.R. Horton townhomes now trading as Brannan Field corridor resale.
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Middleburg · Post-2008 Value
Kindlewood
Post-2008 production value with a pool, sorted from its townhome namesake.
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Middleburg · New Townhomes
The Landing at Brannan Field
New D.R. Horton townhomes from the $230s beside the First Coast Expressway, minutes from Oakleaf Town Center.
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Middleburg · Gated, No CDD
Linda Lakes
Four stocked lakes behind a gate, with no CDD on the tax bill.
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Middleburg · Lennar TH
Longbay Townhomes
Nature-oriented Lennar townhomes from the low $240s off Blanding.
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Clay County · Land & Acreage · New Construction · Black Creek
Middleburg
Clay County's land-rich western frontier on Black Creek (32068). Acreage and flexible-use lots alongside new-construction master plans like Two Creeks, Double Branch, Pine Ridge, and Jennings Farm. New homes from the high $300s; older value resales below. A-rated Clay schools, Black Creek fishing & kayaking, Jennings State Forest. CR-220 + CR-218 widenings underway. Honest on flood zones, well & septic.
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Middleburg · New Construction
Murray Farms
Pulte's range play from $317K - 1,510 to 3,265 sq ft, the corridor's widest plan board.
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Middleburg · Clay · Amenity Community
Pine Ridge Plantation
Established amenity community in Middleburg (Clay, 32068) with a community pool, playground, and sidewalks. Value 3-5 bed family homes built late 2000s onward. Middleburg area median ~$297K (2026, Redfin). Confirm CDD.
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Middleburg · Mature Value
Ridaught Landing
Established Middleburg with a pool and trails, priced under the new builds.
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Clay
The Ravines
The Ravines, Middleburg's 24/7 manned-gated community on rare Black Creek ravine topography. The golf-course-to-preserve story told honestly, the condo and estate mix, real fees, the redevelopment question, prices, schools, and.
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Middleburg · Clay County · Preserve & 27 Lakes
Two Creeks
Master-planned community in Middleburg (Clay, 32068), launched 2006 amid ~250 acres of preserve and 27 lakes. Clubhouse, pool & toddler pool, fitness, tennis, sand volleyball. The Preserve gated section for larger lots. Highly rated Clay schools. CDD. Mostly resale upper $300s-$600s.
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Middleburg · Black Creek
Villages of Fireside
Established community with a nature walk and picnic area on Black Creek.
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Middleburg · Move-In Ready
Westfield Park
Starlight's move-in-ready homes from ~$245K with appliances and washer/dryer included.
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Middleburg · No-CDD Value
Whisper Creek
Blanding-corridor family value with a sub-$30/mo HOA and no CDD.
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Green Cove Springs (27)
Clay · Green Cove Springs · Coming Soon (BTI)
Agricola
Planned 4,000-unit new-urban community from BTI Partners on ~3,145 ac west of US-17 in Green Cove Springs (2,170 SF, 370 TH, 1,460 MF), ~50% open space. Clay rezoning approved Apr 2026, now permitting. Years out.
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Green Cove Springs · New Construction
Anabelle Island
KB Home and Dream Finders competing in one natural-gas community from the $260Ks - with a CDD to price in.
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Green Cove Springs · Resale
Bradley Creek
Pulte's sold-out ~100-home boutique: 60-foot lots and community fiber in the Lake Asbury corridor.
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Green Cove Springs · Clay · Amenity Master-Planned
Cross Creek
D.R. Horton amenity master-plan in Green Cove Springs (Clay, 32043). Clubhouse, resort pool, splash pad, fitness, sports courts; newer Cross Creek Express phase. 3-5 bed, ~high $200s to low $460s (2026). Confirm CDD.
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Green Cove · 55+
Edenbrooke at Hyland Trail
The attainable 55+ neighborhood of Hyland Trail: Lennar active-adult homes from around $300K with a planned amenity center.
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Green Cove Springs · Clay County
Glen Haven
A small single-family community in the Lake Asbury area of Green Cove Springs, with playgrounds and a quiet, close-knit setting.
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Green Cove Springs · Yacht Club
Governors Pointe
22 gated custom lots and a 44-slip marina on the St. Johns - the county's only yacht club community.
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Clay · New Construction · GreenPointe / Lennar · Value
Granary Park
GreenPointe master plan built by Lennar in the Lake Asbury area of Green Cove Springs (32043), on a former dairy farm with the original grain silos repurposed at the entrance and amenity center. Three collections (40s/50s/60s), ~1,660 to 3,000+ sf, from the high $290Ks. Meeting House clubhouse, oasis pool, fitness studio, dog park. CDD + HOA. A-rated Clay schools.
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Clay County · Growth Frontier · New Construction · Riverfront
Green Cove Springs
Clay County's fast-growing new-construction frontier on the St. Johns River. Sales up from ~300/yr (2013) to 1,000+/yr (2023); dozens of builders, ~200 communities, mid-$180s to $2M+. A-rated Clay schools, historic mineral springs + Spring Park. Communities: Magnolia Point (gated golf), Cross Creek, Rolling Hills, Rookery. 8,000+ future Agrihood homes.
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Green Cove Springs · New Construction
Holstein Crossing
Lennar versus Mattamy on one road - the county's purest builder head-to-head, from $312K.
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Clay County · New Construction · GreenPointe · Value
Hyland Trail
GreenPointe's value-focused master plan in Green Cove Springs (Clay County), along Henley Road near the new First Coast Expressway. 750 acres, ~1,500 homes planned. Three builders (Pulte, Dream Finders, Lennar), plus Green Cove Springs' first 55+ neighborhood by Lennar. Trails, wooded preserve, resort pool, pickleball. From the low-to-mid $300Ks, priced below comparable St. Johns communities.
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Clay · Green Cove Springs
Lake Asbury
One of Clay County's fastest-growing areas, a lakeside and country community between Green Cove Springs and Middleburg (32043) along the First Coast Expressway corridor. Established homes plus new construction, waterfront and acreage, A-rated local schools. 2026 median low-to-mid $380Ks, CDD/HOA varies by section.
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Clay · New Construction · Meritage & Mattamy · Value
Lakes at Bella Lago
Meritage & Mattamy new-construction community in Green Cove Springs (32043), built around a large lake minutes from the new First Coast Expressway. ~1,270 to 3,530 sf across two builders, from the low $300Ks, energy-efficient with resort amenities (pool, clubhouse, dog park, trails). Very low HOA plus a CDD. Clay County schools. The Clay value play.
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Clay · New Construction · BTI Partners
Laurelton
A 3,300-acre master-planned community in Green Cove Springs (formerly Governors Park), opening in phases with David Weekley, Richmond American, and Lennar. Clubhouse, resort pool, pickleball, dog park, event barn. A-rated Clay schools. From the $400s. Clay County value, first-phase pricing. Bring your own agent to the builder.
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Green Cove Springs · Gated 27-Hole Golf · 1,000 Acres · No CDD
Magnolia Point Golf & Country Club
Green Cove Springs' only 24-hr manned-gated community on 1,000 wooded acres. 27-hole signature golf course, renovated 7,500 sf clubhouse, 25-yd pool, 7 clay tennis courts. LOW-cost flexible club (initiation ~$0-2,500). Homes 1,365-4,000+ sf, larger lots, pool homes median ~upper $500s. HOA funds manned gate; NO CDD; membership separate.
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Green Cove Springs · Clay · Master-Planned
Magnolia West
D.R. Horton master-plan in fast-growing Green Cove Springs (Clay, 32043). Newer 3-5 bed single-family homes and amenities at value prices. ~$314K area median list (2024); GCS ~$300K median (2026). Confirm CDD per home.
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Green Cove Springs · Clay County
Peters Creek
A large-lot, water-oriented area in Green Cove Springs, Clay County, where homesites run big and Peters Creek runs to Black Creek and the St. Johns River.
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Green Cove Springs · First Village
The Preserve at Laurelton
David Weekley opens the 3,300-acre Laurelton plan - ground-floor entry from $390K.
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Clay · New Construction · Green Cove Springs · LGI Homes
Rolling Hills
An LGI Homes master-planned community in the Lake Asbury area of Green Cove Springs (32043), roughly 761 homes set in a large preserve. Single-family from the low $300Ks (~1,247 to 1,981 sf) with LGI CompleteHome upgrades; Adams Homes builds the Shadow Crest section from the high $280Ks. Big resort amenity center (9,300 sf clubhouse, two pools + water slide, six tennis courts, sand volleyball, fitness). A-rated Clay schools, low HOA, CDD applies. Minutes to the First Coast Expressway.
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Green Cove Springs · Clay · New Construction
Rookery
D.R. Horton new-construction community in Green Cove Springs (Clay, 32043) with single-family homes and townhomes. 3-5 bed, 1,245-2,500 sqft, ~mid $280s to low $410s (2026). Townhomes a low entry point. Confirm CDD.
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Lake Asbury · Established
Royal Pointe
~$200/year HOA, no CDD, homes to 4,000 sq ft - the carrying-cost benchmark every new build must beat.
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Lake Asbury · Move-Up
Russell Retreat
The corridor's big-plan lane: Lennar 4-5 bedroom homes to 3,223 sq ft in the 7/10 school chain.
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Clay
Sandridge Hills
Sandridge Hills, Mattamy's intimate ~190-home, no-CDD community in Lake Asbury. Real 2026 pricing from the low $300s, the $375/quarter HOA, the no-CDD math dollarized against the corridor, Clay schools, and the honest.
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Green Cove Springs · Clay · Agrihood
Saratoga Springs
Ryan Homes agrihood in Green Cove Springs (Clay, 32043) built around a community farm plus resort amenities, with a dedicated 55-plus section. New homes from the mid $300s (2026). Confirm CDD.
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Lake Asbury · Pool
Silver Creek
Six hundred homes across from Ronnie Van Zant Park with a community pool.
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Lake Asbury · Resale Value
Village Park
3-6 bedrooms from a value basis with a $490/year HOA - the corridor's size-per-dollar play.
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Green Cove · DRH Express
Willow Springs
DRH Express homes with a resort pool and no CDD near the expressway.
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Orange Park (26)
Orange Park · Value
Bear Run
Established 1985-1995 streets off Blanding with no HOA listed.
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Clay · Orange Park Value
Bellair-Meadowbrook Terrace
Established, affordable Clay County community near Orange Park. Value-priced ranch homes, around $264K median (Rocket Homes 2025). Clay County schools.
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Oakleaf · Gated Townhomes
Briar Oaks Townhomes
Oakleaf resort amenities at the townhome price, with the fee stack explained honestly.
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Orange Park · Oakleaf Village
Cannons Point
A named Oakleaf village with the campus included - bought on its own curve.
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Orange Park · Clay County
Chestnut Ridge
A gated townhome neighborhood within Oakleaf Plantation in Orange Park, low-maintenance two-car-garage townhomes with full access to the Oakleaf amenity campus.
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Orange Park · Clay County
Deerfield Pointe
An HOA single-family community in the Oakleaf area on the Orange Park edge of Clay County, with a mix of one- and two-story homes.
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Orange Park · Lake Pocket
Doctors Lake Estates
The 1963 dead-end pocket on protected Doctors Lake - no HOA, lake access, mature canopy.
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Clay · Oakleaf Golf
Eagle Landing at Oakleaf
Premier Clay County golf community in Oakleaf/Orange Park (32065). 18-hole championship course, Village Green swim park, gymnasium, tennis, A-rated schools. ~1,500 homes, 2026 median low-to-mid $500Ks, CDD + HOA. Sister to Eagle Harbor.
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Oakleaf · No CDD (Clay)
Forest Hammock
Village-style single-family community inside Oakleaf Plantation and the only Oakleaf neighborhood with no CDD, with a zero-entry pool, playgrounds, and a low HOA.
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Orange Park · No HOA
Foxridge
698 homes from the 70s-90s with a county park, tennis and playground inside.
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Orange Park · Oakleaf Village
Highland Mill
The plan's core by name - POA+CDD stack, campus included, schools inside.
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Orange Park · Townhomes
Holly Cove Townhomes
In-town Lennar townhomes fourteen minutes from NAS Jax - the commute-arbitrage entry buy.
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Orange Park · River Bluffs
Holly Point
High-bluff St. Johns estates with docks beside mid-century value streets - no HOA.
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Oakleaf · Entry Condos + TH
Jennings Point
The cheapest key to the Oakleaf pipeline, with its own pool inside the plan.
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Doctors Lake Area · No HOA
Lakeside Estates
Established 1960s community with mature canopy near Doctors Lake.
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Orange Park · Clay County
Laurel Grove
An established single-family Orange Park neighborhood of midsize homes on quiet cul-de-sac lots, minutes from the Orange Park Mall.
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Orange Park · Clay · Gated Golf
Loch Rane
Established gated golf community in central Orange Park (Clay, 32073). Larger custom 1980s-90s homes among a golf course, lakes, and mature trees. Orange Park area ~$340K (2026); Loch Rane custom homes typically higher.
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Clay County · Value · Historic · NAS Jax · Convenience Hub
Orange Park
Established value town just south of Jacksonville. Historic River Road district, older-Florida feel + suburban convenience (Orange Park Mall, hospital). Median ~$340K, starters mid-$200s, waterfront to $1M+. Minutes to NAS Jax (military) + hospital (medical). Many established no-CDD neighborhoods; newer (Eagle Landing, Wilford Preserve, Oakleaf) have HOA+CDD. Clay schools vary by address.
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Orange Park · Clay County
Plantation Village
A low-maintenance townhome community in Orange Park, Clay County, near the St. Johns River and zoned to Orange Park High, with a playground and community amenities.
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Orange Park · Ridgeview
Ridgecrest
Large established subdivision near the Ridgeview school cluster with big lots.
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Oakleaf Adjacent · No CDD
Spencers Crossing
Oakleaf-corridor convenience without the CDD line or the village fee stack.
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Orange Park · Established
Tanglewood Village
Six thousand residents of kept streets between Kingsley and the lake - minimal fees, real value.
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Orange Park · Townhomes
Towering Oaks
Sold-out smart-home townhomes inside established Oakleaf - the finished-corridor resale alternative.
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Oakleaf · No CDD
Waterford Ranch at Oakleaf
118 Richmond American homes with natural gas and no CDD, minutes from Oakleaf Town Center and SR-23.
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Orange Park · First Home
Waterview Ridge
Sub-$300K starter homes with a near-zero HOA and no CDD.
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Clay · Orange Park New Build
Wilford Preserve
A Dream Finders new-construction community in the Argyle Forest area of Orange Park, near Oakleaf (Clay County). Resort-style pool, A-rated Clay schools, close to NAS Jacksonville. Homes high $300Ks to ~$500K, carries CDD + HOA, builder incentives common.
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Fleming Island (21)
Fleming Island · Plantation TH
Autumn Glen
The attainable door into Fleming Island Plantation schools and splash-park summers.
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Fleming Island · Eagle Harbor Village
Black Creek at Eagle Harbor
The creek-corner village with its own sub-association and full master-plan amenities.
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Fleming Island · Eagle Harbor
Country Walk at Eagle Harbor
The plan's walkable family village - swim parks and golf three minutes out.
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Fleming Island · New Construction
Creighton Pointe
The island's new-build unicorn: Drees infill from $583K inside the school chain.
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Fleming Island · Gated
Cypress Glen
The gated enclave inside Fleming Island Plantation - $65 HOA, full Plantation amenities via the CDD.
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Fleming Island · Clay · Golf & Lake · Doctors Lake
Eagle Harbor
Award-winning Fleming Island golf & lake master plan (Clay, ~3,400 homes) on a Doctors Lake peninsula. Three pools, championship golf, a dozen Har-Tru tennis courts, NE Florida's largest soccer complex community boat launch. CDD bond paid off on many homes (low carrying cost). Top Fleming Island schools. Resale $300s-$700s+.
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Clay County · Doctors Lake · Top Clay Schools · higher-price-tier
Fleming Island
Clay County's higher-price-tier master-planned peninsula on Doctors Lake/Black Creek/St. Johns River. Median income $100K+, top Clay schools (Fleming Island High), boating lifestyle, ~7-mile island sidewalk, Town Center. Neighborhoods: Fleming Island Plantation, Eagle Harbor, Pace Island, Margaret's Walk, Hibernia. ~$320K-$600K+; waterfront estates higher. HOA/CDD varies.
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Fleming Island · Clay County
Fleming Oaks
An established single-family neighborhood in sought-after Fleming Island, Clay County, near public schools.
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Fleming Island · No CDD
Harbor Island
The island's fee-light standalone - Fleming Island schools without the assessment stack.
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Clay
Hibernia Plantation
Hibernia Plantation, Fleming Island's 119-home Olde Florida estate enclave on the original Fleming family land. Real prices, the no-CDD low-HOA math, the 14 riverfront lots, dock reality, the Margaret Seton Fleming history, and.
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Fleming Island · River Corridor
Hollywood Forest
Big lots, old trees, select St. Johns dock parcels - no HOA. What the island used to be.
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Fleming Island · No HOA (Established)
Island Forest
Established single-family community on Fleming Island with no HOA, larger lots, and pool homes, near top-rated Clay County schools.
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Fleming Island · Eagle Harbor
Lake Ridge North
The northern sister of Lake Ridge South - three entities, one name, sorted first.
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Fleming Island · Clay · Gated Low-Maintenance
Lake Ridge South
Gated low-maintenance enclave of ~104 attached single-family homes in Fleming Island Plantation (Clay, 32003), built by Centex 2004-05. Resort amenity access; lock-and-leave living. ~$364K median.
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Fleming Island · Gated Entry
Lake Ridge Villas North
The gated attached-home quarter of the Plantation, next door to the Splash Park.
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Fleming Island · Clay · Gated Riverfront
Margaret's Walk
Exclusive gated Fleming Island enclave (Clay, 32003) with a nature trail to a St. Johns River community dock plus Fleming Island Plantation amenities. Larger 4-5 bed homes. ~mid $500s to high $700s, to ~$795K (2025).
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Clay · Guard-Gated · Doctors Lake
Pace Island
Guard-gated Fleming Island community on Doctors Lake (Clay County, ZIP 32003), with two pools, tennis, a clubhouse, and top-rated Clay schools. Established estate homes, no CDD. Above the Fleming Island median, commonly $400s into the $700s and beyond, with Doctors Lake waterfront at the top.
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Fleming Island · Conservation Edge
The Preserve at Eagle Harbor
Buffer lots on protected land - the plan's most durable premium, proven by survey.
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Fleming Island · Gated
River Hills Reserve
Gated Plantation village with itemized fees - and a CDD bond portion that retires on schedule.
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Fleming Island · Gated Waterfront
River Passage
The corridor's boutique gate - waterfront privacy in a records-first market.
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Fleming Island · Townhomes
Stone Creek at Eagle Harbor
The island's smallest door: fee-simple townhomes with the schools and swim parks attached.
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Keystone Heights (9)
Clay · Guide
Alan Lake Estates
Small acreage subdivision along Alan Lake Road overlooking a small private sandhill lake in Keystone Heights, Florida, Clay County.
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Clay · Guide
Ari Woods
Small established subdivision of contemporary single-family homes on roughly 0.45-acre lots near downtown Keystone Heights, Clay County, Florida, governed by Ari Woods Association Inc.
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Clay · Guide
Bakersfield
Established spacious-lot single-family neighborhood in Keystone Heights, Clay County, Florida, known for larger homes set among green space in the lake district.
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Clay · Guide
Crystal Lake Homesites
The honest buyer guide to Crystal Lake Homesites near Keystone Heights: an older rural plat by exceptionally c
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Clay · Guide
Deer Springs
Quiet rural residential pocket near Deer Springs Lake off the SR-21 corridor north of Keystone Heights in Clay County, Florida.
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Clay · Guide
Gator Bone Lake Estates
Rural lakefront subdivision on Gator Bone Lake off CR-352 near Keystone Heights, Florida, in the southern lake district.
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Keystone Heights · Lakefront
Lake Geneva
Sand-bottom, spring-influenced lakefront with white-sand shoreline, no HOA, and room for boats and RVs.
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Clay · Guide
Long Lake Estates
Rural acreage subdivision with lakefront and lake-access parcels on Long Lake along Long Lake Road north of Keystone Heights, Florida, in the sandhill lake district.
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Clay · Guide
Silver Sands Estates
Small established established subdivision in Keystone Heights, Clay County, Florida, in the lake district near spring-fed Silver Sands Lake.
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Other (2)
Clay · Doctors Lake
Doctors Inlet
Established Clay County area along Doctors Lake near Fleming Island. Wooded, waterfront, and newer subdivision homes; Doctors Inlet Reserve around $340K (2024).
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Clay · Lakeside Town
Keystone Heights
Small lakeside town in south Clay County. Craftsman and ranch homes on acre lots around Lake Geneva and Lake Santa Fe; ~$315K median (Homes.com 2026).
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Directory generated from the neighborhood guide library as of 2026-09-07. Community facts on each guide carry their own sources and dates. Equal Housing Opportunity.