Aerial view of Hilltop Acres

Hilltop Acres
Homes for Sale in St. Augustine, FL

Community in St. Augustine · St. Johns County · ZIP 32086
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True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS data8 years of closingsUpdated twice daily

As of September 2026, the MLS records 2 closed sales in Hilltop Acres in St. Augustine, FL since 2018, the most recent in November 2022. Across St. Augustine as a whole, 2,670 homes closed in the last 12 months at a median of $453,314, 52 median days on market, with 685 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $6,110 ($5,590 with the full homestead exemption).

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Hilltop Acres sits in St. Augustine, in St. Johns County, and the honest starting point is that this snapshot is thin on hard numbers. I won't invent a median, a days-on-market figure, or a price trend I can't stand behind. What I can tell you is that pricing in a small St. Augustine pocket like this tends to be driven by the individual home — its condition, lot, and updates — more than by any tidy neighborhood-wide average.

For a buyer, that means underwriting each listing on its own merits rather than assuming the last sale down the street sets your number. For a seller, it means condition and presentation carry more weight here than a headline statistic would suggest. Until we have a firmer data pull, treat any single comp as a starting question, not an answer.

The 60-Second Overview

Hilltop Acres is a St. Augustine community in St. Johns County, positioned within one of Northeast Florida's most sought-after coastal counties. With limited market data available in this snapshot, the smart move is to read each home and each comparable sale individually.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers targeting a St. Johns County location who are comfortable underwriting each home individually
  • Buyers seeking a St. Augustine address and willing to move when the right specific listing appears
  • Sellers prepared to compete on condition and presentation rather than a headline average

Probably not for

  • Buyers who want a deep bench of comparable sales and a clear price benchmark before making an offer
  • Buyers expecting a large, fast-moving inventory to choose from
  • Anyone unwilling to evaluate a home on its own merits rather than a neighborhood-wide number

The market around Hilltop Acres

Hilltop Acres is too small for its own price trend, so here is the market around it.

In ZIP 32086, 173 homes are on the market and 17% are under contract — a slower corner of St. Augustine.

Across St. Johns County, 1,855 homes are active and 859 pending (32% under contract).

ZIP and county figures describe the wider market, not Hilltop Acres specifically. Momentum Research analysis of MLS records.

If we were buying in Hilltop Acres today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Hilltop Acres.

Best Buy
Buyers who want a foothold in St. Johns County and are willing to evaluate homes one at a time.
Biggest Risk
Thin data means you can't lean on a neighborhood average — every price needs its own justification.
Sweet Spot
A well-presented home priced against real comps, not assumptions.
Avoid If
You need a predictable, data-rich market with clear pricing benchmarks up front.

The location and the amenities are priced into every listing in Hilltop Acres. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a smaller St. Augustine pocket where a clean neighborhood average is hard to come by, our value is in the legwork: pulling the actual comparable sales, reading each home's condition against its price, and telling you plainly when a listing is stretching or when it's fairly cut. We work this St. Johns County market directly, and we'd rather give you a grounded read than a headline number.

Hilltop Acres in 15 seconds.

Best forBuyers who want a foothold in St. Johns County and are willing to evaluate homes one at a time.
Biggest advantageA St. Augustine address inside one of the region's most in-demand counties.
Biggest riskThin data means you can't lean on a neighborhood average — every price needs its own justification.
Sweet spotA well-presented home priced against real comps, not assumptions.
Avoid ifYou need a predictable, data-rich market with clear pricing benchmarks up front.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Hilltop Acres sales matched to your home.

What is your Hilltop Acres home worth?

Get a no-obligation home value based on real comparable sales in Hilltop Acres, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Hilltop Acres on the map →

Real comps, not an automated estimate.
Buyers targeting a St. Johns County location who are comfortable underwriting each home individuallyExcellent fit
Buyers seeking a St. Augustine address and willing to move when the right specific listing appearsExcellent fit
Sellers prepared to compete on condition and presentation rather than a headline averageExcellent fit
Buyers who want a deep bench of comparable sales and a clear price benchmark before making an offerProbably not
Buyers expecting a large, fast-moving inventory to choose fromProbably not
Anyone unwilling to evaluate a home on its own merits rather than a neighborhood-wide numberProbably not

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-08-30
Historical depthClosed-sale records back to 2018 (2 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,942/mo
St. Johns County typical true cost to own
$115/mo
St. Johns County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.