La Terrazza
Homes for Sale in St. Augustine, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE · via realMLS
As of September 2026, the MLS records 4 closed sales in La Terrazza in St. Augustine, FL since 2006, the most recent in May 2026. Across St. Augustine as a whole, 2,667 homes closed in the last 12 months at a median of $454,157, 53 median days on market, with 685 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $6,120 ($5,600 with the full homestead exemption).
La Terrazza is a small pocket within St. Augustine, and in a community this size price is set less by a sticker range and more by the specifics of the individual home — its condition, its updates, and how it sits on the lot. With a limited number of doors, one or two listings can swing the visible picture, so we read each sale on its own terms rather than leaning on a broad average.
For buyers, that means the comp you're handed deserves scrutiny: a recently renovated home and a dated one can carry very different numbers here, and the spread is condition-driven, not neighborhood-wide. For sellers, presentation and preparation do real work, because in a thin market there is nowhere for a tired listing to hide.
The 60-Second Overview
La Terrazza sits in St. Johns County within St. Augustine, close enough to the city's historic core and coastal access to draw interest, small enough that inventory is rarely deep.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of La Terrazza. Swipe to explore the community.
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La Terrazza
La Terrazza
La TerrazzaPhotos from realMLS listings in La Terrazza; content deemed reliable but not guaranteed.
Who La Terrazza is best for.
Best for
- Buyers prioritizing a St. Augustine location and willing to move when the right home surfaces
- Purchasers comfortable underwriting a specific property's condition rather than a neighborhood average
- Sellers ready to prepare and price a home carefully in a low-inventory setting
Probably not for
- Buyers who want many comparable homes on the market at once
- Shoppers expecting a predictable, published price range before touring
- Anyone unwilling to weigh condition and updates over headline square footage
The market around La Terrazza
La Terrazza is too small for its own price trend, so here is the market around it.
In ZIP 32095, 290 homes are on the market and 33% are under contract — a fast-moving corner of St. Augustine.
Across St. Johns County, 1,855 homes are active and 859 pending (32% under contract).
ZIP and county figures describe the wider market, not La Terrazza specifically. Momentum Research analysis of MLS records.
The La Terrazza buying strategy.
If we were buying in La Terrazza today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in La Terrazza.
A small pocket, read house by house
In a community of this scale, aggregate statistics can mislead. A single distinctive property closing in a given month can move a median more than any real shift in value, so the honest approach is to underwrite each home against its own condition and finishes rather than against a neighborhood-wide trend line.
Location does the heavy lifting on demand. St. Augustine's historic district, its beaches, and the broader St. Johns County setting all pull buyers toward this part of the market, which tends to keep well-prepared homes moving. That same demand, paired with limited supply, is why we tell sellers here that condition and pricing discipline matter more than square footage claims.
The location and the amenities are priced into every listing in La Terrazza. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Thin-inventory communities reward local reading over spreadsheet math. We track what actually trades in and around La Terrazza, separate condition-driven pricing from real market movement, and keep our clients from over- or under-pricing off a single misleading comp. When the numbers are too sparse to trust blindly, we say so and price on fundamentals.
La Terrazza in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a La Terrazza buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed La Terrazza sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in La Terrazza, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your La Terrazza home worth?
Get a no-obligation home value based on real comparable sales in La Terrazza, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in La Terrazza on the map →
Should you buy in La Terrazza?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near La Terrazza with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: August 30, 2026) |
| Under-contract shares | realMLS records, as of 2026-08-30 |
| Historical depth | Closed-sale records back to 2006 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how La Terrazza fits the bigger picture — live prices, inventory, and Momentum Scores:
The real cost & risk here
Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · St. Johns County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
La Terrazza Market Scorecard
La Terrazza is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32095 ZIP is $502,106, about 19.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.