La Terrazza in St. Augustine

La Terrazza
Homes for Sale in St. Augustine, FL

All 1,143 homes for sale in St. Augustine, FL · median $479,990 · 132 condos for sale in St. Augustine · 208 homes for sale in 32095 · St. Johns County homes for sale

Community in St. Augustine · St. Johns County · ZIP 32095
Median sale $720K
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True comps, carrying-cost math, and listings before the portals.

Photo courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE · via realMLS

Built fromLive realMLS data20 years of closingsUpdated twice daily

As of October 2026, the MLS records 4 closed sales in La Terrazza in St. Augustine, FL since 2006, the most recent in May 2026. Across St. Augustine as a whole, 2,438 homes closed in the last 12 months at a median of $445,000, 48 median days on market, with 692 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $5,990 ($5,480 with the full homestead exemption).

Live · La Terrazza Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$720K
Median sold · 12 mo
$313/sf
Sold $/sqft · 12 mo
peak $313 in 2026
Tempo
43days
Median DOM · closed
43 days at the 2026 low
0 · 0
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
Jon Brooks, founder of Momentum Realty
Jon's Current Read

La Terrazza is a small pocket within St. Augustine, and in a community this size price is set less by a sticker range and more by the specifics of the individual home — its condition, its updates, and how it sits on the lot. With a limited number of doors, one or two listings can swing the visible picture, so we read each sale on its own terms rather than leaning on a broad average.

For buyers, that means the comp you're handed deserves scrutiny: a recently renovated home and a dated one can carry very different numbers here, and the spread is condition-driven, not neighborhood-wide. For sellers, presentation and preparation do real work, because in a thin market there is nowhere for a tired listing to hide.

Nearby homes for sale

No active listings inside La Terrazza right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

200 PASEO TERRAZA #206
$315K · 0.0 mi away
3 bd · 2 ba · 1,752 sqft
200 PASEO TERRAZA #206
Listed by MOXII PRO REALTY
130 CALLE EL JARDIN #104
$260K · 0.1 mi away
3 bd · 2 ba · 1,383 sqft
130 CALLE EL JARDIN #104
Listed by ONE SOTHEBY'S INTERNATIONAL REALTY
150 CALLE EL JARDIN #201
$285K · 0.1 mi away
3 bd · 2 ba · 1,383 sqft
150 CALLE EL JARDIN #201
Listed by GAILEY ENTERPRISES LLC
315 VIA CASTILLA #204
$215K · 0.2 mi away
3 bd · 2 ba · 1,383 sqft
315 VIA CASTILLA #204
Listed by MARK SPAIN REAL ESTATE
164 FRONT DOOR Lane
$530K · 0.2 mi away
3 bd · 2 ba · 1,685 sqft
164 FRONT DOOR Lane
Listed by FLORIDA HOMES REALTY & MTG LLC
816 CYPRESS CROSSING Trail
$547K · 0.2 mi away
4 bd · 2.5 ba · 2,689 sqft
816 CYPRESS CROSSING Trail
Listed by MARK SPAIN REAL ESTATE

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

La Terrazza market snapshot (as of September 24, 2026): the median sale price is about $720K ($313 per sq ft over the trailing 12 months of closed sales), and a median 43 days on market for closed sales.

In ZIP 32095 (St. Augustine), 1,075 homes closed in the last 12 months at a median of $498K ($221/sq ft), down 1.9% year over year, with a median 50 days on market. Right now 161 active and 72 pending listings put supply at about 2.9 months — a balanced market. See the live ZIP 32095 housing market and the St. Johns County market.

La Terrazza sits in St. Johns County within St. Augustine, close enough to the city's historic core and coastal access to draw interest, small enough that inventory is rarely deep.

Best for

  • Buyers prioritizing a St. Augustine location and willing to move when the right home surfaces
  • Purchasers comfortable underwriting a specific property's condition rather than a neighborhood average
  • Sellers ready to prepare and price a home carefully in a low-inventory setting

Probably not for

  • Buyers who want many comparable homes on the market at once
  • Shoppers expecting a predictable, published price range before touring
  • Anyone unwilling to weigh condition and updates over headline square footage
WindowClosingsMedian sold$ / sq ftMedian DOMTypical size
20263$720,000$31343 days2,300 sq ft

Source: realMLS closed listings, aggregated by Momentum Research. Deemed reliable but not guaranteed.

If we were buying in La Terrazza today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in La Terrazza.

Best Buy
Buyers who want a St. Augustine address in a small, low-inventory pocket of St. Johns County.
Biggest Risk
A thin market where one or two listings can distort the visible pricing picture.
Sweet Spot
A well-maintained home bought or sold on its own condition, not a borrowed comp.
Avoid If
You need deep inventory and constant choice to feel confident.

A small pocket, read house by house

In a community of this scale, aggregate statistics can mislead. A single distinctive property closing in a given month can move a median more than any real shift in value, so the honest approach is to underwrite each home against its own condition and finishes rather than against a neighborhood-wide trend line.

Location does the heavy lifting on demand. St. Augustine's historic district, its beaches, and the broader St. Johns County setting all pull buyers toward this part of the market, which tends to keep well-prepared homes moving. That same demand, paired with limited supply, is why we tell sellers here that condition and pricing discipline matter more than square footage claims.

“

The location and the amenities are priced into every listing in La Terrazza. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

Thin-inventory communities reward local reading over spreadsheet math. We track what actually trades in and around La Terrazza, separate condition-driven pricing from real market movement, and keep our clients from over- or under-pricing off a single misleading comp. When the numbers are too sparse to trust blindly, we say so and price on fundamentals.

La Terrazza in 15 seconds.

Best forBuyers who want a St. Augustine address in a small, low-inventory pocket of St. Johns County.
Biggest advantageLocation — proximity to the historic core, the coast, and the broader county draw.
Biggest riskA thin market where one or two listings can distort the visible pricing picture.
Sweet spotA well-maintained home bought or sold on its own condition, not a borrowed comp.
Avoid ifYou need deep inventory and constant choice to feel confident.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the La Terrazza homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in La Terrazza.
In short
  • HOA dues reported around $884/month (about $10,608/yr) · median of 11 MLS listings, most billed quarterly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $884 per month ($10,608 a year) — the median AssociationFee across 11 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed La Terrazza sales matched to your home.

What is your La Terrazza home worth?

Get a no-obligation home value based on real comparable sales in La Terrazza, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in St. Augustine →

Real comps, not an automated estimate.

Recently off market in La Terrazza

Homes in La Terrazza that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$3,000/mo
St. Johns County typical true cost to own
$115/mo
St. Johns County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

What is the median home price in La Terrazza?
The median sale price in La Terrazza was $720K over the 12 months ending September 24, 2026 (3 closed sales, realMLS).
How long do homes in La Terrazza take to sell?
Homes that closed in the 12 months ending September 24, 2026 took a median 43 days on market (None sales, realMLS).
Who is the best real estate agent for La Terrazza?
The best agent for La Terrazza is one who actively works St. Augustine and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for La Terrazza.
How do I find a top St. Augustine real estate agent who knows La Terrazza?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows La Terrazza and the wider St. Augustine area.
Can Momentum Realty connect me with an agent for La Terrazza?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your La Terrazza purchase or sale - no call center and no pressure.
Where is La Terrazza, and what county is it in?
La Terrazza is in St. Augustine, St. Johns County, FL, ZIP 32095. The community's center is about 9 miles north of the center of St. Augustine (straight-line).
How far is La Terrazza from downtown Jacksonville and the beach?
About 27 miles from downtown Jacksonville and about 5 miles from the Atlantic beach at South Ponte Vedra Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Buyers prioritizing a St. Augustine location and willing to move when the right home surfacesExcellent fit
Purchasers comfortable underwriting a specific property's condition rather than a neighborhood averageExcellent fit
Sellers ready to prepare and price a home carefully in a low-inventory settingExcellent fit
Buyers who want many comparable homes on the market at onceProbably not
Shoppers expecting a predictable, published price range before touringProbably not
Anyone unwilling to weigh condition and updates over headline square footageProbably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: September 25, 2026)
Community market statsrealMLS closed sales, 12-month windows ending September 24, 2026
Under-contract sharesrealMLS records, as of 2026-09-24
Historical depthClosed-sale records back to 2006 (4 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Schools serving nearby communities

We do not have a confirmed school assignment for La Terrazza. These are the public schools most often assigned to other communities in ZIP 32095; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Nearby Communities

Explore more neighborhoods near La Terrazza with Momentum Realty’s local guides.

MCMarshall Creek Dri St Augustine0.3 mi away · median $425K, 3 sales/12 moMarshalls St Augustine0.6 mi awayEl Jardin At Palencia St Augustine0.7 mi awayKensington St Augustine0.9 mi away · median $774K, 12 sales/12 moWCWhite Castle Estates St Augustine1.0 mi away · 117 homes, built 1940–24Prom Point St Augustine1.0 mi away

Browse all neighborhood guides →

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