Aerial view of Ruba

Ruba
Homes for Sale in St. Augustine, FL

All 1,073 homes for sale in St. Augustine, FL · median $479,000 · 143 homes for sale in 32086 · St. Johns County homes for sale

Community in St. Augustine · St. Johns County · ZIP 32086
15 homesBuilt 1987–2007
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Built fromLive realMLS data15 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, the MLS records 6 closed sales in Ruba in St. Augustine, FL since 2011, the most recent in October 2024. Across St. Augustine as a whole, 2,598 homes closed in the last 12 months at a median of $446,250, 48 median days on market, with 697 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $6,010 ($5,490 with the full homestead exemption).

Live · Ruba Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Ownership and context
67%
Owner-occupied · Ruba
10 of 15 parcels homesteaded (FL DOR 2025)
33%
Non-owner-occupied · Ruba
incl. 13% trust or LLC-held · 7% out-of-state
15
Homes in the community
15 residential parcels (FL DOR 2025)
Track record · 15 years of records
Est. 1987
Community established
homes built 1987-2007, median 1996 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

The honest starting point on Ruba is that the snapshot we have is thin — a St. Augustine community in St. Johns County, and not much beyond that in hard numbers. So rather than manufacture a price story I can't support, I'll tell you how to read a market like this: in small St. Johns communities, price is driven far more by the individual home — condition, lot, updates, and how motivated the seller is — than by any neighborhood-wide trend line.

For a buyer, that means come with your own comps and don't anchor to a single headline figure; the spread between a dated home and an updated one in the same pocket can be wide. For a seller, it means presentation and pricing discipline do the heavy lifting here. Talk to us before you list — we'll pull the current, address-level data for Ruba rather than lean on a generalization.

Nearby homes for sale

No active listings inside Ruba right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

116 MOULTRIE CROSSING Lane
$465K · 0.1 mi away
4 bd · 2 ba · 2,231 sqft
116 MOULTRIE CROSSING Lane
Listed by RE/MAX UNLIMITED
145 MOULTRIE CROSSING Lane
$410K · 0.1 mi away
4 bd · 3 ba · 2,518 sqft
145 MOULTRIE CROSSING Lane
Listed by TAH FLORIDA LLC
132 SUMMERHILL Circle
$440K · 0.1 mi away
4 bd · 3 ba · 2,436 sqft
132 SUMMERHILL Circle
Listed by FLORIDA HOMES REALTY & MTG LLC
3205 TURTLE CREEK Road
$470K · 0.4 mi away
3 bd · 2 ba · 2,057 sqft
3205 TURTLE CREEK Road
Listed by LIVE LOVELY REALTY LLC
3020 MAC Road
$775K · 0.4 mi away
4 bd · 3 ba · 2,828 sqft
3020 MAC Road
Listed by OPENDOOR BROKERAGE, LLC.
3285 TURTLE CREEK Road
$475K · 0.6 mi away
3 bd · 2 ba · 1,735 sqft
3285 TURTLE CREEK Road
Listed by MAXREV, LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Ruba sits in St. Johns County within St. Augustine, which puts it inside one of Northeast Florida's most in-demand county markets while keeping the smaller-community character that draws buyers away from the larger master-planned tracts.

realMLS (Northeast Florida) sales records identify 5 homes in Ruba that have changed hands since 2001, built between 1991 and 1998 (median 1996), with a median living area of about 1,308 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing a St. Johns County, St. Augustine location over a large-community amenity package
  • Buyers comfortable evaluating a home on its own condition and merits rather than a neighborhood average
  • Sellers willing to price with discipline and invest in presentation to stand out in a low-inventory pocket

Probably not for

  • Buyers who want many near-identical listings to comparison-shop at once
  • Buyers who need a firm published price range before they'll engage
  • Sellers expecting a broad market trend to carry the price without attention to the home itself

The market around Ruba

Ruba is too small for its own price trend, so here is the market around it.

In ZIP 32086, 190 homes are on the market and 23% are under contract — a steady corner of St. Augustine.

Across St. Johns County, 1,922 homes are active and 834 pending (30% under contract).

In ZIP 32086 (St. Augustine), 456 homes closed in the last 12 months at a median of $330K ($201/sq ft), down 3.7% year over year, with a median 67 days on market. Right now 119 active and 34 pending listings put supply at about 4.9 months — a buyer's market. See the live ZIP 32086 housing market and the St. Johns County market.

ZIP and county figures describe the wider market, not Ruba specifically. Momentum Research analysis of MLS records.

Ruba by the numbers

From county property records and closed MLS sales for the Ruba subdivision: 5 homes on record; built 1991–1998; typical size about 1,308 heated sq ft; 3 bedrooms is the median. Housing mix: single-family 100%.

YearRecorded salesMedian price
20011$147,500
20111$102,000
20191$214,000
20201$274,700
20241$430,000

Newest recorded sale: $430,000 on 2024-10-28.

Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.

Housing distress & ownership in Ruba, St. Augustine

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 2 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-09-25)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

If we were buying in Ruba today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ruba.

Best Buy
Buyers who want a St. Johns County St. Augustine address in a smaller community rather than a large subdivision.
Biggest Risk
Limited recent sales make pricing harder to benchmark without hands-on comps.
Sweet Spot
A well-maintained home bought at a condition-appropriate price with real comps behind it.
Avoid If
You need a deep, liquid inventory of near-identical homes to compare against.

Reading a small St. Johns market

The value of a St. Augustine location in St. Johns County is straightforward: coastal proximity, the historic city core, and county-level demand that has stayed durable through cycles. Ruba benefits from that broader gravity without carrying the volume of a large subdivision, which is a double edge — fewer competing listings, but also fewer recent sales to lean on when you're setting or testing a price.

Because comparable data is limited, expect valuation here to hinge on the specific property. A well-maintained, updated home and a tired one on the same street can justify very different numbers, and you won't find that nuance in a neighborhood average. This is a market where a careful, home-by-home read beats any broad statistic.

“

The location and the amenities are priced into every listing in Ruba. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a smaller community like Ruba, thin data is a liability if you're guessing and an advantage if you have someone pulling live, address-level comps and reading condition against price. We work St. Johns County directly, so we can tell you what a home should actually trade at here — and, just as important, when Ruba isn't the right fit for what you're trying to do.

Ruba in 15 seconds.

Best forBuyers who want a St. Johns County St. Augustine address in a smaller community rather than a large subdivision.
Biggest advantageCounty demand and coastal proximity without the volume of a master-planned tract.
Biggest riskLimited recent sales make pricing harder to benchmark without hands-on comps.
Sweet spotA well-maintained home bought at a condition-appropriate price with real comps behind it.
Avoid ifYou need a deep, liquid inventory of near-identical homes to compare against.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Ruba homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Ruba.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ruba sales matched to your home.

What is your Ruba home worth?

Get a no-obligation home value based on real comparable sales in Ruba, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in St. Augustine →

Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Ruba?
The Florida DOR 2025 assessment roll shows 15 homes in Ruba (public records).
What share of Ruba is owner-occupied?
67% of Ruba parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Ruba built?
Homes in Ruba were built between 1987 and 2007, with a median year built of 1996 (FL DOR 2025 roll).
Who is the best real estate agent for Ruba?
The best agent for Ruba is one who actively works St. Augustine and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Ruba.
How do I find a top St. Augustine real estate agent who knows Ruba?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Ruba and the wider St. Augustine area.
Can Momentum Realty connect me with an agent for Ruba?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Ruba purchase or sale - no call center and no pressure.
Where is Ruba, and what county is it in?
Ruba is in St. Augustine, St. Johns County, FL, ZIP 32086. The community's center is about 4 miles southeast of the center of St. Augustine (straight-line).
How far is Ruba from downtown Jacksonville and the beach?
About 39 miles from downtown Jacksonville and about 4 miles from the Atlantic beach at St. Augustine Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Buyers prioritizing a St. Johns County, St. Augustine location over a large-community amenity packageExcellent fit
Buyers comfortable evaluating a home on its own condition and merits rather than a neighborhood averageExcellent fit
Sellers willing to price with discipline and invest in presentation to stand out in a low-inventory pocketExcellent fit
Buyers who want many near-identical listings to comparison-shop at onceProbably not
Buyers who need a firm published price range before they'll engageProbably not
Sellers expecting a broad market trend to carry the price without attention to the home itselfProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32086))
Under-contract sharesrealMLS records, as of 2026-09-24
Historical depthClosed-sale records back to 2011 (6 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Schools serving nearby communities

We do not have a confirmed school assignment for Ruba. These are the public schools most often assigned to other communities in ZIP 32086; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Nearby Communities

Explore more neighborhoods near Ruba with Momentum Realty’s local guides.

MCMoultrie Crossing St Augustine0.1 mi away · 29 homes, built 2006–08, 1 for saleSSSummerhill St Augustine0.1 mi away · 57 homes, built 2004–05MWMoultrie Wells St Augustine0.1 mi away · 24 homes, built 1990–96Fox Hollow St Augustine0.2 mi away · 26 homes, built 1987–96TSTara St Augustine0.3 mi awayWWWillow Walk Jacksonville0.4 mi away · median $435K, 4 sales/12 moWillow Walk0.4 mi away · median $435K, 4 sales/12 moKings Trace St Augustine0.5 mi away · 80 homes, built 2008–14

Browse all neighborhood guides →

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