Moultrie Lakes
Homes for Sale in St. Augustine, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of OPENDOOR BROKERAGE, LLC. · via realMLS
As of September 2026, the MLS records 2 closed sales in Moultrie Lakes in St. Augustine, FL since 2021, the most recent in August 2025. Across St. Augustine as a whole, 2,667 homes closed in the last 12 months at a median of $454,157, 53 median days on market, with 685 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $6,120 ($5,600 with the full homestead exemption).
Moultrie Lakes sits in the Moultrie corridor of St. Augustine, close enough to the city's core and the coast to matter, but positioned as an established residential pocket rather than a new-construction sprawl. Without a fresh price snapshot in hand, the honest read is that value here is condition-driven: updated homes and lots that back to water or preserve will command a premium, while dated interiors will sit until the number reflects the work needed.
For a buyer, that means underwriting each home on its own merits rather than a neighborhood-wide comp. For a seller, it means presentation and pricing discipline do the heavy lifting — a well-prepped home moves, an optimistically priced one teaches you the market the slow way.
The 60-Second Overview
Moultrie Lakes is an established St. Augustine community in St. Johns County, close to the Moultrie corridor's shopping and a short reach to downtown and the coast — a location that tends to hold interest across cycles.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Moultrie Lakes. Swipe to explore the community.
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Moultrie Lakes
Moultrie Lakes
Moultrie LakesPhotos from realMLS listings in Moultrie Lakes; content deemed reliable but not guaranteed.
Who Moultrie Lakes is best for.
Best for
- Buyers prioritizing a central St. Augustine location with easy access to downtown, US-1, and the coast
- Buyers comfortable evaluating homes individually and budgeting for updates or system replacements
- Long-hold buyers who value an established area over new-build uniformity
Probably not for
- Buyers who want cookie-cutter new construction with predictable, tightly clustered pricing
- Buyers with no budget cushion for deferred maintenance or renovation
- Buyers needing a fast, formulaic comp-based purchase without home-by-home diligence
The market around Moultrie Lakes
Moultrie Lakes is too small for its own price trend, so here is the market around it.
In ZIP 32084, 335 homes are on the market and 25% are under contract — a steady corner of St. Augustine.
Across St. Johns County, 1,855 homes are active and 859 pending (32% under contract).
ZIP and county figures describe the wider market, not Moultrie Lakes specifically. Momentum Research analysis of MLS records.
The Moultrie Lakes buying strategy.
If we were buying in Moultrie Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Moultrie Lakes.
What actually drives value in Moultrie Lakes
The two levers here are location and condition. Proximity to St. Augustine's historic core, US-1, and beach access gives the area durable demand, but individual pricing spreads widely based on how much a home has been updated and what it backs to. Two homes on the same street can justify very different numbers.
Treat this as a home-by-home market. Lot position, water or preserve frontage where it exists, and the age of roof, HVAC, and systems will explain most of the gap between one listing and the next. Bring a critical eye to deferred maintenance and price accordingly.
The location and the amenities are priced into every listing in Moultrie Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
We work St. Johns County listings on the specifics — lot, condition, and what recent nearby sales actually support — rather than a broad-strokes neighborhood pitch. If a home is priced ahead of its condition, or if this isn't the right fit for what you're after, we'll say so before you write an offer or a listing agreement.
Moultrie Lakes in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Moultrie Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Moultrie Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Moultrie Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Moultrie Lakes home worth?
Get a no-obligation home value based on real comparable sales in Moultrie Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Moultrie Lakes on the map →
Should you buy in Moultrie Lakes?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Moultrie Lakes with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Under-contract shares | realMLS records, as of 2026-08-30 |
| Historical depth | Closed-sale records back to 2021 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Moultrie Lakes fits the bigger picture — live prices, inventory, and Momentum Scores:
The real cost & risk here
Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · St. Johns County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Moultrie Lakes Market Scorecard
Moultrie Lakes is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32084 ZIP is $352,627, about 3.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.