Fermathe
Homes for Sale in Jacksonville, FL
All 3,939 homes for sale in Jacksonville, FL · median $299,850 · 74 homes for sale in 32254 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Fermathe is a community in Jacksonville, Duval County, FL (ZIP 32254). Across Jacksonville as a whole, 8,790 homes closed in the last 12 months at a median of $310,000, 43 median days on market, with 2,398 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,540 ($4,800 with the full homestead exemption).
Fermathe is a small, low-profile pocket of Jacksonville in Duval County, and the current MLS snapshot is thin — there is no median price on the board and no community amenities identified from active listings. That matters: with limited data flowing through the feed, price here is set almost entirely by the individual property — its condition, lot, and how it stacks up against comparable homes in the surrounding area rather than by any community premium.
For a buyer, that means underwriting each home on its own merits and leaning on nearby comparable sales rather than a neighborhood benchmark. For a seller, it means pricing is a case-by-case exercise; without a deep pool of recent activity to anchor to, presentation and accurate comps do the heavy lifting.
The 60-Second Overview
Fermathe reads as a quiet, small-footprint area within Jacksonville with no distinct amenity package showing in current listings — the kind of place you evaluate house-by-house rather than by community features.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Fermathe is best for.
Best for
- Value-focused buyers comfortable underwriting a home on condition, lot, and nearby comps
- Buyers prioritizing a Jacksonville/Duval location over community amenities
- Patient buyers willing to do extra legwork in a thin-data area for potential negotiating leverage
Probably not for
- Buyers who want an amenity-rich community with shared features
- Buyers who need an established neighborhood price benchmark before committing
- Buyers seeking a fast, comp-heavy market with abundant recent sales data
The market around Fermathe
Fermathe is too small for its own price trend, so here is the market around it.
In ZIP 32254, 127 homes are on the market and 32% are under contract — a fast-moving corner of Jacksonville.
Across Duval County, 2,814 homes are active and 1,188 pending (30% under contract).
In ZIP 32254 (Jacksonville), 388 homes closed in the last 12 months at a median of $275K ($176/sq ft), down 0.7% year over year, with a median 51 days on market. Right now 55 active and 32 pending listings put supply at about 3.5 months — a balanced market. See the live ZIP 32254 housing market and the Duval County market.
ZIP and county figures describe the wider market, not Fermathe specifically. Momentum Research analysis of MLS records.
The Fermathe buying strategy.
If we were buying in Fermathe today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Fermathe.
A thin-data pocket of Jacksonville
The honest headline is scarcity of data. As of mid-2026, the MLS does not surface a median price for Fermathe or any shared amenities, so this is not a community you buy for a clubhouse, a gated entrance, or a marketed lifestyle. It is a location within Duval County, and its value proposition rides on the specific home and its proximity to the wider Jacksonville area.
That thinness cuts both ways. It can mean less pricing noise and room to negotiate on a well-understood property, but it also means fewer recent transactions to reason from. Anyone active here should expect to do more legwork on comparable sales and lean on someone who watches this corner of the market closely.
The location and the amenities are priced into every listing in Fermathe. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In an area with little published data and no amenity story to lean on, the value is in the analysis. We build pricing off actual comparable sales in the surrounding Jacksonville market, read each property on its own condition and lot, and tell you plainly when a listing does not pencil out. That is the difference between guessing and underwriting.
Fermathe in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Fermathe buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Fermathe sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Fermathe, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Fermathe home worth?
Get a no-obligation home value based on real comparable sales in Fermathe, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Fermathe on the map →
Should you buy in Fermathe?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-07-12 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Fermathe fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Fermathe. These are the public schools most often assigned to other communities in ZIP 32254; zones change and vary by address, so confirm with the district before you buy.
- William M. Raines High School · 9-12 · FLDOE grade B (assigned to 4 nearby communities)
- Lake Shore Middle School · 6-8 · FLDOE grade C (assigned to 4 nearby communities)
- Riverside High School · 9-12 · FLDOE grade C (assigned to 4 nearby communities)
- Biltmore Elementary School · Elementary · FLDOE grade D (assigned to 4 nearby communities)
- James Weldon Johnson College Preparatory Middle School · Middle · FLDOE grade A (assigned to 4 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Common questions about Fermathe
Where is Fermathe?
Fermathe is a community in Jacksonville, Duval County, Florida, ZIP 32254.
Are there homes for sale in Fermathe right now?
No active listings inside Fermathe at the last feed refresh. In ZIP 32254, 127 homes are on the market and 32% are already under contract.
Does Fermathe have an HOA or CDD?
No HOA is on record for Fermathe in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.