Hubbard Lake
Homes for Sale in Jacksonville, FL

All 3,939 homes for sale in Jacksonville, FL · median $299,850 · 100 homes for sale in 32206 · Duval County homes for sale

Community in Jacksonville · Duval County · ZIP 32206
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Hubbard Lake is a community in Jacksonville, Duval County, FL (ZIP 32206). Across Jacksonville as a whole, 8,790 homes closed in the last 12 months at a median of $310,000, 43 median days on market, with 2,398 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,540 ($4,800 with the full homestead exemption).

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Hubbard Lake is a small pocket in Jacksonville's Duval County corner of the market, and right now the current MLS snapshot is thin. That matters: with limited listings and no median price to anchor to, pricing here is driven house-by-house rather than by a settled market rate. Condition, lot, and how a specific home shows will move the number more than any neighborhood premium.

For a buyer, that means do your own homework on comparables outside the immediate listings rather than trusting a single data point. For a seller, it means the way you present and price your specific home carries outsized weight, because there isn't a deep pool of recent activity forcing the price toward a consensus.

The 60-Second Overview

Hubbard Lake sits in Jacksonville, Duval County, and reads as a quiet, low-inventory pocket rather than a high-volume market — the kind of place where the individual house, not the neighborhood label, sets the terms.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who value a Duval County location and will judge a home on its own condition and lot
  • Patient buyers willing to wait for the right listing in a low-inventory pocket
  • Sellers prepared to invest in presentation and pricing strategy where comps are scarce

Probably not for

  • Buyers who need shared community amenities to justify the purchase
  • Anyone who wants a deep, fast-moving market with many options at once
  • Buyers who rely on a single price benchmark instead of independent comps

The market around Hubbard Lake

Hubbard Lake is too small for its own price trend, so here is the market around it.

In ZIP 32206, 135 homes are on the market and 19% are under contract — a steady corner of Jacksonville.

Across Duval County, 2,814 homes are active and 1,188 pending (30% under contract).

In ZIP 32206 (Jacksonville), 220 homes closed in the last 12 months at a median of $305K ($168/sq ft), down 5.1% year over year, with a median 58 days on market. Right now 68 active and 24 pending listings put supply at about 5.8 months — a buyer's market. See the live ZIP 32206 housing market and the Duval County market.

ZIP and county figures describe the wider market, not Hubbard Lake specifically. Momentum Research analysis of MLS records.

If we were buying in Hubbard Lake today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Hubbard Lake.

Best Buy
Buyers who want a Jacksonville location and are comfortable evaluating homes one at a time.
Biggest Risk
Thin data makes pricing hard to anchor and comps harder to find.
Sweet Spot
A well-prepared buyer or seller who does independent homework rather than trusting one data point.
Avoid If
You need an amenity-rich community, since none surface from current listings.

A thin-data market

No community amenities surface from the current MLS listings, so buyers should treat this as a location-and-house decision rather than an amenity-driven one. What you're buying is proximity to greater Jacksonville and the specific home in front of you, not a package of shared features.

Because activity is limited, both sides benefit from patience and independent verification. A single sale can shift perception here quickly, which cuts both ways: it can create an opening for a well-prepared buyer or a well-staged seller, and it can just as easily mislead anyone leaning on one anecdote.

The location and the amenities are priced into every listing in Hubbard Lake. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-inventory pocket like Hubbard Lake, the value we add is pulling comparables from beyond the handful of active listings and reading each home on its own merits. We will tell you plainly when the asking price on a specific house is supported and when it is a hopeful number, and we will tell you when this simply isn't the right fit.

Hubbard Lake in 15 seconds.

Best forBuyers who want a Jacksonville location and are comfortable evaluating homes one at a time.
Biggest advantageLow inventory means less noise and room to negotiate on a specific property.
Biggest riskThin data makes pricing hard to anchor and comps harder to find.
Sweet spotA well-prepared buyer or seller who does independent homework rather than trusting one data point.
Avoid ifYou need an amenity-rich community, since none surface from current listings.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Hubbard Lake homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Hubbard Lake.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Hubbard Lake sales matched to your home.

What is your Hubbard Lake home worth?

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Real comps, not an automated estimate.
Buyers who value a Duval County location and will judge a home on its own condition and lotExcellent fit
Patient buyers willing to wait for the right listing in a low-inventory pocketExcellent fit
Sellers prepared to invest in presentation and pricing strategy where comps are scarceExcellent fit
Buyers who need shared community amenities to justify the purchaseProbably not
Anyone who wants a deep, fast-moving market with many options at onceProbably not
Buyers who rely on a single price benchmark instead of independent compsProbably not

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-07-12

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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Schools serving nearby communities

We do not have a confirmed school assignment for Hubbard Lake. These are the public schools most often assigned to other communities in ZIP 32206; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Common questions about Hubbard Lake

Where is Hubbard Lake?

Hubbard Lake is a community in Jacksonville, Duval County, Florida, ZIP 32206.

Are there homes for sale in Hubbard Lake right now?

No active listings inside Hubbard Lake at the last feed refresh. In ZIP 32206, 135 homes are on the market and 19% are already under contract.

Does Hubbard Lake have an HOA or CDD?

No HOA is on record for Hubbard Lake in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

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